{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/wellsfargo-com","markdownUrl":"https://nowen.ai/agents/wellsfargo-com.md","jsonUrl":"https://nowen.ai/agents/wellsfargo-com.json","name":"Wells Fargo","legalName":"Wells Fargo & Company","website":"https://wellsfargo.com","industry":"Banking","deliveryModel":"hybrid","marketCategories":{"primary":{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"},"others":[]},"status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-11-10T04:19:11.744Z","summary":"Wells Fargo provides financial services and support to individuals, businesses, and institutions.","description":"Wells Fargo is a financial services organization serving individuals, businesses, and institutions. It provides financial capabilities spanning banking, lending, payments, investment services, and digital banking, alongside customer support and resources to help customers manage their finances and pursue their goals.","mission":"Put people and communities first and help customers get ahead with financial services that support their goals.","directory":{"industryName":"Banking","agentCount":71,"indexable":true,"hubUrl":"https://nowen.ai/industry/banking"},"categoryDirectory":{"name":"Business Loans","agentCount":21,"indexable":true,"url":"https://nowen.ai/category/business-loans"},"aiReaderFamilies":["Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/wellsfargo-com","label":"Become a supplier to Wells Fargo through Boon","sub":"Your AI agent prepares the application."},"products":[{"name":"Clear Access Banking","anchor":"product-clear-access-banking","type":"Product","url":"https://www.wellsfargo.com/checking/clear-access-banking/","summary":"Manage essential money needs with a checkless account, digital banking, and no overdraft fees.","description":"A checkless checking account for essential money management. It offers no overdraft fees, mobile deposit, Bill Pay, Zelle, digital wallets, and mobile and online banking. A $5 monthly fee may be avoided under qualifying conditions. Designed for teens, students, first-time banking customers, and people seeking a second-chance banking option.","pricing":{},"features":[{"name":"No overdraft fees","value":"Avoid Overdraft Fees","valueDescription":"Manage spending without account overdraft fees, while noting that some transactions may be declined or result in a negative balance."},{"name":"Checkless banking","value":"Bank Without Writing Checks","valueDescription":"Use digital services for common banking tasks without writing checks. Check deposits are allowed."},{"name":"Monthly service fee waiver","value":"Avoid The Monthly Fee","valueDescription":"Meet qualifying conditions to pay no monthly service fee; age is one available qualification."},{"name":"Teen and second-chance account eligibility","value":"Open An Account From Age 13","valueDescription":"Eligible customers age 13 and older can open the account, with adult co-ownership or branch-opening requirements for some minors."},{"name":"Early direct deposits","value":"Receive Eligible Deposits Earlier","valueDescription":"Access eligible direct deposits up to two business days earlier through Early Pay Day."},{"name":"Mobile check deposit","value":"Deposit Checks By Phone","valueDescription":"Deposit eligible checks through the mobile app rather than visiting a branch, subject to limits and restrictions."},{"name":"Fraud monitoring and Zero Liability protection","value":"Monitor And Protect Accounts","valueDescription":"Access around-the-clock fraud monitoring and Zero Liability protection, subject to terms."},{"name":"FDIC-insured deposits","value":"Insure Eligible Deposits","valueDescription":"Funds receive FDIC insurance up to the maximum applicable limit."},{"name":"Online bill payment","value":"Pay Bills Online","valueDescription":"Manage bill payments digitally without writing checks."},{"name":"Zelle money transfers","value":"Send And Receive Money","valueDescription":"Transfer money digitally with eligible enrolled users, subject to terms."},{"name":"Mobile and online banking","value":"Manage Banking Online","valueDescription":"Access mobile and online banking from a phone or computer."},{"name":"Bank On certification","value":"Meet Bank On Standards","valueDescription":"Provides an account that meets Bank On National Account Standards."},{"name":"Digital wallet payments","value":"Pay With Digital Wallets","valueDescription":"Use eligible cards in supported digital wallets, subject to device availability."},{"name":"Wells Fargo ATM access","value":"Access Wells Fargo ATMs","valueDescription":"Use Wells Fargo’s network of more than 10,000 ATMs."}]},{"name":"Everyday Checking","anchor":"product-everyday-checking","type":"Product","url":"https://www.wellsfargo.com/checking/everyday/","summary":"Manage everyday spending with flexible payment options, mobile banking, and ways to avoid the monthly service fee.","description":"A checking account designed for everyday banking, with check writing, a debit card, digital payments, online and mobile banking, mobile check deposit, and online bill pay. The $15 monthly service fee can be avoided through qualifying balance, deposit, age, linked-balance, or military direct-deposit conditions.","pricing":{},"features":[{"name":"Monthly service fee waiver options","value":"Avoid The Monthly Service Fee","valueDescription":"Meet one of several qualifying conditions to avoid the $15 monthly fee."},{"name":"Fraud monitoring and Zero Liability protection","value":"Monitor Fraud Around The Clock","valueDescription":"Access fraud monitoring and protection for eligible unauthorized card transactions."},{"name":"Digital payments","value":"Pay With Zelle And Digital Wallets","valueDescription":"Use supported digital payment methods, subject to enrollment and device requirements."},{"name":"Online and mobile banking","value":"Manage Accounts Online Or By App","valueDescription":"Manage the account from a computer or mobile device."},{"name":"Overdraft services","value":"Use Options To Help Avoid Overdrafts","valueDescription":"Use available overdraft options, including linked-account protection and Extra Day Grace Period."},{"name":"FDIC-insured deposits","value":"Keep Deposits FDIC-Insured","valueDescription":"Account funds receive FDIC insurance up to the maximum applicable limit."},{"name":"Check writing","value":"Write Checks For Everyday Payments","valueDescription":"Use paper checks for payments when needed."},{"name":"Mobile check deposit","value":"Deposit Eligible Checks By App","valueDescription":"Submit eligible check deposits through the mobile app, subject to limits and restrictions."},{"name":"Online bill pay","value":"Schedule And Manage Bill Payments","valueDescription":"Use online or mobile banking to schedule and manage bill payments."},{"name":"Early Pay Day","value":"Access Eligible Deposits Earlier","valueDescription":"Access eligible direct deposits up to two business days early, subject to terms."