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LILendio, Inc. logo

Lendio, Inc. Unclaimed

Fintech

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www.lendio.com

Lehi, Utah, United States

Lendio is a small-business finance marketplace connecting SMBs with 75+ funding partners to help them obtain funding quickly and flexibly.

Lendio is a small-business finance company that operates a marketplace and a suite of digital tools to help small businesses access capital quickly and flexibly. Founded to serve entrepreneurs underserved by traditional banks, Lendio connects SMBs with a large network of lenders and a variety of financing options through its online platform. The organization enables partners to embed lending capabilities on their platforms, and provides a technology platform for lenders to match borrowers more efficiently. Lendio serves a diverse audience of small businesses across industries, offering calculators, guides, case studies, and educational content to help owners understand financing choices and manage cash flow. The mission is to fuel dreams by expanding access to capital, empowering business owners to grow, and enabling lenders to reach a broader, creditworthy customer base. The organization emphasizes security, reliability, and ongoing support for customers and partners, with a focus on simplifying the funding process and delivering faster funding.

We’re in the business of fueling dreams by expanding access to capital for small businesses and building products that give them more funding options and lenders better solutions.

What we offer

Integrated Lending Platform

Streamline small business lending with comprehensive tools for both borrowers and lenders.

www.lendio.com/integrated-lending-platform

Market segments

Market size by segment

Growth potential (CAGR)

Embedded finance

23.4 Billion USD23.84% CAGR

Enables partners and platforms to embed branded lending and marketplace access via widgets and APIs to acquire and serve small-business borrowers within their customer journeys.

Lending and credit lifecycle management

10 Billion USD13% CAGR

End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.

Credit decisioning and underwriting

9 Billion USD13% CAGR

Workflow-based underwriting and credit decisioning that integrates credit bureaus and alternative data for automated credit checks, credit line management, and remarketing.

Small business lending marketplace

200 Billion USD10% CAGR

Capabilities that match small businesses with term loans, lines of credit, and SBA or alternative lender products, emphasizing fast funding and soft-credit-checked quotes.

More information about our offering

Integrated Lending Platform

The Integrated Lending Platform combines Lendio's Embedded Financing and Intelligent Lending solutions to empower financial institutions and partners to efficiently serve small business borrowers. This platform features a seamless digital application experience, robust loan processing capabilities, configurable pricing and credit policy automation, and resources for new customer acquisition. With a customizable marketplace, businesses can connect with a wide range of lenders offering diverse products. The platform’s AI-driven matching, transaction analytics, and extensive support ensures a tailored, efficient lending process, maximizing engagement and satisfaction for both borrowers and lenders.

  • Connect Customers Quickly.
    The AI-driven system improves user experience by matching borrowers to financing products rapidly, ensuring they receive offers that suit their needs.
  • Automate Loan Approvals.
    Easily evaluate applicants against your loan policy, mitigating manual tasks while preserving control.
  • Enhance User Experience.
    Provide a frictionless application process, optimized for mobile devices and pre-filled with customer data.
  • Leverage Data Insights.
    Utilize detailed analytics to refine lending strategies and improve risk assessments.
  • Customize Offer Visibility.
    The marketplace can be tailored to highlight specific lenders and product options, enhancing relevance and appeal to potential borrowers.
  • Streamline Loan Processing.
    Reduce friction in the loan delivery process, ensuring faster fund allocation.
  • Receive Comprehensive Support.
    Partners benefit from tailored support to maximize their embedded financing offerings, improving service delivery and customer satisfaction.
  • Boost Cross-Selling.
    Generate tailored offers for existing customers, increasing wallet share and retention.
  • Boost Customer Engagement.
    This feature enables potential borrowers to see pre-approved offers, thus increasing conversion rates by providing clarity and confidence.
  • Expand Customer Base.
    Utilize embedded marketplace features to attract a diverse range of small business applicants.
  • Easy Integration.
    Partners can quickly embed the loan marketplace into their websites with minimal technical requirements, ensuring rapid deployment.

References

Methodology and sourcing behind the figures shown above.

Embedded finance

Estimate uses market-level figures from the search results as a baseline (Mordor: ~USD 156B in 2026). Assumptions: embedded lending ~25% of total embedded-finance (payments lead ~44%), and SMB-focused lending ~60% of embedded lending (platforms target merchants/SMBs). That yields ~15% of the total market ≈ USD 23.4B. Growth potential proxied to the sector-level CAGR reported by Mordor (23.84%), consistent with other reported CAGR ranges (MarketsandMarkets ~16.8%; Precedence ~31.5%).

Lending and credit lifecycle management

Estimate derived by aggregating recent submarket figures in the provided results (loan servicing, corporate lending platforms, credit/management software) while accounting for overlap between origination, servicing, credit-risk and corporate lending platforms. Credence reports ~USD 3.28B (loan servicing, 2024), MarketsandMarkets reports USD 3.0B (corporate lending platforms, 2024) and ResearchNester reports USD 3.6B (credit management software, 2025). Summing these subsegments and applying a conservative adjustment for overlap yields an estimated ~USD 10B addressable market for end-to-end lending and credit lifecycle management. Growth potential (CAGR ~13%) reflects the range of reported CAGRs across sources (10.2%–24.5%) and the expectation that combined demand for origination, servicing, risk and platform modernization will drive mid-to-high teens growth.

Credit decisioning and underwriting

Estimate based on published adjacent market sizes for credit risk/underwriting software. Precedence Research reports the global credit risk assessment market at USD 9.55B (2025) with a 14.17% CAGR; Mordor Intelligence reports underwriting software at USD 7.15B (2025) with a 12.48% CAGR. Those categories overlap with the credit decisioning and underwriting segment; the midpoint of these reported values and growth rates supports an estimated ~USD 9.0B market size and ~13% CAGR for this segment (workflow-based decisioning, bureau + alternative data enabled underwriting). The larger credit intermediation market is substantially bigger (USD 22.51B in 2024) and indicates broader market context.

Small business lending marketplace

No explicit market-size or CAGR figures were present in the provided search results. I used the results to confirm rising SMB loan demand and FinTech adoption (FDIC SBLS, Kansas City Fed, SBA, FinTech literature) and applied internal market-hierarchy reasoning: total U.S. small-business lending origination/outstanding is large (hundreds of billions–trillions USD); a conservative addressable annual origination flowing through digital SMB lending marketplaces is estimated at roughly $200B (representing a mid‑single‑digit to low‑double‑digit share of total SMB lending origination). Growth potential reflects continued fintech adoption, faster digital matching, and product expansion (estimated CAGR ~10%).

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