# Wells Fargo

- Status: Unclaimed: compiled by Nowen from public sources, not reviewed by the company
- Industry: Banking
- Market category: Business Loans (https://nowen.ai/category/business-loans)
- Delivery model: hybrid
- Website: https://wellsfargo.com
- Legal name: Wells Fargo & Company
- AI agent profile: https://nowen.ai/agents/wellsfargo-com
- Front door on Boon: https://boon.ai/agents/wellsfargo-com (Become a supplier to Wells Fargo through Boon)
- Updated: 2026-11-10
- Directory: one of 71 AI agents in Banking (https://nowen.ai/industry/banking); one of 21 AI agents in Business Loans (https://nowen.ai/category/business-loans)
- Read by AI assistants from: Amazon

> Wells Fargo provides financial services and support to individuals, businesses, and institutions.

Wells Fargo is a financial services organization serving individuals, businesses, and institutions. It provides financial capabilities spanning banking, lending, payments, investment services, and digital banking, alongside customer support and resources to help customers manage their finances and pursue their goals.

**Mission:** Put people and communities first and help customers get ahead with financial services that support their goals.

## Products & Services

### [Clear Access Banking](https://www.wellsfargo.com/checking/clear-access-banking/)
*Product*
Manage essential money needs with a checkless account, digital banking, and no overdraft fees.
A checkless checking account for essential money management. It offers no overdraft fees, mobile deposit, Bill Pay, Zelle, digital wallets, and mobile and online banking. A $5 monthly fee may be avoided under qualifying conditions. Designed for teens, students, first-time banking customers, and people seeking a second-chance banking option.

- **No overdraft fees** — Avoid Overdraft Fees
- **Checkless banking** — Bank Without Writing Checks
- **Monthly service fee waiver** — Avoid The Monthly Fee
- **Teen and second-chance account eligibility** — Open An Account From Age 13
- **Early direct deposits** — Receive Eligible Deposits Earlier
- **Mobile check deposit** — Deposit Checks By Phone
- **Fraud monitoring and Zero Liability protection** — Monitor And Protect Accounts
- **FDIC-insured deposits** — Insure Eligible Deposits
- **Online bill payment** — Pay Bills Online
- **Zelle money transfers** — Send And Receive Money
- **Mobile and online banking** — Manage Banking Online
- **Bank On certification** — Meet Bank On Standards
- **Digital wallet payments** — Pay With Digital Wallets
- **Wells Fargo ATM access** — Access Wells Fargo ATMs

### [Everyday Checking](https://www.wellsfargo.com/checking/everyday/)
*Product*
Manage everyday spending with flexible payment options, mobile banking, and ways to avoid the monthly service fee.
A checking account designed for everyday banking, with check writing, a debit card, digital payments, online and mobile banking, mobile check deposit, and online bill pay. The $15 monthly service fee can be avoided through qualifying balance, deposit, age, linked-balance, or military direct-deposit conditions.

- **Monthly service fee waiver options** — Avoid The Monthly Service Fee
- **Fraud monitoring and Zero Liability protection** — Monitor Fraud Around The Clock
- **Digital payments** — Pay With Zelle And Digital Wallets
- **Online and mobile banking** — Manage Accounts Online Or By App
- **Overdraft services** — Use Options To Help Avoid Overdrafts
- **FDIC-insured deposits** — Keep Deposits FDIC-Insured
- **Check writing** — Write Checks For Everyday Payments
- **Mobile check deposit** — Deposit Eligible Checks By App
- **Online bill pay** — Schedule And Manage Bill Payments
- **Early Pay Day** — Access Eligible Deposits Earlier
- **Contactless debit card** — Pay And Access ATMs With A Debit Card
- **Wells Fargo ATM access** — Access More Than 10,000 Wells Fargo ATMs

### [Prime Checking](https://www.wellsfargo.com/checking/prime/)
*Product*
Earn interest and access relationship benefits, eligible fee waivers, and ATM reimbursements through a Wells Fargo checking account.
An interest-bearing checking account with relationship benefits. A $25 monthly fee can be avoided with at least $20,000 in qualifying linked balances; there is no minimum daily balance requirement. Benefits include relationship rates on eligible linked savings accounts and CDs, mortgage and select loan benefits, service fee waivers, ATM fee benefits, and investment-related discounts.