},{"name":"Contactless debit card","value":"Pay And Access ATMs With A Debit Card","valueDescription":"Use the debit card for purchases and ATM access, including contactless payments where accepted."},{"name":"Wells Fargo ATM access","value":"Access More Than 10,000 Wells Fargo ATMs","valueDescription":"Use Wells Fargo ATMs for local and on-the-go banking."}]},{"name":"Prime Checking","anchor":"product-prime-checking","type":"Product","url":"https://www.wellsfargo.com/checking/prime/","summary":"Earn interest and access relationship benefits, eligible fee waivers, and ATM reimbursements through a Wells Fargo checking account.","description":"An interest-bearing checking account with relationship benefits. A $25 monthly fee can be avoided with at least $20,000 in qualifying linked balances; there is no minimum daily balance requirement. Benefits include relationship rates on eligible linked savings accounts and CDs, mortgage and select loan benefits, service fee waivers, ATM fee benefits, and investment-related discounts.","pricing":{},"features":[{"name":"Linked-balance monthly fee waiver","value":"Avoid The Monthly Service Fee","valueDescription":"Maintain qualifying linked balances to avoid the monthly service fee."},{"name":"Non-Wells Fargo ATM fee waivers and reimbursements","value":"Reduce Non-Wells Fargo ATM Fees","valueDescription":"Receive specified ATM fee waivers and reimbursements; operator or network fees may still apply."},{"name":"Interest-bearing account","value":"Earn Interest On Deposits","valueDescription":"Earn interest on deposited funds at applicable rates."},{"name":"Banking service fee waivers","value":"Save On Select Banking Services","valueDescription":"Reduce costs on select banking services through fee waivers."},{"name":"Relationship interest rates","value":"Access Relationship Rates","valueDescription":"Link eligible savings accounts and CDs to receive applicable relationship rates."},{"name":"Mortgage relationship benefits","value":"Qualify For Mortgage Benefits","valueDescription":"Access potential mortgage relationship benefits, subject to eligibility."},{"name":"Select loan interest rate discounts","value":"Access Select Loan Discounts","valueDescription":"Qualify for potential select loan discounts, subject to loan and payment requirements."},{"name":"Mobile and online banking","value":"Manage Banking Online Or By Phone","valueDescription":"Manage the account from a computer or phone."},{"name":"Fraud monitoring and Zero Liability protection","value":"Monitor And Protect Account Activity","valueDescription":"Access fraud monitoring and Zero Liability protection, subject to terms."},{"name":"Overdraft services","value":"Access Overdraft Support","valueDescription":"Use available services as options to help manage overdrafts."},{"name":"Early Pay Day","value":"Access Eligible Deposits Earlier","valueDescription":"Receive eligible direct deposits sooner through Early Pay Day."},{"name":"ATM access","value":"Access Wells Fargo ATMs","valueDescription":"Use Wells Fargo’s ATM network."},{"name":"Investment benefits","value":"Access Investment Account Benefits","valueDescription":"Receive eligible advisory-fee and linked-balance benefits; investment products involve risk."},{"name":"Bonus offers","value":"Explore Available Bonus Offers","valueDescription":"Explore bonus offers that may be available with the account."}]},{"name":"Premier Checking","anchor":"product-premier-checking","type":"Product","url":"https://www.wellsfargo.com/checking/premier/","summary":"Earn interest and access dedicated support, relationship pricing, fee waivers, and select banking, mortgage, card, and investment benefits.","description":"An interest-bearing checking account with a $25 minimum opening deposit and a $35 monthly fee. The fee can be avoided with at least $250,000 in qualifying statement-ending balances in linked eligible accounts. Benefits include a dedicated Premier team, 24/7 phone support, relationship rates on eligible linked savings accounts and CDs, service fee waivers, and select mortgage, credit card, and investment benefits.","pricing":{},"features":[{"name":"Dedicated Premier support","value":"Get Dedicated Support Around The Clock","valueDescription":"Connect with a dedicated Premier team and access phone support 24 hours a day, 7 days a week."},{"name":"Linked balance fee waiver","value":"Avoid The Monthly Service Fee","valueDescription":"Maintain qualifying linked balances to avoid the monthly service fee."},{"name":"Worldwide ATM fee benefits","value":"Withdraw Cash Worldwide With Fee Benefits","valueDescription":"Access ATM fee waivers and reimbursements, subject to account terms."},{"name":"Banking service fee waivers","value":"Save On Eligible Banking Services","valueDescription":"Reduce costs on eligible banking services through fee waivers."},{"name":"Relationship interest rates","value":"Access Relationship Rates On Linked Accounts","valueDescription":"Link eligible savings accounts and CDs to qualify for applicable relationship rates."},{"name":"Interest-bearing account","value":"Earn Interest On Deposited Funds","valueDescription":"Earn interest on deposited funds, subject to the applicable rate and balance."},{"name":"International debit purchase fee waiver","value":"Avoid International Debit Purchase Fees","valueDescription":"Make international debit purchases without a Wells Fargo transaction fee."},{"name":"Mortgage relationship benefits","value":"Access Eligible Mortgage Benefits","valueDescription":"Qualifying customers may access mortgage relationship benefits based on eligible assets."},{"name":"Wells Fargo Advisors account fee waiver","value":"Waive The Advisors Annual Account Fee","valueDescription":"Avoid the Wells Fargo Advisors annual account fee."},{"name":"Credit card bonus offers","value":"Explore Offers On Select Credit Cards","valueDescription":"Access potential bonus or reward offers on select credit cards."},{"name":"Business account service fee waiver","value":"Waive Eligible Business Account Fees","valueDescription":"Receive a monthly service fee waiver on eligible business accounts."},{"name":"Intuitive Investor advisory fee discount","value":"Reduce Eligible Advisory Fees","valueDescription":"Receive the stated advisory fee discount, subject to terms."},{"name":"Early direct deposit access","value":"Access Eligible Deposits Earlier","valueDescription":"Receive eligible direct deposits sooner through Early Pay Day."},{"name":"Overdraft services","value":"Manage Overdrafts With Available Services","valueDescription":"Use available services to help manage overdrafts."},{"name":"Securities-based lending access","value":"Explore Securities-Based Lending","valueDescription":"Explore lending through Wells Fargo Advisors, subject to eligibility and risks."