{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/zipbooks-com","markdownUrl":"https://nowen.ai/agents/zipbooks-com.md","jsonUrl":"https://nowen.ai/agents/zipbooks-com.json","name":"Phlo, Inc. d/b/a ZipBooks","nickname":"ZipBooks","website":"https://zipbooks.com","location":"Lehi, UT, United States","address":{"city":"Lehi","state":"UT","country":"United States"},"industry":"Fintech","deliveryModel":"software","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-10-27T17:00:33.848Z","summary":"ZipBooks helps small businesses manage their finances and grow through accessible accounting tools and data-driven insights.","description":"ZipBooks provides small businesses and accounting professionals with tools to manage bookkeeping, billing, financial reporting, customer engagement, and business growth. Its capabilities include automated transaction organization, payment and invoice management, collaborative workflows, and data-driven insights to help businesses make informed decisions and operate more efficiently.","mission":"To provide tools and intelligence to help small businesses succeed.","directory":{"industryName":"Fintech","agentCount":133,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"aiReaderFamilies":["OpenAI","Anthropic"],"products":[{"name":"ZipBooks","type":"Platform","url":"https://zipbooks.com/","summary":"Simplifies bookkeeping and billing, helps businesses get paid, and provides insights to understand performance and manage client work.","description":"ZipBooks is cloud-based accounting software for small businesses and bookkeeping practices. It brings bookkeeping, invoicing, payment processing, bank connections, reconciliation, time tracking, and financial reporting together in one platform. Businesses can automate recurring billing and payment reminders, categorize transactions with machine learning, and use data-driven insights to understand performance. Bookkeepers can manage client accounts, collaborate with clients, and migrate existing accounting data. ZipBooks also includes customer review invitations, business listing synchronization, and local search ranking tracking.","pricing":{},"features":[{"name":"Accounting and bookkeeping","value":"Keep Business Books Organized","valueDescription":"Bring transaction records and bookkeeping into a single system, with accounting tools built on double-entry principles and options for cash or accrual reporting."},{"name":"Automated transaction categorization","value":"Categorize Transactions Automatically","valueDescription":"Use machine-learning categorization to organize transactions and reduce manual bookkeeping work as the system learns from more categorized activity."},{"name":"Bank connections and reconciliation","value":"Reconcile Accounts With Less Effort","valueDescription":"Bring account transactions and balances into ZipBooks, review them against bank records, and track which items remain unverified. A transaction import tool is available when direct bank connection is not possible."},{"name":"Business intelligence and recommendations","value":"Use Insights To Guide Decisions","valueDescription":"Explore performance insights beyond historical reports to identify opportunities involving customers, payments, and business performance."},{"name":"Financial reporting","value":"Generate Flexible Financial Reports","valueDescription":"Review business finances with customizable reports, including income statements and balance sheets, and export or examine the transactions behind reported figures."},{"name":"Online payment processing","value":"Accept Payments Through Digital Channels","valueDescription":"Let customers pay invoices online using supported payment processors, with payment activity integrated into billing and bookkeeping."},{"name":"Recurring billing and payment reminders","value":"Automate Recurring Billing And Reminders","valueDescription":"Set up ongoing customer billing and automated payment follow-ups to manage recurring invoices and overdue balances."},{"name":"Accountant and client management","value":"Manage Client Books In One Place","valueDescription":"Bookkeeping practices can manage client accounts from a central dashboard, while clients can access a self-service view of their books and communicate with their bookkeeper."},{"name":"Expense management","value":"Record And Bill Business Expenses","valueDescription":"Keep expense records and receipts with bookkeeping activity, and pass eligible customer expenses through to invoices."},{"name":"Invoicing and estimates","value":"Create And Track Professional Invoices","valueDescription":"Prepare branded invoices and estimates, share them electronically, reuse saved items, and check whether invoices have been sent, viewed, or paid."},{"name":"Project tracking and transaction tagging","value":"Organize Work And Analyze Tagged Transactions","valueDescription":"Connect transactions with relevant customers, projects, locations, or other tags, then use those tags to organize work and create focused reports."