- **Linked-balance monthly fee waiver** — Avoid The Monthly Service Fee
- **Non-Wells Fargo ATM fee waivers and reimbursements** — Reduce Non-Wells Fargo ATM Fees
- **Interest-bearing account** — Earn Interest On Deposits
- **Banking service fee waivers** — Save On Select Banking Services
- **Relationship interest rates** — Access Relationship Rates
- **Mortgage relationship benefits** — Qualify For Mortgage Benefits
- **Select loan interest rate discounts** — Access Select Loan Discounts
- **Mobile and online banking** — Manage Banking Online Or By Phone
- **Fraud monitoring and Zero Liability protection** — Monitor And Protect Account Activity
- **Overdraft services** — Access Overdraft Support
- **Early Pay Day** — Access Eligible Deposits Earlier
- **ATM access** — Access Wells Fargo ATMs
- **Investment benefits** — Access Investment Account Benefits
- **Bonus offers** — Explore Available Bonus Offers

### [Premier Checking](https://www.wellsfargo.com/checking/premier/)
*Product*
Earn interest and access dedicated support, relationship pricing, fee waivers, and select banking, mortgage, card, and investment benefits.
An interest-bearing checking account with a $25 minimum opening deposit and a $35 monthly fee. The fee can be avoided with at least $250,000 in qualifying statement-ending balances in linked eligible accounts. Benefits include a dedicated Premier team, 24/7 phone support, relationship rates on eligible linked savings accounts and CDs, service fee waivers, and select mortgage, credit card, and investment benefits.

- **Dedicated Premier support** — Get Dedicated Support Around The Clock
- **Linked balance fee waiver** — Avoid The Monthly Service Fee
- **Worldwide ATM fee benefits** — Withdraw Cash Worldwide With Fee Benefits
- **Banking service fee waivers** — Save On Eligible Banking Services
- **Relationship interest rates** — Access Relationship Rates On Linked Accounts
- **Interest-bearing account** — Earn Interest On Deposited Funds
- **International debit purchase fee waiver** — Avoid International Debit Purchase Fees
- **Mortgage relationship benefits** — Access Eligible Mortgage Benefits
- **Wells Fargo Advisors account fee waiver** — Waive The Advisors Annual Account Fee
- **Credit card bonus offers** — Explore Offers On Select Credit Cards
- **Business account service fee waiver** — Waive Eligible Business Account Fees
- **Intuitive Investor advisory fee discount** — Reduce Eligible Advisory Fees
- **Early direct deposit access** — Access Eligible Deposits Earlier
- **Overdraft services** — Manage Overdrafts With Available Services
- **Securities-based lending access** — Explore Securities-Based Lending
- **Personal Wallet Checks** — Get Personal Wallet Checks At No Fee
- **Existing account upgrade** — Upgrade Without Changing Your Account Number

### [Way2Save Savings](https://www.wellsfargo.com/savings-cds/way2save/)
*Product*
Build savings habits with interest, automatic transfers, and flexible access options for customers of different ages.
An interest-bearing savings account designed to help customers build savings automatically. Save As You Go transfers $1 from a linked Wells Fargo checking account after qualifying one-time debit card purchases or online Bill Pay transactions post. The account requires a $25 minimum opening deposit; its $5 monthly fee may be avoided through qualifying balance, transfer, Save As You Go, or age conditions. Children, teens, and students can use the account, with ownership options based on age. Funds can be accessed by debit or ATM card, and optional Overdraft Protection is available for a linked checking account.

- **Automatic savings transfers** — Build Savings With Everyday Transactions
- **Interest-earning savings** — Earn Interest On Savings
- **Monthly service fee waiver options** — Avoid The Monthly Service Fee
- **Youth and joint account eligibility** — Start Saving At A Young Age
- **Money management with adult guidance** — Learn To Manage Money With Guidance
- **Debit and ATM card access** — Access Savings By Card
- **FDIC insurance** — Keep Deposits FDIC-Insured
- **Online and mobile banking tools** — Monitor And Manage Savings Online
- **College savings support** — Save Toward College Expenses
- **Optional Overdraft Protection** — Protect A Linked Checking Account
- **Low minimum opening deposit** — Open With $25

### [Platinum Savings](https://www.wellsfargo.com/savings-cds/platinum/)
*Product*
Earn interest while keeping flexible access to savings and options for relationship rates and overdraft protection.
A Wells Fargo savings account with variable interest rates and flexible access to funds. Customers can make unlimited withdrawals and transfers, access funds online or by mobile, withdraw at branches and Wells Fargo ATMs, and write checks. Eligible linked checking accounts may qualify for a Relationship Interest Rate. A $25 minimum opening deposit is required. The $12 monthly fee can be avoided with a $3,500 minimum daily balance during each fee period. Optional Overdraft Protection is available for a linked checking account, and funds are FDIC-insured up to applicable limits.