},{"name":"Personal Wallet Checks","value":"Get Personal Wallet Checks At No Fee","valueDescription":"Order Personal Wallet Checks at no fee."},{"name":"Existing account upgrade","value":"Upgrade Without Changing Your Account Number","valueDescription":"Convert an existing checking account without changing its account number."}]},{"name":"Way2Save Savings","anchor":"product-way2save-savings","type":"Product","url":"https://www.wellsfargo.com/savings-cds/way2save/","summary":"Build savings habits with interest, automatic transfers, and flexible access options for customers of different ages.","description":"An interest-bearing savings account designed to help customers build savings automatically. Save As You Go transfers $1 from a linked Wells Fargo checking account after qualifying one-time debit card purchases or online Bill Pay transactions post. The account requires a $25 minimum opening deposit; its $5 monthly fee may be avoided through qualifying balance, transfer, Save As You Go, or age conditions. Children, teens, and students can use the account, with ownership options based on age. Funds can be accessed by debit or ATM card, and optional Overdraft Protection is available for a linked checking account.","pricing":{},"features":[{"name":"Automatic savings transfers","value":"Build Savings With Everyday Transactions","valueDescription":"Automatically move money into savings after qualifying purchases or Bill Pay activity, or set up recurring transfers."},{"name":"Interest-earning savings","value":"Earn Interest On Savings","valueDescription":"Earn interest on account funds, compounded daily and paid monthly."},{"name":"Monthly service fee waiver options","value":"Avoid The Monthly Service Fee","valueDescription":"Qualify for a $0 monthly service fee through eligible balance, transfer, Save As You Go, or age conditions."},{"name":"Youth and joint account eligibility","value":"Start Saving At A Young Age","valueDescription":"Support saving for children, teens, and students through age-appropriate individual or joint ownership."},{"name":"Money management with adult guidance","value":"Learn To Manage Money With Guidance","valueDescription":"Support money-management learning through adult guidance and joint account activity."},{"name":"Debit and ATM card access","value":"Access Savings By Card","valueDescription":"Use a Wells Fargo debit or ATM card to access account funds."},{"name":"FDIC insurance","value":"Keep Deposits FDIC-Insured","valueDescription":"Account funds are covered by FDIC insurance up to applicable limits."},{"name":"Online and mobile banking tools","value":"Monitor And Manage Savings Online","valueDescription":"Use online and mobile banking tools to monitor savings, set alerts, make mobile deposits, and receive eligible Zelle payments."},{"name":"College savings support","value":"Save Toward College Expenses","valueDescription":"Set aside money for college and manage college expenses."},{"name":"Optional Overdraft Protection","value":"Protect A Linked Checking Account","valueDescription":"Make savings available for optional Overdraft Protection on an eligible linked checking account."},{"name":"Low minimum opening deposit","value":"Open With $25","valueDescription":"Open the account with a minimum deposit of $25."}]},{"name":"Platinum Savings","anchor":"product-platinum-savings","type":"Product","url":"https://www.wellsfargo.com/savings-cds/platinum/","summary":"Earn interest while keeping flexible access to savings and options for relationship rates and overdraft protection.","description":"A Wells Fargo savings account with variable interest rates and flexible access to funds. Customers can make unlimited withdrawals and transfers, access funds online or by mobile, withdraw at branches and Wells Fargo ATMs, and write checks. Eligible linked checking accounts may qualify for a Relationship Interest Rate. A $25 minimum opening deposit is required. The $12 monthly fee can be avoided with a $3,500 minimum daily balance during each fee period. Optional Overdraft Protection is available for a linked checking account, and funds are FDIC-insured up to applicable limits.","pricing":{},"features":[{"name":"Flexible account access","value":"Access Funds Through Multiple Channels","valueDescription":"Use online or mobile banking, branches, ATMs, transfers, and checks to access savings."},{"name":"New-customer APY offer","value":"Earn The Advertised New-Customer APY","valueDescription":"Eligible new savings customers may earn the advertised APY by meeting balance, timing, and eligibility requirements."},{"name":"Relationship interest rates","value":"Qualify For A Relationship Interest Rate","valueDescription":"Link an eligible checking account to qualify for an applicable relationship rate."},{"name":"FDIC insurance","value":"Keep Deposits FDIC-Insured","valueDescription":"Account funds are FDIC-insured up to applicable limits."},{"name":"Monthly service fee waiver","value":"Avoid The Monthly Service Fee","valueDescription":"Maintain the stated minimum daily balance to avoid the monthly service fee."},{"name":"Optional overdraft protection","value":"Help Protect A Linked Checking Account","valueDescription":"Choose optional protection for a linked eligible checking account."}]},{"name":"Wells Fargo CDs","anchor":"product-wells-fargo-cds","type":"Product","url":"https://www.wellsfargo.com/savings-cds/certificate-of-deposit/","summary":"Grow savings with a predictable fixed return, selectable terms, and FDIC-insured deposits.","description":"Wells Fargo Certificates of Deposit offer fixed-rate savings for a selected term. The rate stays the same until maturity, allowing customers to estimate earnings if they keep the CD for the full term. Listed terms include 3 months, 6 months, and 1 year, with additional terms available at a branch. CDs require a $2,500 minimum opening deposit, have no monthly service fee, and are FDIC-insured up to applicable limits. Early withdrawals may incur a penalty.","pricing":{},"features":[{"name":"Fixed-rate returns","value":"Lock In A Predictable Return","valueDescription":"Use a fixed rate to estimate interest earnings throughout the term."},{"name":"FDIC insurance","value":"Keep Deposits FDIC-Insured","valueDescription":"Funds receive FDIC insurance up to applicable limits."},{"name":"Flexible term options","value":"Choose A Term That Fits","valueDescription":"Select a listed term or ask a branch about additional options."},{"name":"Higher interest rates","value":"Earn Potentially Higher Interest","valueDescription":"CDs are presented as a savings option that typically pays higher rates than other deposit products."},{"name":"Relationship interest rates","value":"Access Eligible Relationship Rates","valueDescription":"Qualify for applicable relationship rates by maintaining the required eligible checking link."