Moody’s Corporation Unclaimed

Enhances decision-making and credit management across the loan lifecycle.

Unlocks comprehensive risk insights for effective third-party risk management.

Streamline entity verification and enhance compliance with global data access and insights.

Streamline Risk Management Through Unified Screening Solutions

Streamline due diligence and investigations with Moody’s AI-powered insights.

Automate sanctions checks and improve compliance with comprehensive screening solutions.

Identify and mitigate shell company risk efficiently.

Leverage comprehensive global entity data for informed compliance decisions.

Streamline KYC processes with integrated data for efficient identity verification and due diligence.

Enable Fast Due Diligence With Real-time Company Data Access.

Streamline compliance processes and enhance risk management with Compliance Catalyst.

Enables continuous, automated customer monitoring to enhance compliance and risk management.

Enhance decision-making with comprehensive third-party risk assessments.

Gain clear visibility into ultimate beneficial ownership for enhanced compliance and risk management.

Streamline fraud detection and prevention across networks and compliance processes.

Streamline Compliance Processes with Automated AML Workflows.

Provides trusted credit ratings and insights to enhance risk assessment and decision-making.

Gain real-time insights and expert support for effective catastrophe response.

Access critical cyclone data for informed risk assessment and management.

Global Banks And Financial Institutions

Global banks seeking end-to-end KYC/AML and onboarding workflows.

Asset Managers And Lending Institutions

Global asset managers and lenders needing integrated risk, compliance, and loan origination workflows.

Corporates With Extensive Third-Party Networks

Global corporations needing third-party risk management and KYC across suppliers and partners.

Fintechs And Payments Platforms

North America and Europe fintechs needing real-time identity checks and scalable KYC/AML workflows.

Integrated compliance screening and identity verification workflows including PEP/sanctions checks and AI-powered ID validation to meet regulatory onboarding requirements.

Provide unique global identifiers and credentialing to enable accurate entity resolution, cross‑border verification, and trusted transactions.

Capabilities to identify, assess, monitor, and remediate vendor and supplier risk, including onboarding assessments, continuous monitoring, and oversight.

End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.

Real-time and historical catastrophe event data, analytics, and expert event-response services for insurers, reinsurers, and enterprises to assess exposure and validate event impacts.

Moody's Lending Suite

Moody's Lending Suite is an end-to-end loan origination platform that automates the lending lifecycle, enabling faster credit decisions and streamlined portfolio management through AI-enabled analytics and integrated data.

• Automate The Entire Lending Process
  Facilitates a seamless lending experience by automating all steps from origination to onboarding, significantly reducing processing time and costs.
• Integrate Multiple Data Sources
  This feature aggregates data from diverse sources, providing a comprehensive insight into the borrowing landscape, which enhances decision-making capabilities.
• Identify Risks Early
  Enhances portfolio management by identifying potential risks early, allowing timely interventions to mitigate losses.
• Utilize Comprehensive Risk Metrics
  Equips lenders with detailed metrics to evaluate risk, facilitating informed and confident credit decisions.
• Automate Monitoring Of Covenants
  This feature simplifies compliance by automating the tracking of loan covenants, reducing the risk of default and operational overhead.
• Instantly Generate Credit Memos
  Streamlines the credit approval process by automatically creating detailed credit memos, thus enhancing efficiency in decision-making.
• Accelerate Approval Processes
  Optimizes the credit decision-making process by eliminating bottlenecks and integrating approval workflows seamlessly within the platform.
• Enhance Borrower Experience
  Ensures a smooth interaction for borrowers, improving satisfaction and trust throughout the lending process.
• Perform What-if Scenarios
  Supports strategic decision-making through advanced scenario analysis, enabling lenders to visualize potential outcomes and risks.

Moody's Maxsight

Moody's Maxsight is a KYC/AML data, screening and automation product that supports onboarding checks and ongoing monitoring, integrated into workflows for third-party risk management.

• Identifies Risk Signals Effectively
  Utilizes sophisticated algorithms to surface potential risks from multiple data sources, enhancing security and compliance.
• Streamlines Compliance Processes
  Reduces manual workload by automating know-your-customer and know-your-business checks, ensuring timely compliance.
• Enhances Onboarding Accuracy
  Ensures comprehensive checks on entities, reducing risks associated with onboarding processes.
• Centralizes Risk Management Data
  Integrates diverse datasets into a cohesive workflow, facilitating informed decision-making across the organization.
• Adapts to Business Needs
  Offers organizations the ability to customize workflows, ensuring alignment with unique operational needs and risk strategies.