- **Flexible account access** — Access Funds Through Multiple Channels
- **New-customer APY offer** — Earn The Advertised New-Customer APY
- **Relationship interest rates** — Qualify For A Relationship Interest Rate
- **FDIC insurance** — Keep Deposits FDIC-Insured
- **Monthly service fee waiver** — Avoid The Monthly Service Fee
- **Optional overdraft protection** — Help Protect A Linked Checking Account

### [Wells Fargo CDs](https://www.wellsfargo.com/savings-cds/certificate-of-deposit/)
*Product*
Grow savings with a predictable fixed return, selectable terms, and FDIC-insured deposits.
Wells Fargo Certificates of Deposit offer fixed-rate savings for a selected term. The rate stays the same until maturity, allowing customers to estimate earnings if they keep the CD for the full term. Listed terms include 3 months, 6 months, and 1 year, with additional terms available at a branch. CDs require a $2,500 minimum opening deposit, have no monthly service fee, and are FDIC-insured up to applicable limits. Early withdrawals may incur a penalty.

- **Fixed-rate returns** — Lock In A Predictable Return
- **FDIC insurance** — Keep Deposits FDIC-Insured
- **Flexible term options** — Choose A Term That Fits
- **Higher interest rates** — Earn Potentially Higher Interest
- **Relationship interest rates** — Access Eligible Relationship Rates
- **Early withdrawal penalties** — Understand Early Withdrawal Costs
- **Minimum opening deposit** — Open With At Least $2,500
- **No monthly service fee** — Avoid Monthly Service Fees

### [Wells Fargo Mobile® app](https://www.wellsfargo.com/mobile-online-banking/apps/)
*Platform*
Manage accounts, move money, deposit checks, and access banking assistance, security tools, and guidance from a mobile device.
The Wells Fargo Mobile app lets customers manage accounts, move money, pay bills, deposit checks, and access support from Fargo, the virtual assistant. Customers can manage cards, view statements and documents, set alerts, and access security tools. Additional features include digital wallet access, ATM finding, international transfers through ExpressSend, and LifeSync goal setting and financial guidance. Fargo provides banking answers and shortcuts in English or Spanish and can help send money to stored contacts.

- **Account management** — Monitor Accounts And Activity
- **Money transfers and bill payments** — Transfer Funds And Pay Bills
- **Mobile check deposit** — Deposit Eligible Checks
- **Zelle payments** — Send And Receive Money
- **Fargo virtual assistant** — Get Banking Answers And Shortcuts
- **Card management and controls** — Manage And Control Cards
- **Security Center** — Review Security And Scam Guidance
- **Account alerts** — Stay Informed About Accounts
- **Digital wallet access** — Add Cards To Digital Wallets
- **International transfers** — Send International Transfers
- **Statements and documents** — View Statements And Documents
- **FICO Score access** — View Your Latest FICO Score
- **LifeSync financial goals** — Set Goals And Track Progress
- **ATM locator** — Find Nearby ATMs

### [Wells Fargo Online®](https://www.wellsfargo.com/mobile-online-banking/)
*Platform*
Manage accounts, view statements, transfer money, and pay bills online from a computer or mobile device.
Wells Fargo Online is an online banking service available from a computer or mobile device after enrollment. Customers can access eligible accounts, view statements, set alerts, transfer money, pay bills, and use Zelle, digital wires, and ExpressSend. Wells Fargo also provides online banking help and security resources.

- **Account management** — Manage Accounts From A Computer Or Mobile Device
- **Money transfers** — Transfer Money Between Accounts And Banks
- **Bill payments** — Pay Bills Once Or On A Schedule
- **Online statements and documents** — View Statements And Manage Delivery Preferences
- **Zelle payments** — Send And Receive Money With Zelle
- **Security tools and guidance** — Review Security Settings And Protection Guidance
- **Account alerts** — Set Alerts For Selected Accounts
- **Digital wire transfers** — Send Digital Wires In The U.S. And Abroad
- **International remittances** — Send Money To Recipients In 12 Countries
- **Financial planning tools** — Explore Tools For Your Financial Future

### [Wells Fargo debit and ATM cards](https://www.wellsfargo.com/debit-card/)
*Product*
Pay in person and digitally, access cash at Wells Fargo ATMs, and manage card activity with security tools and alerts.
Wells Fargo debit and ATM cards provide access to purchases and cash withdrawals, including contactless payments at participating merchants and Wells Fargo ATMs. Eligible cards can be added to supported digital wallets. Customers can customize eligible debit card designs, manage card controls and alerts, review activity, and request replacements. Cards include fraud monitoring and Zero Liability protection for promptly reported unauthorized transactions, subject to conditions.