},{"name":"Early withdrawal penalties","value":"Understand Early Withdrawal Costs","valueDescription":"Plan around the term to understand potential reductions to earnings or principal from early withdrawal."},{"name":"Minimum opening deposit","value":"Open With At Least $2,500","valueDescription":"Open a Standard Fixed Rate CD with the stated minimum deposit, subject to current terms."},{"name":"No monthly service fee","value":"Avoid Monthly Service Fees","valueDescription":"No monthly account service fee is listed for Fixed Rate CDs."}]},{"name":"Wells Fargo Mobile® app","anchor":"product-wells-fargo-mobile-app","type":"Platform","url":"https://www.wellsfargo.com/mobile-online-banking/apps/","summary":"Manage accounts, move money, deposit checks, and access banking assistance, security tools, and guidance from a mobile device.","description":"The Wells Fargo Mobile app lets customers manage accounts, move money, pay bills, deposit checks, and access support from Fargo, the virtual assistant. Customers can manage cards, view statements and documents, set alerts, and access security tools. Additional features include digital wallet access, ATM finding, international transfers through ExpressSend, and LifeSync goal setting and financial guidance. Fargo provides banking answers and shortcuts in English or Spanish and can help send money to stored contacts.","pricing":{},"features":[{"name":"Account management","value":"Monitor Accounts And Activity","valueDescription":"View balances, account details, and transactions, search activity, and open new accounts."},{"name":"Money transfers and bill payments","value":"Transfer Funds And Pay Bills","valueDescription":"Move money between accounts, arrange automatic transfers, and schedule or make bill payments."},{"name":"Mobile check deposit","value":"Deposit Eligible Checks","valueDescription":"Deposit eligible checks without visiting a branch, subject to limits and restrictions."},{"name":"Zelle payments","value":"Send And Receive Money","valueDescription":"Send, request, or receive money with eligible users, including through Fargo shortcuts."},{"name":"Fargo virtual assistant","value":"Get Banking Answers And Shortcuts","valueDescription":"Get answers, insights, and shortcuts for everyday banking tasks in English or Spanish."},{"name":"Card management and controls","value":"Manage And Control Cards","valueDescription":"Activate or replace eligible cards and control card access through the app."},{"name":"Security Center","value":"Review Security And Scam Guidance","valueDescription":"Review security settings and guidance for protecting accounts and avoiding scams."},{"name":"Account alerts","value":"Stay Informed About Accounts","valueDescription":"Set alerts and receive supported notifications about account activity and authentication."},{"name":"Digital wallet access","value":"Add Cards To Digital Wallets","valueDescription":"Add eligible cards to supported digital wallets for payments."},{"name":"International transfers","value":"Send International Transfers","valueDescription":"Send money to supported destinations, view transfer costs, and track transfers."},{"name":"Statements and documents","value":"View Statements And Documents","valueDescription":"Access online statements and documents from the app."},{"name":"FICO Score access","value":"View Your Latest FICO Score","valueDescription":"View an available FICO Score if eligible."},{"name":"LifeSync financial goals","value":"Set Goals And Track Progress","valueDescription":"Set financial goals, monitor progress, and access related guidance."},{"name":"ATM locator","value":"Find Nearby ATMs","valueDescription":"Locate Wells Fargo ATMs using GPS-enabled ATM finding."}]},{"name":"Wells Fargo Online®","anchor":"product-wells-fargo-online","type":"Platform","url":"https://www.wellsfargo.com/mobile-online-banking/","summary":"Manage accounts, view statements, transfer money, and pay bills online from a computer or mobile device.","description":"Wells Fargo Online is an online banking service available from a computer or mobile device after enrollment. Customers can access eligible accounts, view statements, set alerts, transfer money, pay bills, and use Zelle, digital wires, and ExpressSend. Wells Fargo also provides online banking help and security resources.","pricing":{},"features":[{"name":"Account management","value":"Manage Accounts From A Computer Or Mobile Device","valueDescription":"Access and manage accounts online after enrollment."},{"name":"Money transfers","value":"Transfer Money Between Accounts And Banks","valueDescription":"Move funds between accounts and financial institutions, including through automatic transfers."},{"name":"Bill payments","value":"Pay Bills Once Or On A Schedule","valueDescription":"Send payments within the U.S. once or on a recurring schedule."},{"name":"Online statements and documents","value":"View Statements And Manage Delivery Preferences","valueDescription":"Access online statements and choose how eligible statements and documents are delivered."},{"name":"Zelle payments","value":"Send And Receive Money With Zelle","valueDescription":"Transfer money with enrolled users, subject to eligibility and limits."},{"name":"Security tools and guidance","value":"Review Security Settings And Protection Guidance","valueDescription":"Access account-protection resources, security settings, best practices, and scam guidance."},{"name":"Account alerts","value":"Set Alerts For Selected Accounts","valueDescription":"Configure available alerts to stay informed about account activity."},{"name":"Digital wire transfers","value":"Send Digital Wires In The U.S. And Abroad","valueDescription":"Send wires to business or personal accounts domestically or internationally, subject to fees and eligibility."},{"name":"International remittances","value":"Send Money To Recipients In 12 Countries","valueDescription":"Use ExpressSend for eligible account-credit or cash-pickup transfers to supported countries."},{"name":"Financial planning tools","value":"Explore Tools For Your Financial Future","valueDescription":"Use available tools and services to plan for the financial future."}]},{"name":"Wells Fargo debit and ATM cards","anchor":"product-wells-fargo-debit-and-atm-cards","type":"Product","url":"https://www.wellsfargo.com/debit-card/","summary":"Pay in person and digitally, access cash at Wells Fargo ATMs, and manage card activity with security tools and alerts.","description":"Wells Fargo debit and ATM cards provide access to purchases and cash withdrawals, including contactless payments at participating merchants and Wells Fargo ATMs. Eligible cards can be added to supported digital wallets. Customers can customize eligible debit card designs, manage card controls and alerts, review activity, and request replacements. Cards include fraud monitoring and Zero Liability protection for promptly reported unauthorized transactions, subject to conditions.","pricing":{},"features":[{"name":"Purchases and ATM access","value":"Make Purchases And Access Cash","valueDescription":"Use the card for purchases and ATM withdrawals."