Entity Verification API

Entity Verification API provides access to entity data from global registers across 200+ countries, integrated into workflows to support onboarding, client lifecycle management, and third-party risk.

• Ensure Comprehensive Data Validity
  Conduct business with confidence by utilizing expansive and verified data sources to validate entities globally.
• Analyze Complex Ownership Relationships
  Leverage detailed information to uncover beneficial ownership, control networks, and corporate hierarchies vital for compliance and risk management.
• Enhance Operational Efficiency
  Seamlessly integrate essential data within your existing workflows to streamline processes and reduce manual intervention.
• Monitor Continuous Risk Exposure
  Stay ahead of potential risks with regular updates on changes in entity status, ownership, and related risk factors.

Grid for Screening

Grid for Screening is a global risk monitoring and screening database that consolidates adverse media, sanctions, watchlists, and PEP data into structured risk profiles to support screening workflows.

• Access Global Risk Data
  Ensure comprehensive risk assessments with extensive data spanning diverse geographical areas.
• Unify Risk Information
  Integrate disparate risk indicators into a single streamlined view, facilitating intelligent decision-making.
• Simplify Risk Assessment
  Utilize structured profiles for clearer insights and actionable outcomes in risk evaluations.
• Enhance Review Efficiency
  Improve workflow efficiency by enabling focused and relevant review processes based on prioritized risks.
• Identify High-Risk Individuals
  Strengthen due diligence by identifying and analyzing associated risks linked to high-profile individuals.
• Monitor Public Perception
  Stay informed about potential reputational threats through comprehensive media coverage analysis.
• Streamline Compliance Procedures
  Utilize automation to reduce manual effort and improve consistency in screening activities.

Moody's Maxsight Investigations

Maxsight Investigations is an investigations tool within Moody's KYC suite to support deeper due diligence and screening workflows.

• Automates Investigation Processes
  Facilitates a comprehensive investigation workflow, improving efficiency and accuracy in due diligence tasks.
• Enhances Risk Assessment
  Utilize extensive data sources to identify and assess potential risks linked to entities, enhancing the overall due diligence process.
• Streamlines Evidence Gathering
  Organize and manage evidence systematically to facilitate better decision-making during investigations.
• Reduces Manual Workload
  AI algorithms streamline data processing, significantly lessening the manual effort required in investigation tasks.

Sanctions360

Sanctions360 is a sanctions screening product within Moody's KYC suite that enables comprehensive screening against official sanction lists and enhances risk management capabilities.

• Automate Screening Against Sanction Lists
  Ensure compliance with global regulations through automated checks against numerous sanctions lists, enhancing due diligence processes.
• Utilize Always Current Sanctions Information
  Leverage real-time updates to ensure your compliance efforts reflect the latest sanction regulations and avoid potential penalties.
• Incorporate Various Watchlists
  Supporting comprehensive risk assessment by integrating diverse watchlist data to effectively monitor counterparties and prevent risks.
• Gain Deeper Insights
  Utilize embedded analytics to extract valuable insights that aid strategic decision-making and enhance operational efficiency.
• Enhance User Experience
  Navigate the platform effortlessly for efficient monitoring and risk assessment workflows.

Shell Company Indicator

Shell Company Indicator helps identify shell company risk as part of KYC and ongoing monitoring.

• Detect Shell Companies Accurately
  Utilize advanced analytics and data sources to identify potential shell companies, enhancing regulatory compliance and risk assessment.
• Ensure Compliance Continuously
  Maintain compliance with evolving regulatory requirements by continuously monitoring the risk profiles of entities flagged as potential shell companies.

Orbis for Compliance

Orbis for Compliance provides global entity data and ownership insights to support compliance due diligence. It features comprehensive access to over 600 million entities, enabling users to perform effective risk assessments, enhance KYC processes, and meet regulatory requirements with confidence.