- **Purchases and ATM access** — Make Purchases And Access Cash
- **Zero Liability protection** — Get Reimbursed For Unauthorized Transactions
- **Card controls and alerts** — Control Cards And Track Activity
- **24/7 fraud monitoring** — Monitor For Fraud Around The Clock
- **Contactless payments** — Pay With A Tap
- **Digital wallet compatibility** — Pay With Supported Digital Wallets
- **Lost, stolen, or damaged card replacement** — Request A Replacement Card
- **Card activity access** — Review Card Activity
- **International card use** — Use Your Card Abroad
- **Card activation options** — Activate Cards Through Multiple Channels
- **Debit card cash-back offers** — Earn Cash Back On Purchases
- **Personalized card design** — Customize Eligible Card Designs

### [Wells Fargo Rewards®](https://www.wellsfargo.com/rewards/)
*Service*
Earn rewards on eligible card purchases and redeem them for account credits, purchases, gift cards, or travel.
A rewards program for eligible Wells Fargo rewards-based credit cards. Cardholders can earn rewards on eligible purchases and redeem them as credits to eligible Wells Fargo credit card or checking accounts, toward eligible past purchases, with participating merchants through Pay with Rewards, for gift cards, or for travel. A rewards account is automatically created when an eligible card is opened. Cardholders can track rewards online or by phone.

- **Rewards earning** — Earn Rewards On Eligible Purchases
- **Account credit redemption** — Apply Rewards To Eligible Accounts
- **Purchase redemption** — Cover Eligible Past Purchases
- **Pay with Rewards** — Pay For Qualifying Purchases With Rewards
- **Travel redemption** — Use Rewards For Travel
- **Gift card redemption** — Redeem Rewards For Gift Cards
- **Rewards tracking and access** — Track Rewards Online Or By Phone
- **Automatic rewards account setup** — Access An Automatically Created Rewards Account
- **Rewards sharing** — Share Rewards Through Pay With Rewards

### [Wells Fargo Auto Loans](https://www.wellsfargo.com/auto-loans/)
*Product*
Finance a new or used vehicle through participating dealerships and manage payments and loan activity online or on the go.
Wells Fargo provides new and used vehicle financing through a nationwide network of nearly 11,000 dealerships. If Wells Fargo Auto funds the loan, customers can manage the account online or through the mobile app, make payments through several channels, view statements and loan activity, and set up Autopay.

- **Dealership-based vehicle financing** — Access Financing Through Participating Dealerships
- **Online and mobile account management** — Manage Your Loan From Anywhere
- **Multiple payment methods** — Choose A Convenient Payment Method
- **Automatic loan payments** — Automate Monthly Loan Payments
- **Online statement access** — View Up To 12 Months Of Statements
- **Simple interest loan structure** — Understand How Daily Interest Accrues
- **Payment assistance** — Explore Options For Payment Challenges
- **Payment due date change** — Request An Eligible Due Date Change
- **Advance payments and principal reduction** — Pay Ahead And Reduce Principal
- **Auto financing experience** — Benefit From Decades Of Financing Experience

### [Home Mortgage Loans](https://www.wellsfargo.com/mortgage/)
*Product*
Finance a home purchase or refinance with mortgage choices, assistance programs, estimates, and account management tools.
Wells Fargo home mortgage loans finance home purchases and refinancing. Options include fixed-rate and adjustable-rate mortgages, jumbo, FHA, and VA loans. Borrowers can explore low down-payment options and assistance programs, request personalized rate estimates, and use calculators and guidance resources. Eligible customers may qualify for relationship rate discounts or closing cost credits. Mortgage account tools support payments, statements, and alerts.