},{"name":"Zero Liability protection","value":"Get Reimbursed For Unauthorized Transactions","valueDescription":"Receive reimbursement for eligible, promptly reported unauthorized transactions."},{"name":"Card controls and alerts","value":"Control Cards And Track Activity","valueDescription":"Manage card access, alerts, and available purchase and withdrawal limits."},{"name":"24/7 fraud monitoring","value":"Monitor For Fraud Around The Clock","valueDescription":"Receive around-the-clock fraud monitoring for card security."},{"name":"Contactless payments","value":"Pay With A Tap","valueDescription":"Make contactless purchases without inserting or swiping the card."},{"name":"Digital wallet compatibility","value":"Pay With Supported Digital Wallets","valueDescription":"Use eligible cards in supported digital wallets for purchases."},{"name":"Lost, stolen, or damaged card replacement","value":"Request A Replacement Card","valueDescription":"Replace a lost, stolen, or damaged card through available channels."},{"name":"Card activity access","value":"Review Card Activity","valueDescription":"Check card and account activity online or in the mobile app."},{"name":"International card use","value":"Use Your Card Abroad","valueDescription":"Use a debit card while traveling internationally, subject to applicable fees."},{"name":"Card activation options","value":"Activate Cards Through Multiple Channels","valueDescription":"Choose online, mobile, phone, or ATM activation."},{"name":"Debit card cash-back offers","value":"Earn Cash Back On Purchases","valueDescription":"Activate personalized offers and earn cash back on eligible purchases."},{"name":"Personalized card design","value":"Customize Eligible Card Designs","valueDescription":"Choose from available designs for an eligible debit card."}]},{"name":"Wells Fargo Rewards®","anchor":"product-wells-fargo-rewards","type":"Service","url":"https://www.wellsfargo.com/rewards/","summary":"Earn rewards on eligible card purchases and redeem them for account credits, purchases, gift cards, or travel.","description":"A rewards program for eligible Wells Fargo rewards-based credit cards. Cardholders can earn rewards on eligible purchases and redeem them as credits to eligible Wells Fargo credit card or checking accounts, toward eligible past purchases, with participating merchants through Pay with Rewards, for gift cards, or for travel. A rewards account is automatically created when an eligible card is opened. Cardholders can track rewards online or by phone.","pricing":{},"features":[{"name":"Rewards earning","value":"Earn Rewards On Eligible Purchases","valueDescription":"Earn rewards on eligible purchases made with a qualifying credit card."},{"name":"Account credit redemption","value":"Apply Rewards To Eligible Accounts","valueDescription":"Use rewards for credits to eligible Wells Fargo accounts."},{"name":"Purchase redemption","value":"Cover Eligible Past Purchases","valueDescription":"Redeem rewards for the full amount of an eligible past purchase."},{"name":"Pay with Rewards","value":"Pay For Qualifying Purchases With Rewards","valueDescription":"Use available rewards toward qualifying purchases with participating merchants."},{"name":"Travel redemption","value":"Use Rewards For Travel","valueDescription":"Redeem rewards for eligible travel options."},{"name":"Gift card redemption","value":"Redeem Rewards For Gift Cards","valueDescription":"Choose from available gift card options."},{"name":"Rewards tracking and access","value":"Track Rewards Online Or By Phone","valueDescription":"View rewards information online or contact the Rewards Service Center."},{"name":"Automatic rewards account setup","value":"Access An Automatically Created Rewards Account","valueDescription":"Receive a rewards account automatically with an eligible card."},{"name":"Rewards sharing","value":"Share Rewards Through Pay With Rewards","valueDescription":"Allow eligible card users to access and redeem associated rewards."}]},{"name":"Wells Fargo Auto Loans","anchor":"product-wells-fargo-auto-loans","type":"Product","url":"https://www.wellsfargo.com/auto-loans/","summary":"Finance a new or used vehicle through participating dealerships and manage payments and loan activity online or on the go.","description":"Wells Fargo provides new and used vehicle financing through a nationwide network of nearly 11,000 dealerships. If Wells Fargo Auto funds the loan, customers can manage the account online or through the mobile app, make payments through several channels, view statements and loan activity, and set up Autopay.","pricing":{},"features":[{"name":"Dealership-based vehicle financing","value":"Access Financing Through Participating Dealerships","valueDescription":"Explore financing for a new or used vehicle through participating dealerships."},{"name":"Online and mobile account management","value":"Manage Your Loan From Anywhere","valueDescription":"Manage loan activity and account tasks online or through the app."},{"name":"Multiple payment methods","value":"Choose A Convenient Payment Method","valueDescription":"Choose online, mobile, phone, or mail payment methods."},{"name":"Automatic loan payments","value":"Automate Monthly Loan Payments","valueDescription":"Schedule monthly debits from a checking or savings account."},{"name":"Online statement access","value":"View Up To 12 Months Of Statements","valueDescription":"Access recent statements online or in the mobile app."},{"name":"Simple interest loan structure","value":"Understand How Daily Interest Accrues","valueDescription":"See how payments are allocated between interest and principal under a simple interest structure."},{"name":"Payment assistance","value":"Explore Options For Payment Challenges","valueDescription":"Review possible options for addressing payment difficulties."},{"name":"Payment due date change","value":"Request An Eligible Due Date Change","valueDescription":"Adjust payment timing once if account eligibility requirements are met."},{"name":"Advance payments and principal reduction","value":"Pay Ahead And Reduce Principal","valueDescription":"Cover future payments and potentially reduce principal with additional payments."},{"name":"Auto financing experience","value":"Benefit From Decades Of Financing Experience","valueDescription":"Access financing from a provider with stated experience in vehicle financing."