},{"name":"Time tracking and billing","value":"Track Time And Add It To Invoices","valueDescription":"Record billable time for work and transfer relevant entries into customer invoices, reducing manual entry when preparing bills."},{"name":"Mobile accounting","value":"Manage Accounting While Mobile","valueDescription":"Access selected accounting and billing tasks from mobile web or the native app, including invoice sending, payment updates, receipt storage, and expense categorization."},{"name":"Team collaboration and permissions","value":"Collaborate With Controlled Team Access","valueDescription":"Invite team members to work in ZipBooks and manage their access to relevant accounting and business functions."},{"name":"Customer and vendor management","value":"Manage Customer And Vendor Records","valueDescription":"Keep customer and vendor information available alongside related billing and bookkeeping activity."},{"name":"Business health and invoice quality scores","value":"Review Business And Invoice Scores","valueDescription":"Use the available business health and invoice quality scores to review business indicators and receive guidance on invoice details."},{"name":"Business listing synchronization","value":"Sync Business Listings Online","valueDescription":"Manage and synchronize business listings across the web from ZipBooks."},{"name":"Customer review invitations","value":"Invite Customers To Leave Reviews","valueDescription":"Automate review invitations after payment to encourage customers to share feedback on supported review platforms."},{"name":"Secure document sharing","value":"Store And Share Documents Securely","valueDescription":"Keep business documents in cloud storage and share them with authorized team members."},{"name":"Local search ranking tracking","value":"Track Local Search Rankings","valueDescription":"Monitor rankings for relevant searches that potential customers make."}]},{"name":"ZipBooks Bookkeeping Services","type":"Service","url":"https://zipbooks.com/bookkeeping-services/","summary":"Outsources bookkeeping to experienced bookkeepers and provides monthly reports to help businesses prepare for taxes.","description":"ZipBooks offers friendly, experienced bookkeepers for businesses that want someone else to manage their books. The service provides accurate monthly financial reports, including an income statement and balance sheet, to help customers prepare for quarterly or monthly taxes. Customers who need tax preparation can also connect with ZipBooks’ tax partners for state and federal tax support.","pricing":{},"features":[{"name":"Professional bookkeeping","value":"Get Books Managed By Experienced Bookkeepers","valueDescription":"Hand off bookkeeping tasks to ZipBooks’ experienced bookkeepers instead of managing the books yourself."},{"name":"Monthly financial reports","value":"Receive Monthly Income Statements And Balance Sheets","valueDescription":"Get monthly income statements and balance sheets to review your business finances and prepare for quarterly or monthly taxes."},{"name":"Tax preparation partner referrals","value":"Connect With Partners For State And Federal Taxes","valueDescription":"Access tax preparation help through ZipBooks’ tax partners, which can handle state and federal taxes regardless of your entity type."},{"name":"Direct bookkeeper phone access","value":"Reach Your Bookkeeper By Phone","valueDescription":"Contact your bookkeeper by phone when you need assistance with the professional bookkeeping service."}]},{"name":"ZipBooks Advance","type":"Service","url":"https://zipbooks.com/terms-of-service/","summary":"Helps approved U.S. businesses access cash tied to outstanding invoices by selling those invoices to ZipBooks.","description":"ZipBooks Advance is a service for approved U.S. businesses in which ZipBooks purchases the rights to the business’s outstanding invoices, with limited recourse to the business. In exchange, the business receives an advance equal to the aggregate dollar amount of the purchased invoices. Use of the service is subject to an Advance Agreement.","pricing":{},"features":[{"name":"Invoice-backed cash advances","value":"Access Cash Against Purchased Invoices","valueDescription":"Receive an advance based on the aggregate dollar amount of the purchased outstanding invoices, subject to ZipBooks approval and an Advance Agreement."},{"name":"Outstanding invoice purchase","value":"Sell Outstanding Invoices To ZipBooks","valueDescription":"Transfer ownership rights to outstanding invoices to ZipBooks in exchange for an advance. The purchase is made with limited recourse to the customer."