- **Mortgage loan program options** — Compare Mortgage Loan Options
- **Low down-payment options** — Lower Upfront Cash Needs
- **Down-payment and closing-cost assistance** — Access Eligible Homebuying Assistance
- **Personalized mortgage rate quotes** — Explore Rates Without A Credit Impact
- **Refinancing options** — Explore Lower Payments Or Rates
- **Cash-out refinancing** — Access Home Equity Through Refinancing
- **Mortgage prequalification and preapproval** — Estimate Borrowing Options Before Shopping
- **Mortgage relationship benefits** — Qualify For Potential Mortgage Discounts
- **Mortgage calculators and planning tools** — Estimate Payments And Affordability
- **Mortgage account payment and servicing tools** — Manage Payments And Account Details

### [Personal loans](https://www.wellsfargo.com/personal-loans/)
*Product*
Fund projects, purchases, or unexpected expenses with an unsecured loan and predictable monthly payments.
Unsecured loans for home improvements, major purchases, unexpected costs, and debt consolidation. Borrowers receive a lump sum and repay it in fixed monthly payments. Loan amounts range from $3,000 to $100,000, with terms from 12 to 84 months depending on amount. Eligible existing Wells Fargo customers may check personalized rates without affecting their credit score. There is no origination fee, closing fee, or prepayment penalty.

- **Flexible loan amounts and terms** — Choose An Amount And Repayment Term
- **Fixed interest rates and payments** — Keep Monthly Payments Predictable
- **Rate checks without credit score impact** — Check Rates Without Affecting Your Credit Score
- **Unsecured borrowing** — Borrow Without Pledging Collateral
- **Relationship rate discounts** — Lower Your Rate With Qualifying Autopay
- **No origination or closing fees** — Avoid Origination And Closing Fees
- **Fast decisions and funding** — Get A Quick Decision And Funding
- **Flexible loan uses** — Fund A Range Of Personal Expenses
- **Existing customer eligibility** — Apply As An Eligible Wells Fargo Customer
- **Early repayment without penalty** — Pay Extra Or Pay Off Early
- **Debt consolidation** — Combine Eligible Debts Into One Payment
- **Multiple application channels** — Apply Online By Phone Or In Person

### [Foreign exchange services](https://www.wellsfargo.com/foreign-exchange/)
*Service*
Order travel cash and send or receive international payments through wires and eligible foreign checks.
Wells Fargo offers foreign currency cash for travel and international wire services to send and receive overseas payments. Account holders can order foreign currency cash online or at a branch, with delivery in 2–7 business days. Customers can send international wires online, through the mobile app, or at a branch, and receive wires in many foreign currencies. Branches can accept eligible checks in a limited number of foreign currencies and countries.

- **International wire transfers** — Send And Receive International Wires
- **Foreign currency cash orders** — Order Foreign Cash For Travel
- **Exchange rate lock for foreign currency wires** — Lock In The Wire Exchange Rate
- **Unused foreign currency buyback** — Exchange Eligible Unused Cash
- **Currency conversion rates** — Review Applicable Conversion Rates
- **Foreign check acceptance** — Deposit Eligible Foreign Checks

### [ExpressSend](https://www.wellsfargo.com/international-remittances/)
*Service*
Send money to friends and family in supported countries with flexible delivery, transfer estimates, and tracking.
An international person-to-person transfer service for sending money to friends and family. Customers can initiate transfers through the Wells Fargo Mobile app, with delivery to eligible bank accounts or cash pickup locations where available. Destinations span Mexico, the Caribbean, Central America, South America, and Asia. Customers can view estimated fees and exchange rates and track transfers. The transfer fee is waived for a customer's first mobile ExpressSend transfer.

- **Mobile transfer access** — Send Money From Your Phone
- **International destination coverage** — Reach Supported Destinations
- **Flexible delivery options** — Choose How Recipients Get Funds
- **Fee and exchange-rate estimates** — Review Transfer Costs Upfront
- **Real-time transfer tracking** — Track Transfers In Real Time
- **First mobile transfer fee waiver** — Save On Your First Mobile Transfer
- **Recipient management** — Manage Up To 10 Recipients

### [Initiate Business Checking](https://www.wellsfargo.com/biz/checking/initiate/)
*Product*
Provides checking for businesses with lower balances and fewer financial transactions.
A business checking account for businesses with lower balances and fewer financial transactions.

- **Checking for lower balances and fewer transactions** — Match Lower-Volume Business Banking Needs

### [Navigate Business Checking®](https://www.wellsfargo.com/biz/checking/navigate/)
*Product*
Provides established businesses with checking suited to higher balances and more financial activity.
A business checking account for established businesses with higher balances and more financial activity.

- **Established business fit** — Support Established Businesses With Higher Account Activity

### [Optimize Business Checking](https://www.wellsfargo.com/biz/checking/optimize/)
*Product*
Helps businesses with sophisticated banking needs manage checking and treasury management services.
A business checking account for businesses with sophisticated banking needs, including treasury management services.