}]},{"name":"Home Mortgage Loans","anchor":"product-home-mortgage-loans","type":"Product","url":"https://www.wellsfargo.com/mortgage/","summary":"Finance a home purchase or refinance with mortgage choices, assistance programs, estimates, and account management tools.","description":"Wells Fargo home mortgage loans finance home purchases and refinancing. Options include fixed-rate and adjustable-rate mortgages, jumbo, FHA, and VA loans. Borrowers can explore low down-payment options and assistance programs, request personalized rate estimates, and use calculators and guidance resources. Eligible customers may qualify for relationship rate discounts or closing cost credits. Mortgage account tools support payments, statements, and alerts.","pricing":{},"features":[{"name":"Mortgage loan program options","value":"Compare Mortgage Loan Options","valueDescription":"Explore mortgage types for a home purchase or refinance."},{"name":"Low down-payment options","value":"Lower Upfront Cash Needs","valueDescription":"Explore eligible mortgage programs that may require less money down."},{"name":"Down-payment and closing-cost assistance","value":"Access Eligible Homebuying Assistance","valueDescription":"Use available assistance toward down payments or closing costs when eligible."},{"name":"Personalized mortgage rate quotes","value":"Explore Rates Without A Credit Impact","valueDescription":"Review estimated costs and options before applying, without affecting your credit score."},{"name":"Refinancing options","value":"Explore Lower Payments Or Rates","valueDescription":"Review refinance options to change rates, payments, or loan duration and compare costs."},{"name":"Cash-out refinancing","value":"Access Home Equity Through Refinancing","valueDescription":"Explore home equity as a source of funds; availability depends on borrower and property circumstances."},{"name":"Mortgage prequalification and preapproval","value":"Estimate Borrowing Options Before Shopping","valueDescription":"Estimate a possible loan amount, rate, and payment to help plan a home search."},{"name":"Mortgage relationship benefits","value":"Qualify For Potential Mortgage Discounts","valueDescription":"Access potential mortgage discounts or credits based on eligible balances and program requirements."},{"name":"Mortgage calculators and planning tools","value":"Estimate Payments And Affordability","valueDescription":"Plan a home search and review potential payments with mortgage tools."},{"name":"Mortgage account payment and servicing tools","value":"Manage Payments And Account Details","valueDescription":"Make payments, review statements, and set alerts through account servicing tools."}]},{"name":"Personal loans","anchor":"product-personal-loans","type":"Product","url":"https://www.wellsfargo.com/personal-loans/","summary":"Fund projects, purchases, or unexpected expenses with an unsecured loan and predictable monthly payments.","description":"Unsecured loans for home improvements, major purchases, unexpected costs, and debt consolidation. Borrowers receive a lump sum and repay it in fixed monthly payments. Loan amounts range from $3,000 to $100,000, with terms from 12 to 84 months depending on amount. Eligible existing Wells Fargo customers may check personalized rates without affecting their credit score. There is no origination fee, closing fee, or prepayment penalty.","pricing":{},"features":[{"name":"Flexible loan amounts and terms","value":"Choose An Amount And Repayment Term","valueDescription":"Choose an available loan amount and term, subject to requirements."},{"name":"Fixed interest rates and payments","value":"Keep Monthly Payments Predictable","valueDescription":"Fixed rates and payments provide predictability over the loan term."},{"name":"Rate checks without credit score impact","value":"Check Rates Without Affecting Your Credit Score","valueDescription":"Review personalized options before applying without affecting credit score."},{"name":"Unsecured borrowing","value":"Borrow Without Pledging Collateral","valueDescription":"Access a lump sum without using assets as collateral."},{"name":"Relationship rate discounts","value":"Lower Your Rate With Qualifying Autopay","valueDescription":"Qualify for a potential rate discount through an eligible account relationship and automatic payments."},{"name":"No origination or closing fees","value":"Avoid Origination And Closing Fees","valueDescription":"Avoid origination and closing fees on the personal loan."},{"name":"Fast decisions and funding","value":"Get A Quick Decision And Funding","valueDescription":"Receive a prompt decision and potentially same-day funding, subject to approval and method."},{"name":"Flexible loan uses","value":"Fund A Range Of Personal Expenses","valueDescription":"Use funds for eligible personal expenses, including projects, purchases, and unexpected costs."},{"name":"Existing customer eligibility","value":"Apply As An Eligible Wells Fargo Customer","valueDescription":"Apply if you meet the existing customer and other eligibility requirements."},{"name":"Early repayment without penalty","value":"Pay Extra Or Pay Off Early","valueDescription":"Make extra payments or repay early without a prepayment penalty."},{"name":"Debt consolidation","value":"Combine Eligible Debts Into One Payment","valueDescription":"Consolidate eligible debts into one payment, subject to loan terms."},{"name":"Multiple application channels","value":"Apply Online By Phone Or In Person","valueDescription":"Choose an available application channel."}]},{"name":"Foreign exchange services","anchor":"product-foreign-exchange-services","type":"Service","url":"https://www.wellsfargo.com/foreign-exchange/","summary":"Order travel cash and send or receive international payments through wires and eligible foreign checks.","description":"Wells Fargo offers foreign currency cash for travel and international wire services to send and receive overseas payments. Account holders can order foreign currency cash online or at a branch, with delivery in 2–7 business days. Customers can send international wires online, through the mobile app, or at a branch, and receive wires in many foreign currencies. Branches can accept eligible checks in a limited number of foreign currencies and countries.","pricing":{},"features":[{"name":"International wire transfers","value":"Send And Receive International Wires","valueDescription":"Choose a channel to send an international wire or receive foreign-currency wires."},{"name":"Foreign currency cash orders","value":"Order Foreign Cash For Travel","valueDescription":"Order travel currency before a trip and receive delivery in 2–7 business days."},{"name":"Exchange rate lock for foreign currency wires","value":"Lock In The Wire Exchange Rate","valueDescription":"Know the foreign currency amount by locking in the exchange rate up front."},{"name":"Unused foreign currency buyback","value":"Exchange Eligible Unused Cash","valueDescription":"Return eligible unused foreign cash at a branch."},{"name":"Currency conversion rates","value":"Review Applicable Conversion Rates","valueDescription":"Review exchange rates and fees, noting rates include a markup and may vary."