Bpifrance

Helps entrepreneurs prepare, finance and launch or take over a business through guidance, tools and nationwide partner support.

Helps companies advance innovation, develop deeptech ventures and reach markets through financing, investment and tailored support.

Helps businesses fund cash flow, investment, innovation and growth with financing solutions tailored to their needs and stage of development.

Provides businesses with long-term direct and indirect capital to support sustainable growth and development.

Helps companies prepare for international expansion, access overseas opportunities and secure export growth through advice, connections, financing and insurance.

Helps businesses unlock growth, strengthen their organization and prepare for future challenges through advice, training and networking.

Helps users discover French innovative startups, identify relevant solutions, track company developments and showcase startup strengths.

Helps buyers and sellers discover business opportunities, track listings and compare market supply and demand by sector and region.

Connects companies with ecosystem partners in France and internationally to help pursue financing, partnership and innovation opportunities.

Helps TPEs and SMEs access financing, advice and business management support throughout their development.

Streamlines secure coordination and administration of project calls, competitions and programs for applicants, instructors and evaluators.

Helps TPEs and SMEs access Bpifrance loan financing through an online service.

Helps commerce businesses affected by urban damage restore cash flow, rebuild stock and resume operations with zero-interest financing.

Lets individuals direct savings toward defense and technological sovereignty while diversifying investment across unlisted companies.

Création d’entreprise

Bpifrance supports business creation and takeover throughout France in partnership with entrepreneurship support networks. The service promotes entrepreneurship, informs and guides project holders toward qualified professionals, and provides preparation tools, support and financing. Mon Pass Créa, a free personalized online toolbox and digital entry point to support and financing, helps users progress step by step. Local partners extend access to support across France, including overseas territories and priority urban neighborhoods. Bpifrance also monitors business creation trends through its Observatory of Business Creation.

• Find Qualified Guidance
  Access information and be directed toward qualified professionals and resources for a business creation or takeover project.
• Prepare Your Business Project
  Use Mon Pass Créa, a free personalized toolbox, to work through the steps involved in creating or taking over a business.
• Access Practical Support
  Connect with support delivered in partnership with entrepreneurship organizations, including advice, coaching and mentoring.
• Access Startup Financing
  Explore financing tools offered with partner organizations, including honor loans, microcredit, bank guarantees and innovation aid.
• Connect Across France
  Access entrepreneurship support through a network of more than 3,000 partner locations throughout France, including overseas territories.
• Reach Targeted Support
  Find initiatives for entrepreneurs in priority urban neighborhoods and other groups facing barriers.
• Connect With Advisers
  Planned connections are intended to match users with relevant support networks, facilitate adviser exchanges and enable follow-up after business creation.
• Access Bpifrance Business Services
  The planned connection is intended to link Mon Pass Créa with Bpifrance's online banking service and provide an entry point to Cap Créa and Bpifrance offers.
• Explore Entrepreneurship
  Engage with initiatives that promote entrepreneurship in partnership with ecosystem organizations.
• Develop Project Materials
  Planned functionality is intended to help users prepare project presentations, business plans, personalized pitch decks and market studies.
• Track Creation Trends
  Consult monitoring and analysis of business creation trends in France and its territories.

Innovation support

Bpifrance provides financing and support for individual and collaborative innovation projects, including breakthrough, deeptech, service, product, incremental and creative innovation. Support spans feasibility, development and industrial or commercial launch, with solutions for companies seeking funding, equity investment or guidance. The offer includes innovation financing, France 2030 competitions, regional partnerships, support for deeptech startups through Plan Deeptech, and investment in innovative companies. Bpifrance also supports startups, SMEs and mid-sized companies through programs such as Bpifrance Le Hub and tracks emerging trends through the Demain initiative.