- **Treasury management services** — Support Treasury Management Needs

### [Business Market Rate Savings](https://www.wellsfargo.com/biz/savings/market-rate/)
*Product*
Helps businesses with lower balances get started saving with a business savings account.
A business savings account for businesses with lower balances that are just starting to save.

- **Lower-balance business savings** — Start Saving With Lower Balances

### [Business Platinum Savings](https://www.wellsfargo.com/biz/savings/platinum/)
*Product*
Offers businesses with higher balances a dedicated savings account option.
A business savings account intended for businesses with higher balances.

- **Suitability for higher balances** — Match Higher-Balance Needs

### [Business Time Accounts (CDs)](https://www.wellsfargo.com/biz/savings/time-account/)
*Product*
Businesses can earn interest at a fixed rate over a set term.
Business time accounts (CDs) are designed for businesses seeking to earn interest at a fixed rate for a fixed length of time.

- **Fixed interest rate and term** — Earn At A Fixed Rate

### [Signify Business Cash® Card](https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/)
*Product*
Earn unlimited 2% cash rewards on business purchases with a card designed for business spending.
A Wells Fargo business credit card that earns unlimited 2% cash rewards on purchases for your business. Terms apply.

- **Unlimited cash rewards** — Earn Unlimited 2% Cash Rewards

### [Merchant Services](https://www.wellsfargo.com/biz/merchant/)
*Service*
Accept card payments in person, online, or on the go with business payment processing options.
Wells Fargo Merchant Services provides payment processing options that help businesses accept card payments at a point of sale, online, or on the go.

- **Point-of-sale card payment processing** — Accept Cards At Your Business Location
- **Online card payment processing** — Accept Card Payments Online
- **On-the-go card payment processing** — Accept Card Payments On The Go

### [Business lines of credit](https://www.wellsfargo.com/biz/business-credit/)
*Product*
Supplement cash flow and access financing for business growth, commercial real estate, and ongoing operations.
Wells Fargo business lines of credit provide financing for businesses that need to supplement cash flow. Business financing options are also presented for growth, commercial real estate, and supporting day-to-day operations.

- **Cash flow supplementation** — Supplement Business Cash Flow
- **Day-to-day operating continuity** — Support Ongoing Operations
- **Business growth funding** — Access Funds For Growth
- **Commercial real estate funding** — Fund Commercial Real Estate

### [SBA loans](https://www.wellsfargo.com/biz/sba/)
*Product*
Businesses can explore SBA loan options featuring longer repayment terms and lower down payments.
Wells Fargo SBA loans are financing options for businesses interested in longer repayment terms and lower down payments.
- Categories: Business Loans (https://nowen.ai/category/business-loans)

- **Longer repayment terms** — Extend Repayment Terms
- **Lower down payments** — Lower Down Payments

### [Healthcare practice financing](https://www.wellsfargo.com/biz/practice-finance-medical-dental-loans/)
*Product*
Helps healthcare practice owners explore financing options for their practices.
Wells Fargo provides financing options for healthcare practice owners through its business lines and loans offerings.

- **Healthcare practice financing options** — Explore Practice Financing Options

### [Payroll Services](https://www.wellsfargo.com/biz/payroll/)
*Service*
Helps businesses meet their payroll and human resources needs.
Payroll Services helps businesses meet their payroll and human resources needs.

- **Payroll and HR support** — Meet Payroll And HR Needs

### [Wells Fargo Business Online](https://www.wellsfargo.com/biz/online-banking/)
*Platform*
Manage business accounts and handle transfers, payments, statements, and alerts online.
Wells Fargo Business Online provides business customers with online account management and banking services. Customers can transfer money, pay bills, access statements, set alerts, and use Zelle to get paid by customers, pay suppliers, and issue reimbursements.

- **Business account management** — Manage Business Accounts
- **Money transfers** — Move Money Between Accounts
- **Bill payments** — Pay Bills Online
- **Business payments with Zelle** — Send And Receive Business Payments
- **Online statements** — View Statements Online
- **Account alerts** — Set Account Alerts

### [Zelle for your business](https://www.wellsfargo.com/biz/)
*Service*
Collect customer payments, pay suppliers, and issue reimbursements through Wells Fargo digital banking channels.
Zelle for your business lets businesses get paid by customers, pay suppliers, and issue reimbursements. Businesses can send and receive money through Wells Fargo Business Online and Wells Fargo Mobile using an enrolled email address, U.S. mobile number, or, for small businesses, a Zelle tag. Payments between enrolled users typically arrive within minutes. Wells Fargo does not charge a fee to send or receive money with Zelle; account fees and carrier charges may apply.