},{"name":"Foreign check acceptance","value":"Deposit Eligible Foreign Checks","valueDescription":"Check with a branch about depositing an eligible foreign check."}]},{"name":"ExpressSend","anchor":"product-expresssend","type":"Service","url":"https://www.wellsfargo.com/international-remittances/","summary":"Send money to friends and family in supported countries with flexible delivery, transfer estimates, and tracking.","description":"An international person-to-person transfer service for sending money to friends and family. Customers can initiate transfers through the Wells Fargo Mobile app, with delivery to eligible bank accounts or cash pickup locations where available. Destinations span Mexico, the Caribbean, Central America, South America, and Asia. Customers can view estimated fees and exchange rates and track transfers. The transfer fee is waived for a customer's first mobile ExpressSend transfer.","pricing":{},"features":[{"name":"Mobile transfer access","value":"Send Money From Your Phone","valueDescription":"Start international transfers from a smartphone."},{"name":"International destination coverage","value":"Reach Supported Destinations","valueDescription":"Send money to supported destinations across several regions."},{"name":"Flexible delivery options","value":"Choose How Recipients Get Funds","valueDescription":"Select a supported account or cash-pickup method where available."},{"name":"Fee and exchange-rate estimates","value":"Review Transfer Costs Upfront","valueDescription":"Review estimated transfer costs before initiating a payment."},{"name":"Real-time transfer tracking","value":"Track Transfers In Real Time","valueDescription":"Follow the progress of a transfer after sending."},{"name":"First mobile transfer fee waiver","value":"Save On Your First Mobile Transfer","valueDescription":"Avoid the transfer fee on the first mobile transfer."},{"name":"Recipient management","value":"Manage Up To 10 Recipients","valueDescription":"Save and manage recipient information for supported transfers."}]},{"name":"Initiate Business Checking","anchor":"product-initiate-business-checking","type":"Product","url":"https://www.wellsfargo.com/biz/checking/initiate/","summary":"Provides checking for businesses with lower balances and fewer financial transactions.","description":"A business checking account for businesses with lower balances and fewer financial transactions.","pricing":{},"features":[{"name":"Checking for lower balances and fewer transactions","value":"Match Lower-Volume Business Banking Needs","valueDescription":"Provides a checking option suited to businesses with lower balances and fewer transactions."}]},{"name":"Navigate Business Checking®","anchor":"product-navigate-business-checking","type":"Product","url":"https://www.wellsfargo.com/biz/checking/navigate/","summary":"Provides established businesses with checking suited to higher balances and more financial activity.","description":"A business checking account for established businesses with higher balances and more financial activity.","pricing":{},"features":[{"name":"Established business fit","value":"Support Established Businesses With Higher Account Activity","valueDescription":"Suited to established businesses with higher balances and more financial activity."}]},{"name":"Optimize Business Checking","anchor":"product-optimize-business-checking","type":"Product","url":"https://www.wellsfargo.com/biz/checking/optimize/","summary":"Helps businesses with sophisticated banking needs manage checking and treasury management services.","description":"A business checking account for businesses with sophisticated banking needs, including treasury management services.","pricing":{},"features":[{"name":"Treasury management services","value":"Support Treasury Management Needs","valueDescription":"Includes treasury management services for businesses with sophisticated banking needs."}]},{"name":"Business Market Rate Savings","anchor":"product-business-market-rate-savings","type":"Product","url":"https://www.wellsfargo.com/biz/savings/market-rate/","summary":"Helps businesses with lower balances get started saving with a business savings account.","description":"A business savings account for businesses with lower balances that are just starting to save.","pricing":{},"features":[{"name":"Lower-balance business savings","value":"Start Saving With Lower Balances","valueDescription":"Provides a savings option for businesses with lower balances."}]},{"name":"Business Platinum Savings","anchor":"product-business-platinum-savings","type":"Product","url":"https://www.wellsfargo.com/biz/savings/platinum/","summary":"Offers businesses with higher balances a dedicated savings account option.","description":"A business savings account intended for businesses with higher balances.","pricing":{},"features":[{"name":"Suitability for higher balances","value":"Match Higher-Balance Needs","valueDescription":"Provides a savings option positioned for businesses with higher balances."}]},{"name":"Business Time Accounts (CDs)","anchor":"product-business-time-accounts-cds","type":"Product","url":"https://www.wellsfargo.com/biz/savings/time-account/","summary":"Businesses can earn interest at a fixed rate over a set term.","description":"Business time accounts (CDs) are designed for businesses seeking to earn interest at a fixed rate for a fixed length of time.","pricing":{},"features":[{"name":"Fixed interest rate and term","value":"Earn At A Fixed Rate","valueDescription":"Earn interest at a fixed rate for a fixed term."}]},{"name":"Signify Business Cash® Card","anchor":"product-signify-business-cash-card","type":"Product","url":"https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/","summary":"Earn unlimited 2% cash rewards on business purchases with a card designed for business spending.","description":"A Wells Fargo business credit card that earns unlimited 2% cash rewards on purchases for your business. Terms apply.","pricing":{},"features":[{"name":"Unlimited cash rewards","value":"Earn Unlimited 2% Cash Rewards","valueDescription":"Earn unlimited 2% cash rewards on business purchases, subject to terms."}]},{"name":"Merchant Services","anchor":"product-merchant-services","type":"Service","url":"https://www.wellsfargo.com/biz/merchant/","summary":"Accept card payments in person, online, or on the go with business payment processing options.","description":"Wells Fargo Merchant Services provides payment processing options that help businesses accept card payments at a point of sale, online, or on the go.","pricing":{},"features":[{"name":"Point-of-sale card payment processing","value":"Accept Cards At Your Business Location","valueDescription":"Process in-person card payments at a point of sale."},{"name":"Online card payment processing","value":"Accept Card Payments Online","valueDescription":"Take card payments through online processing options."