}]}],"audiences":[],"segments":[{"name":"Small business accounting","description":"Accounting and bookkeeping for small businesses including invoicing, cash‑flow management, basic inventory and payments in desktop or cloud deployments.","size":8.22,"cagr":6.92,"color":1,"productNames":["ZipBooks"],"methodology":"Estimated market size uses Market Research Future’s 2025 global small business accounting software estimate, which closely matches the specified software-focused segment and features. Its reported 2025–2035 CAGR is 6.92%. Another result gives a substantially higher estimate, reflecting variation in market definitions; the narrower, feature- and deployment-aligned estimate is used.","citations":[{"url":"https://www.marketresearchfuture.com/reports/small-business-accounting-software-market-32881","text":"2025 Market Size $8.22 Billion; CAGR (2025 - 2035) 6.92%"}]},{"name":"Billing and invoicing","description":"Automate invoicing workflows including recurring billing, payment integrations, tracking, and branded invoice templates.","size":12,"cagr":12,"color":2,"productNames":["ZipBooks"],"methodology":"The search results describe invoicing products and workflows but provide no explicit market-size or CAGR data. Using an internal estimate for the global billing and invoicing software segment, including recurring billing, payment integration, and invoice automation, the market is approximately $12 billion, with an estimated CAGR of 12%.","citations":[]},{"name":"Practice management","description":"Capabilities for planning, tracking, and overseeing firm engagements, resources, billing, and client lifecycles for accounting firms.","size":0.89,"cagr":9.9,"color":3,"productNames":["ZipBooks"],"methodology":"The segment maps directly to accounting practice management software. The Business Research Company reports a 2025 market size of $0.89 billion and forecasts 9.9% CAGR through 2030. Broader healthcare practice-management estimates are not used.","citations":[{"url":"https://www.thebusinessresearchcompany.com/report/accounting-practice-management-software-global-market-report","text":"Accounting Practice Management Software market size has reached to $0.89 billion in 2025 • Expected to grow to $1.45 billion in 2030 at a compound annual growth rate (CAGR) of 9.9%"}]},{"name":"Outsourced accounting and bookkeeping","description":"Managed bookkeeping, reconciliation, invoicing, collections, and financial reporting delivered by offshore or managed teams to reduce payroll costs and provide scalable accounting operations.","size":12.68,"cagr":9.37,"color":4,"productNames":["ZipBooks Bookkeeping Services"],"methodology":"The closest directly relevant estimate is the global bookkeeping services market: USD 12.68 billion in 2026, forecast to reach USD 28.39 billion by 2035 at a 9.37% CAGR. This is used as a proxy for outsourced accounting and bookkeeping; broader accounting-services estimates include services beyond this segment.","citations":[{"url":"https://www.econmarketresearch.com/industry-report/bookkeeping-services-market","text":"Global Bookkeeping Services Market was recorded at US$ 12.68 Billion in 2026 and is projected to expand to US$ 28.39 Billion by 2035, registering a CAGR of 9.37%"}]},{"name":"Invoice factoring and accounts receivable management","description":"Services that convert outstanding invoices into immediate cash and manage receivables, including same-day advances, collections coordination, onboarding, and flexible month-to-month terms.","size":147.16,"cagr":11.5,"color":5,"productNames":["ZipBooks Advance"],"methodology":"Estimated using the global accounts receivable financing market as the closest available proxy for invoice factoring and receivables services. The cited estimate is $147.16 billion for 2024, growing at approximately 11.5%; it may not include the full scope of receivables management services.","citations":[{"url":"https://upflow.io/blog/business-to-business-payments/accounts-receivable-financing","text":"The Business Research Company estimates a global market size of $147.16 billion in 2024 growing to $164.06 billion in 2025 (CAGR ~11.5 %)."}]}],"faq":[],"comparisons":[],"sources":[{"url":"https://zipbooks.com","text":"Phlo, Inc. d/b/a ZipBooks"},{"url":"https://zipbooks.com/","text":"ZipBooks"},{"url":"https://zipbooks.com/bookkeeping-services/","text":"ZipBooks Bookkeeping Services"},{"url":"https://zipbooks.com/terms-of-service/","text":"ZipBooks Advance"},{"url":"https://www.marketresearchfuture.com/reports/small-business-accounting-software-market-32881","text":"2025 Market Size $8.22 Billion; CAGR (2025 - 2035) 6.92%"},{"url":"https://www.thebusinessresearchcompany.com/report/accounting-practice-management-software-global-market-report","text":"Accounting Practice Management Software market size has reached to $0.89 billion in 2025 • Expected to grow to $1.45 billion in 2030 at a compound annual growth rate (CAGR) of 9.9%"},{"url":"https://www.econmarketresearch.com/industry-report/bookkeeping-services-market","text":"Global Bookkeeping Services Market was recorded at US$ 12.68 Billion in 2026 and is projected to expand to US$ 28.39 Billion by 2035, registering a CAGR of 9.37%"},{"url":"https://upflow.io/blog/business-to-business-payments/accounts-receivable-financing","text":"The Business Research Company estimates a global market size of $147.16 billion in 2024 growing to $164.06 billion in 2025 (CAGR ~11.5 %)."}]}