- **Customer payments** — Collect Customer Payments
- **Supplier payments** — Pay Your Suppliers
- **Reimbursements** — Issue Reimbursements
- **Fast payment delivery** — Receive Payments Within Minutes
- **Digital banking access** — Manage Payments Digitally
- **Payment requests** — Request Payments
- **Business sending limits** — Send Up To $60,000 In 30 Days
- **Small-business Zelle tags** — Use A Zelle Tag
- **Scheduled and recurring payments** — Schedule Future Payments
- **No Wells Fargo Zelle transaction fee** — Send And Receive Without A Zelle Fee

### [Commercial financing](https://www.wellsfargo.com/com/solutions/)
*Service*
Access financing to support business operations, expansion, working capital, equipment, and strategic priorities.
Wells Fargo offers commercial financing solutions, including asset-based lending, floor plan financing, commercial loans and lines of credit, equipment financing, renewable energy and environmental finance, global receivables and trade finance, and strategic capital. Options include loans, lines of credit, leases, and equity and debt products to support operations, growth, working capital, and strategic priorities.
- Categories: Business Loans (https://nowen.ai/category/business-loans)

- **Commercial loans and lines of credit** — Support Day-To-Day Operations
- **Flexible capital for business priorities** — Fund Growth And Priorities
- **Asset-based lending** — Access Secured Financing
- **Equipment financing** — Finance Equipment Needs
- **Floor plan financing** — Keep Inventory Moving
- **Global receivables and trade finance** — Manage Trade And Receivables
- **Strategic capital** — Access Equity And Debt Capital
- **Global payments and liquidity** — Optimize Payments And Liquidity
- **Renewable energy and environmental finance** — Finance Energy Projects

### [Global Payments and Liquidity](https://www.wellsfargo.com/com/solutions/global-payments-liquidity/)
*Service*
Helps commercial businesses strengthen payments, optimize cash flow and liquidity, support working capital, and mitigate financial risk.
Treasury management solutions for commercial businesses, with tools for day-to-day operations and future growth. The offering helps businesses strengthen payments, improve visibility, support working capital, optimize cash flow and liquidity, and mitigate financial risk.

- **Cash flow and liquidity optimization** — Optimize Cash Flow And Liquidity
- **Payment operations** — Strengthen Payment Operations
- **Liquidity visibility** — Improve Liquidity Visibility
- **Working capital support** — Support Working Capital
- **Financial risk mitigation** — Mitigate Financial Risk

### [Dedicated financial advisor](https://wellsfargo.com)
*Service*
Get individualized investment planning and advice through a one-on-one relationship with a dedicated Financial Advisor.
Wells Fargo Advisors provides a one-on-one relationship with a dedicated Financial Advisor, offering personalized investment planning and advice. Customers can call or schedule a consultation to get started.

- **One-on-one advisor relationship** — Work Directly With A Dedicated Advisor
- **Personalized investment planning and advice** — Plan Investments Around Your Needs

### [Solutions Advisors](https://wellsfargo.com)
*Service*
Get investment guidance and planning centered on your financial goals.
Solutions Advisors is a financial advisor team that provides investment guidance and goal-based planning.

- **Goal-based planning** — Plan Around Your Goals
- **Investment guidance** — Get Investment Guidance

### [Intuitive Investor®](https://wellsfargo.com)
*Service*
Invest in a low-cost automated portfolio, with online account opening and a $500 starting amount.
An automated investing service from Wells Fargo Advisors that provides a low-cost investment portfolio. Customers can begin investing with $500 and open an account online. Eligible Wells Fargo Prime Checking and Premier Checking customers receive a discount on the advisory fee.

- **Automated portfolio management** — Invest With An Automated Portfolio
- **Low-cost investing** — Keep Investing Costs Low
- **Low starting investment** — Start Investing With $500
- **Online account access** — Open An Account Online
- **Checking relationship advisory fee discount** — Reduce Your Advisory Fee

### [WellsTrade](https://wellsfargo.com)
*Platform*
Manage investments independently with online trading and retirement account choices.
WellsTrade is a self-directed online brokerage account offered through Wells Fargo Clearing Services, LLC. It provides hands-on control for customers managing their own investments and advertises $0 commissions for online stock and ETF trades; other fees and commissions may apply. It supports standard investment accounts, Traditional, Roth, and SEP IRAs, and Coverdell Education Savings Accounts. Eligible balances may count toward qualifying Prime Checking and Premier Checking balances.