• Fund Innovation Projects
  Seek financing suited to innovative projects as they progress from feasibility to development and launch.
• Advance Projects From Feasibility To Launch
  Access support at multiple stages of an innovation project, from assessing feasibility through development and launch.
• Accelerate Deeptech Startup Development
  Receive support across key stages, from project structuring and technology maturation to fundraising, growth and wider deployment.
• Connect With Ecosystem Partners
  Build connections that can support strategic partnerships, identify financing opportunities and help startups scale.
• Secure Investment And Attract Capital
  Access direct investment and co-investment solutions intended to support growth and attract additional private capital.
• Support Growth Through Investment
  Innovative companies can access direct and indirect investment mechanisms to support their growth.
• Compete For France 2030 Support
  Apply to competitions supporting innovation and collaborative research and development projects under France 2030.
• Finance Strategic Sector Projects
  Access financing associated with France 2030's efforts to transform strategic sectors.
• Develop Strategic Technologies
  Access support for technologies in strategic fields such as artificial intelligence, health, quantum technologies, energy, space, cybersecurity and semiconductors.
• Access Business Growth Support
  The accompaniment offer serves portfolio startups and also extends to SMEs and mid-sized companies.
• Access Regionally Adapted Funding
  Regional partnerships enable innovation financing adapted to companies' needs.
• Explore Deeptech Data And Trends
  Use ecosystem data, sector analyses, trend studies and practical resources to inform entrepreneurship, investment or collaboration.
• Identify Emerging Trends
  Explore emerging trends and major economic and industrial issues relevant to future challenges.

Financing

Bpifrance provides financing solutions at each stage of a business, from creation and growth to innovation, international expansion and transfer. The offer includes loans, leasing, unsecured loans, innovation and sector-specific financing, and guarantees. Solutions can support working capital, equipment, business growth and energy or environmental projects. Bpifrance works with private banks and, where relevant, regional authorities and Banque des Territoires, with business advisers across France. Its guarantees encourage bank lending and can support financing during higher-risk stages, including creation, innovation and transfer. Garantie Transmission can facilitate credit access for eligible takeovers, protect personal guarantees and cover up to 60% of financing, with terms of 2 to 7 years.

Category: Business Loans

• Fund Growth At Every Stage
  Access financing suited to different phases of development, from creation through growth and business transfer.
• Cover Working Capital Needs
  Seek short-term financing for recurring or occasional cash-flow requirements.
• Fund Innovation Projects
  Access financial tools suited to the risk and progress of innovation projects.
• Help Secure Business Financing
  Guarantees encourage banks to finance businesses and can cover interventions by equity organizations, including during higher-risk business stages.
• Choose Suitable Financing
  Consider different loan terms, leasing and unsecured financing according to business needs.
• Finance Sector And Energy Projects
  Seek financing for selected sectors and priorities, including ecological and energy transition, renewable energy and environmental initiatives.
• Support International Expansion
  Access financial tools and personalized support intended to help SMEs and mid-sized companies develop internationally.
• Finance Business Development
  Use financing solutions to support development and growth, including asset and intangible needs.
• Access Partner-Based Financing
  Benefit from financing solutions delivered with private banks and, where relevant, regional authorities and Banque des Territoires.
• Facilitate Takeover Credit Access
  For eligible takeovers, the guarantee can help secure credit, protect personal guarantees and provide adjustable coverage up to 60% of financing, with terms of 2 to 7 years.

Investment

Bpifrance Investment is a long-term investment service for businesses of all sizes. It supports sustainable and responsible growth through direct and indirect investment in equity, quasi-equity and debt. Bpifrance takes minority stakes in startups, SMEs and mid-sized companies, and invests in private equity funds alongside public and private partners. Its activities include Capital Innovation, Capital Développement and fund-of-funds investment.

• Fund Business Growth
  Direct investments provide capital to companies and can include active participation in governance.
• Expand Capital Access
  Investments in partner funds help increase the supply of capital for businesses.
• Finance Business Development
  A range of financing forms supports companies at different stages and as they pursue growth or prepare a transfer.
• Support Long-Term Growth
  Long-term involvement can help companies stabilize capital and pursue their strategies over time.
• Advance ESG Efforts
  Tailored support and sector expertise help companies and partner funds work on ESG approaches.
• Strengthen Investment Networks
  Support for partner fund managers and the investor ecosystem contributes to a broader financing continuum for businesses.

International development and export support

Bpifrance offers tailored support for companies developing internationally, from export strategy preparation to entering and growing in overseas markets. The service combines advice, training, peer networking, business missions, market connections, financing, export insurance, investment and innovation support. International teams and partners help companies identify opportunities, understand target markets, connect with local partners, customers and experts, and secure export projects. Solutions serve companies at different levels of export maturity and include financing and insurance adapted to international contracts and overseas development.