• Access Comprehensive Global Data
  Utilize authoritative data from a vast network of entities worldwide to enhance compliance processes and risk assessments.
• Understand Ownership Structures
  Gain deep insights into corporate hierarchies and beneficial ownership, essential for effective due diligence and risk management.
• Identify Sanctions Risks
  Automatically screen entities against global sanctions lists, enhancing compliance and risk mitigation efforts.
• Detect Reputable Risks
  Utilize structured risk profiles that include adverse media monitoring to maintain a comprehensive view of entity risks.
• Streamline Compliance Processes
  Tailor workflows for entity verification, onboarding, and monitoring, ensuring a seamless compliance experience.

Kompany API/Workspace

Kompany API/Workspace provides access to KYC data and workflow-ready data for identity verification and due diligence. It streamlines compliance processes by integrating essential information directly into user workflows, enhancing decision-making capabilities.

• Facilitates Regulatory Compliance
  Enables organizations to meet compliance requirements more effectively by providing access to essential KYC information required for customer verification and risk assessment.
• Enhances User Workflow
  Seamlessly integrates into existing workflows, allowing users to access critical KYC data without disrupting their established processes, thereby improving operational efficiency.
• Provides Contextual Insights
  Offers detailed insights into potential risks associated with identity verification, enabling more informed decision-making based on a holistic view of risk factors.
• Ensures Data Integrity
  Ensures that users have access to the most current data, facilitating accurate assessments and timely risk management.

Kompany Live Search

Kompany Live Search is a real-time company data search tool for quick due diligence and identity checks, helping users make informed decisions efficiently.

• Find Company Data Instantly
  Access real-time information about companies, facilitating rapid due diligence processes and identity verification without delays.
• Leverage Comprehensive Company Insights
  Utilize a wide range of information including financial health, compliance results, and legal standings to enhance your decision-making process.
• Enhance Risk Analysis Using AI
  Employ advanced analytics to uncover deeper insights from company data, allowing for better assessment of threats and opportunities.

Compliance Catalyst

Compliance Catalyst is a KYC/AML solution component that supports risk management and workflow orchestration within compliance programs.

• Streamline Workflow Processes
  Enhances operational efficiency by automating compliance workflows, reducing manual effort, and ensuring timely compliance.
• Integrate Risk Data
  Merges critical risk data from multiple sources into compliance frameworks, facilitating informed decision-making.
• Automate Entity Verification
  Enhances due diligence processes by automating checks against official registries and databases, ensuring data accuracy and compliance.
• Monitor Compliance Continuously
  Provides real-time updates and alerts on compliance-related changes and risks within entities and transactions.

Perpetual KYC

Perpetual KYC provides continuous monitoring and ongoing due diligence beyond initial onboarding. This integrated approach ensures timely visibility into potential compliance risks and enables proactive management of customer relationships.

• Enhances Compliance Continuously
  Facilitates the proactive identification of potential compliance risks, maintaining audit readiness and ensuring adherence to evolving regulatory standards.
• Provides Timely Risk Insights
  Keeps compliance teams informed with real-time updates, enabling swift responses to emerging risks, thereby enhancing overall operational efficiency.
• Streamlines KYC Workflows
  Facilitates effortless collaboration across departments, improving communication and efficiency in maintaining customer due diligence.
• Enhances Risk Assessment
  Equips organizations with a deeper understanding of potential risks, supporting informed decision-making and risk management strategies.

Third-party Risk Management

Third-party risk management supports onboarding, risk assessment, and monitoring across a network of business partners, offering a comprehensive view of potential risks tied to external partners.

• Ensure Real-time Risk Awareness
  Utilizes ongoing data assessments to track changes in risk profiles of third parties, allowing for timely decision-making and adjustments.
• Streamline Risk Assessment
  Facilitates efficient assessments during the onboarding process, ensuring compliance and minimizing potential exposure.
• Automate Risk Assessments
  Reduces manual workload and enhances efficiency in monitoring and evaluating risks throughout the life cycle of third-party relationships.
• Unify Risk Data
  Combines financial health, compliance, sustainability, and operational risks into single assessments for each third-party entity.
• Expand Contextual Understanding
  Provides deeper insights beyond self-reported data, facilitating informed decision-making regarding third-party engagements.