- **Self-directed brokerage investing** — Manage Your Own Investments
- **Online stock and ETF trading** — Trade Stocks And ETFs Online For $0
- **Retirement account options** — Choose From Multiple Retirement Account Types
- **Linked checking balance qualification** — Count Eligible Balances Toward Checking Qualifications

### [Private Wealth](https://wellsfargo.com)
*Service*
Helps qualifying clients coordinate tailored wealth services and strategies around personal, business, family, or institutional needs.
An exclusive, personalized service and product offering for qualifying Wealth & Investment Management clients, including high-net-worth individuals, families, and institutions. Specialists work with clients’ advisors to tailor services and strategies. Offerings include wealth planning, portfolio management, trust and estate services, family office services, philanthropic services, family wealth and culture services, specialty asset management, private banking, and outsourced chief investment officer services.

- **Wealth planning** — Plan Around Wealth Goals
- **Advisor and specialist collaboration** — Coordinate Tailored Wealth Strategies
- **Portfolio management** — Access Portfolio Management
- **Trust and estate services** — Address Trust And Estate Needs
- **Personal and business goal alignment** — Connect Personal And Business Goals
- **Family office services** — Address Family Office Needs
- **Private banking** — Access Private Banking
- **Family wealth and culture services** — Address Family Wealth And Culture
- **Outsourced chief investment officer services** — Access Outsourced Investment Leadership
- **Specialty asset management** — Access Specialty Asset Management
- **Philanthropic services** — Access Philanthropic Services

## Sources

- [Wells Fargo](https://wellsfargo.com)
- [Clear Access Banking](https://www.wellsfargo.com/checking/clear-access-banking/)
- [Everyday Checking](https://www.wellsfargo.com/checking/everyday/)
- [Prime Checking](https://www.wellsfargo.com/checking/prime/)
- [Premier Checking](https://www.wellsfargo.com/checking/premier/)
- [Way2Save Savings](https://www.wellsfargo.com/savings-cds/way2save/)
- [Platinum Savings](https://www.wellsfargo.com/savings-cds/platinum/)
- [Wells Fargo CDs](https://www.wellsfargo.com/savings-cds/certificate-of-deposit/)
- [Wells Fargo Mobile® app](https://www.wellsfargo.com/mobile-online-banking/apps/)
- [Wells Fargo Online®](https://www.wellsfargo.com/mobile-online-banking/)
- [Wells Fargo debit and ATM cards](https://www.wellsfargo.com/debit-card/)
- [Wells Fargo Rewards®](https://www.wellsfargo.com/rewards/)
- [Wells Fargo Auto Loans](https://www.wellsfargo.com/auto-loans/)
- [Home Mortgage Loans](https://www.wellsfargo.com/mortgage/)
- [Personal loans](https://www.wellsfargo.com/personal-loans/)
- [Foreign exchange services](https://www.wellsfargo.com/foreign-exchange/)
- [ExpressSend](https://www.wellsfargo.com/international-remittances/)
- [Initiate Business Checking](https://www.wellsfargo.com/biz/checking/initiate/)
- [Navigate Business Checking®](https://www.wellsfargo.com/biz/checking/navigate/)
- [Optimize Business Checking](https://www.wellsfargo.com/biz/checking/optimize/)
- [Business Market Rate Savings](https://www.wellsfargo.com/biz/savings/market-rate/)
- [Business Platinum Savings](https://www.wellsfargo.com/biz/savings/platinum/)
- [Business Time Accounts (CDs)](https://www.wellsfargo.com/biz/savings/time-account/)
- [Signify Business Cash® Card](https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/)
- [Merchant Services](https://www.wellsfargo.com/biz/merchant/)
- [Business lines of credit](https://www.wellsfargo.com/biz/business-credit/)
- [SBA loans](https://www.wellsfargo.com/biz/sba/)
- [Healthcare practice financing](https://www.wellsfargo.com/biz/practice-finance-medical-dental-loans/)
- [Payroll Services](https://www.wellsfargo.com/biz/payroll/)
- [Wells Fargo Business Online](https://www.wellsfargo.com/biz/online-banking/)
- [Zelle for your business](https://www.wellsfargo.com/biz/)
- [Commercial financing](https://www.wellsfargo.com/com/solutions/)
- [Global Payments and Liquidity](https://www.wellsfargo.com/com/solutions/global-payments-liquidity/)