• Finance International Growth
  Access financial tools adapted to exporting and overseas establishment, including export credit, international growth loans and working capital financing.
• Secure Export Projects
  Use export insurance and public guarantees to secure international contracts and support prospecting and foreign-exchange risk protection.
• Structure Your International Strategy
  Get support to prepare and structure an international development strategy.
• Access Local Market Networks
  Use international presence and local connections to explore opportunities, understand target markets and engage with relevant contacts.
• Connect With Business Partners
  Exchange with peers and use targeted introductions to connect with companies, investors and other organizations, and explore financing, partnership and innovation opportunities.
• Explore Markets And Meet Prospects
  Take part in missions and programs to test overseas markets and meet prospective customers.
• Support Expansion With Investment
  Access investment as part of support for international development.
• Develop International Innovation Projects
  Explore support and financing for international innovation, including niche-market identification and collaboration with international partners.
• Build Export Capabilities
  Access training to help prepare for the demands of exporting.

Bpifrance Conseil

Bpifrance Conseil provides advisory services for startups, TPEs, SMEs and mid-sized companies to help them build sustainable growth trajectories. Its offer combines tailored consulting assignments and diagnostics, expert-led training, entrepreneur networking and intensive accelerator programs. Drawing on a network of nearly 2,000 consultants and experts, Bpifrance offers methods adapted to business needs and support for strategic and operational challenges.

• Identify Business Priorities
  Explore growth levers, structure strategy and receive support suited to specific business challenges.
• Accelerate Growth Through Support
  Join an entrepreneur cohort for a structured program designed to develop company growth potential.
• Strengthen Leadership Skills
  Build skills through expert-led training available in person or through digital learning.
• Connect With Entrepreneur Peers
  Exchange experiences and discuss shared challenges through entrepreneur communities and online platforms.
• Access Advisory Expertise
  Benefit from tailored advisory methods supported by a network of nearly 2,000 consultants and experts.
• Strengthen Business Foundations
  Structure and solidify the organization while working toward sustainable growth.
• Prepare For Emerging Challenges
  Work on future-facing priorities through advisory support and thematic accelerator programs.

Le Radar de l’innovation

A free platform launched by Bpifrance in partnership with Dealroom that provides a structured, sector-based view of French innovative startups. It brings together observatories for industrial, Greentech, French Care and Deeptech startups, with searchable startup data, saved lists, sharing tools and notifications about tracked companies. Bpifrance teams qualify and enrich information, while startups can update their profiles and highlight strengths to companies and investors.

• Explore Four Startup Ecosystems
  Browse dedicated observatories to explore the French innovation ecosystem through sector-specific views.
• Find Matching Startups
  Narrow searches by sector, maturity, business model, technologies, customer type and other criteria.
• Explore Qualified Startup Data
  Use updated startup information supplied by Dealroom and enriched by Bpifrance teams.
• Track Startup Developments
  Receive notifications about developments for followed startups.
• Save Startups For Follow-Up
  Create saved lists of relevant startups to follow companies of interest.
• Showcase Your Startup
  Update startup information and highlight strengths to attract companies and investors.
• Share Startup Insights
  Distribute startup information to colleagues or partners to support collaboration.
• Explore The Platform For Free
  Access the platform at no cost.

Bourse de la transmission

Bourse de la transmission is an online platform that centralizes more than 45,000 business listings across sectors for people and organizations looking to acquire or sell a business. Listings from recognized partner organizations are selected using quality criteria and include details such as sector, location, revenue, workforce and asking price. The platform also offers email alerts, distribution of sale and acquisition projects to partners, and a barometer comparing supply and demand by sector and region.

• Browse Business Listings
  Explore a broad collection of business listings in one place.
• Review Detailed Listings
  Use structured information about business opportunities, updated by approved partners.
• Compare Market Activity
  Compare supply and demand for business opportunities across sectors and regions.
• Find Opportunities For Your Profile
  Explore opportunities as an individual or as a business buyer or seller.
• Receive Listing Alerts
  Set up alerts for listings relevant to a search.
• Share Projects With Partners
  Distribute a sale or acquisition project through the partner network.

EuroQuity

EuroQuity is a web platform created by Bpifrance in partnership with KfW. It connects growth companies with investors and other development partners, including industrial businesses, clusters and institutions. Through targeted connections in France and internationally, it helps activate business opportunities related to financing, partnerships and innovation.