Ultimate Beneficial Owners

Ultimate Beneficial Owners data provides ownership and control insights to support risk assessment. It is essential for compliance efforts in identifying who ultimately owns, controls, or benefits from an entity's operations, enhancing transparency in business relationships.

• Identify UBOs Quickly
  Streamlined access to comprehensive ownership records helps organizations easily identify ultimate beneficial owners during onboarding and compliance checks.
• Enhance Workflow Efficiency
  Automatically enriches compliance workflows with accurate ownership data, reducing manual tasks and optimizing risk assessment.
• Improve Data Quality
  Combines internal and external data for a comprehensive view of ownership structures, supporting informed decision-making.

Fraud Risk

Fraud risk management capabilities help identify and mitigate fraud-related risk in customer and partner networks.

• Identify Fraud Indicators
  Automates the identification of potential fraud signals during KYC processes, ensuring compliance and enabling timely alerts.
• Enhance Compliance Efforts
  Integrates sanctions screening to ensure thorough vetting and reduce the risk of legal penalties.
• Maintain Risk Oversight
  Regular updates on customer risk profiles to adapt to changes and mitigate evolving threats.
• Streamline Risk Management
  Combines data from multiple entities, improving due diligence and enhancing the context of risk assessments.

AML Automation

AML automation offers automated workflows for AML checks and ongoing compliance activities.

• Streamlines AML Checks
  This feature enhances operational efficiency by automating the AML screening process, reducing manual effort and improving compliance accuracy.
• Enhances Data Flow
  This integration supports enhanced data flow across compliance processes, improving overall operational efficiency and accuracy.
• Enables Prompt Action
  This feature alerts users to potential risks as they arise, allowing for timely intervention and better risk management.
• Facilitates Compliance Audits
  Automated reporting simplifies the audit process, providing a clear trail of compliance activities for regulators.

Moody's Ratings

Moody’s Ratings is Moody’s credit ratings and research product providing issuer and instrument ratings, private ratings, and integrated services.

• Enhance Market Credibility
  Leverage widely respected ratings that enhance credibility and investor confidence in financial offerings across global markets.
• Streamline Your Workflows
  Seamlessly connect various data sources and analytics tools to create a robust credit assessment environment, enhancing efficiency and accuracy in decision-making.
• Understand Rating Frameworks
  Stay informed about the analytical frameworks and key factors considered in ratings, supporting transparency and investor education.
• Obtain Tailored Insights
  Gain access to ratings designed specifically for confidential deals, allowing for informed decisions in private transactions.
• Access Complementary Services
  Utilize a range of support services tailored to meet specific needs related to credit ratings, enhancing overall compliance and efficiency.
• Subscribe for Ongoing Insights
  Access continuous updates on credit assessments and market trends through a subscription model that caters to investor needs.
• Obtain Confidential Ratings
  Acquire ratings that are restricted to select audiences, ensuring sensitive information stays protected while providing the necessary insights.

Moody's RMS Event Response

Moody’s RMS Event Response provides real-time event insights and expert support to help organizations prepare for and respond to catastrophic events.

• Provides Timely, Critical Information
  Access event-driven intelligence that empowers organizations to make informed decisions swiftly during critical situations, improving readiness and response efficiency.
• Leverage Expertise When It Matters Most
  Benefit from direct interaction with seasoned professionals who provide strategic advice and support during critical events, ensuring effective and informed decision-making.
• Streamline Insurance Processes
  Enhance the efficiency of insurance payouts and claims processing by integrating parametric insurance triggers, facilitating immediate financial support in response to specific events.
• Ensure Data Accuracy and Reliability
  Utilize comprehensive validation methods that compare current events to historical data, ensuring accurate assessments and improving the understanding of potential impacts.

HWind

HWind provides observation-based tropical cyclone data for real-time and historical event analysis across Atlantic, East Pacific, and Central Pacific basins.

• Provides Accurate Cyclone Insights
  Utilizes real-time observation data to offer precise insights into tropical cyclone activity, enhancing decision-making for stakeholders.
• Enables Comprehensive Event Analysis
  Offers critical information on both current and historical tropical cyclones, empowering users to evaluate risks effectively and improve real-time responses.
• Enhances Decision-Making Processes
  Utilizes AI-embedded analytics to uncover actionable insights quickly, reducing time spent on data analysis.