• Connect With Ecosystem Stakeholders
  Connect with investors and potential development partners, including industrial businesses, clusters and institutions.
• Build Connections In France And Abroad
  Develop business connections in France and international markets.
• Explore Financing Opportunities
  Pursue financing opportunities through targeted connections.
• Pursue Partnership Opportunities
  Identify and pursue potential business partnerships through ecosystem connections.
• Advance Innovation Opportunities
  Pursue business opportunities related to innovation through targeted connections.

Bpifrance en ligne

Bpifrance en ligne is a digital service offering financing, advisory and business management solutions to very small and small-to-medium-sized businesses at every stage of their development.

Category: Business Loans

• Access Financing Solutions
  Access financing solutions to support businesses at different stages of development.
• Get Advisory Support
  Access advisory solutions as business needs develop.
• Manage Business Needs
  Use business management solutions at each stage of development.

Picxel

Picxel is a secure collaborative platform for managing calls for projects, AMO, competitions and programs. It simplifies exchanges among applicants, instructors and evaluators, and provides access to submit applications and project dossiers.

• Manage Calls And Programs
  Centralize calls for projects, AMO, competitions and programs on a dedicated platform.
• Coordinate Securely With Stakeholders
  Facilitate exchanges among applicants, instructors and evaluators in a secure collaborative environment.
• Submit Applications And Dossiers
  Apply to calls for projects and submit project dossiers through the platform.

Bpifrance Flash

Bpifrance Flash is an online loan solution for TPEs and SMEs. It gives businesses digital access to Bpifrance financing as part of the bank’s development of online credit services.

Category: Business Loans

• Access Business Loans Online
  Access Bpifrance loan financing through an online solution.

Prêt Solidarité Commerce

A Bpifrance zero-interest loan for individual businesses, TPEs and SMEs in the commerce sector whose premises were directly affected by recent urban damage. It helps eligible businesses meet cash-flow needs, rebuild stock and resume activity. Loans range from €5,000 to €50,000, are repayable over 36 months with a 12-month deferral of principal, and require no personal or real security. Applications are fully digital. The loan is also available in France’s overseas departments and regions.

Category: Business Loans

• Fund Cash Flow And Recovery
  Use financing to address cash-flow needs, replenish stock and support the resumption of business activity after urban damage.
• Borrow At Zero Interest
  Eligible businesses can borrow at a 0% interest rate.
• Support Eligible Affected Businesses
  Applicants must meet the stated operating-history, accounting, accountant and banking requirements in addition to being directly affected by recent urban damage.
• Borrow Without Pledging Assets
  The loan does not require security over the owner's or company's assets.
• Access €5,000 To €50,000
  Request financing between €5,000 and €50,000.
• Defer Principal Repayments
  Repay over 36 months, with principal repayments deferred for the first 12 months.
• Apply Digitally
  Submit the application through a fully digital process.
• Access Funding In Overseas Regions
  Eligible businesses in France’s overseas departments and regions can also access the loan.

Fonds Bpifrance Défense

Fonds Bpifrance Défense S.L.P. is a semi-open private-equity fund that allows individuals to invest from €500 in a diversified portfolio of unlisted companies. It invests primarily in French companies and, secondarily, in European companies addressing defense, sovereignty and security challenges. Half of its capital is intended for the defense industrial and technological base, while the other half is invested in other private-equity funds to diversify exposure. The fund has a target size of €450 million and a 20-year lifespan. It aims for a 5% annual net return, which is not guaranteed.

• Support Defense And Sovereignty
  Directs part of investors’ savings to companies involved in defense and technological sovereignty, including suppliers within the defense industrial and technological base.
• Diversify Investment Exposure
  Combines defense-sector investment with investments in other private-equity funds.
• Invest From €500
  Access private-equity investment with a minimum investment of €500.
• Invest Over 20 Years
  Invest through a fund with a stated 20-year lifespan and a long-term company development approach.
• Target 5% Net Annual Return
  The stated target is a 5% annual net return; it is not guaranteed, and investment carries a risk of capital loss.
• Target €450 Million
  The fund sets a target size of €450 million.
• Access A Semi-Open Fund
  Invest through a fund structured as semi-open.