},{"name":"On-the-go card payment processing","value":"Accept Card Payments On The Go","valueDescription":"Accept card payments while away from a fixed business location."}]},{"name":"Business lines of credit","anchor":"product-business-lines-of-credit","type":"Product","url":"https://www.wellsfargo.com/biz/business-credit/","summary":"Supplement cash flow and access financing for business growth, commercial real estate, and ongoing operations.","description":"Wells Fargo business lines of credit provide financing for businesses that need to supplement cash flow. Business financing options are also presented for growth, commercial real estate, and supporting day-to-day operations.","pricing":{},"features":[{"name":"Cash flow supplementation","value":"Supplement Business Cash Flow","valueDescription":"Use a business line of credit to supplement cash flow."},{"name":"Day-to-day operating continuity","value":"Support Ongoing Operations","valueDescription":"Use financing to help keep day-to-day operations running."},{"name":"Business growth funding","value":"Access Funds For Growth","valueDescription":"Access financing intended to support business growth."},{"name":"Commercial real estate funding","value":"Fund Commercial Real Estate","valueDescription":"Access financing for commercial real estate needs."}]},{"name":"SBA loans","anchor":"product-sba-loans","type":"Product","url":"https://www.wellsfargo.com/biz/sba/","summary":"Businesses can explore SBA loan options featuring longer repayment terms and lower down payments.","description":"Wells Fargo SBA loans are financing options for businesses interested in longer repayment terms and lower down payments.","pricing":{},"features":[{"name":"Longer repayment terms","value":"Extend Repayment Terms","valueDescription":"Explore SBA loan options with longer repayment terms."},{"name":"Lower down payments","value":"Lower Down Payments","valueDescription":"Explore SBA loan options with lower down payments."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Healthcare practice financing","anchor":"product-healthcare-practice-financing","type":"Product","url":"https://www.wellsfargo.com/biz/practice-finance-medical-dental-loans/","summary":"Helps healthcare practice owners explore financing options for their practices.","description":"Wells Fargo provides financing options for healthcare practice owners through its business lines and loans offerings.","pricing":{},"features":[{"name":"Healthcare practice financing options","value":"Explore Practice Financing Options","valueDescription":"Practice owners can explore financing through Wells Fargo’s business lines and loans offerings."}]},{"name":"Payroll Services","anchor":"product-payroll-services","type":"Service","url":"https://www.wellsfargo.com/biz/payroll/","summary":"Helps businesses meet their payroll and human resources needs.","description":"Payroll Services helps businesses meet their payroll and human resources needs.","pricing":{},"features":[{"name":"Payroll and HR support","value":"Meet Payroll And HR Needs","valueDescription":"Address payroll and human resources needs."}]},{"name":"Wells Fargo Business Online","anchor":"product-wells-fargo-business-online","type":"Platform","url":"https://www.wellsfargo.com/biz/online-banking/","summary":"Manage business accounts and handle transfers, payments, statements, and alerts online.","description":"Wells Fargo Business Online provides business customers with online account management and banking services. Customers can transfer money, pay bills, access statements, set alerts, and use Zelle to get paid by customers, pay suppliers, and issue reimbursements.","pricing":{},"features":[{"name":"Business account management","value":"Manage Business Accounts","valueDescription":"Review business account information and manage activity online."},{"name":"Money transfers","value":"Move Money Between Accounts","valueDescription":"Transfer funds between accounts, including automatic transfers."},{"name":"Bill payments","value":"Pay Bills Online","valueDescription":"Send one-time or recurring payments within the U.S."},{"name":"Business payments with Zelle","value":"Send And Receive Business Payments","valueDescription":"Use enrolled business accounts for customer payments, supplier payments, and reimbursements."},{"name":"Online statements","value":"View Statements Online","valueDescription":"Access eligible statements and manage document delivery."},{"name":"Account alerts","value":"Set Account Alerts","valueDescription":"Receive account updates using available alert settings."}]},{"name":"Zelle for your business","anchor":"product-zelle-for-your-business","type":"Service","url":"https://www.wellsfargo.com/biz/","summary":"Collect customer payments, pay suppliers, and issue reimbursements through Wells Fargo digital banking channels.","description":"Zelle for your business lets businesses get paid by customers, pay suppliers, and issue reimbursements. Businesses can send and receive money through Wells Fargo Business Online and Wells Fargo Mobile using an enrolled email address, U.S. mobile number, or, for small businesses, a Zelle tag. Payments between enrolled users typically arrive within minutes. Wells Fargo does not charge a fee to send or receive money with Zelle; account fees and carrier charges may apply.","pricing":{},"features":[{"name":"Customer payments","value":"Collect Customer Payments","valueDescription":"Accept customer payments digitally through Zelle."},{"name":"Supplier payments","value":"Pay Your Suppliers","valueDescription":"Send payments to enrolled suppliers."},{"name":"Reimbursements","value":"Issue Reimbursements","valueDescription":"Send reimbursements from a business account to enrolled recipients."},{"name":"Fast payment delivery","value":"Receive Payments Within Minutes","valueDescription":"Access incoming payments quickly when they arrive as expected."},{"name":"Digital banking access","value":"Manage Payments Digitally","valueDescription":"Send and receive money through Wells Fargo digital banking channels."},{"name":"Payment requests","value":"Request Payments","valueDescription":"Request money through Wells Fargo digital banking channels."},{"name":"Business sending limits","value":"Send Up To $60,000 In 30 Days","valueDescription":"Send within applicable daily and monthly limits, which may vary."},{"name":"Small-business Zelle tags","value":"Use A Zelle Tag","valueDescription":"Use a linked Zelle tag as an identifier for sending and receiving money."},{"name":"Scheduled and recurring payments","value":"Schedule Future Payments","valueDescription":"Arrange future or recurring payments to enrolled users."},{"name":"No Wells Fargo Zelle transaction fee","value":"Send And Receive Without A Zelle Fee","valueDescription":"Avoid a Wells Fargo Zelle transaction fee; other account or carrier charges may apply."}]},{"name":"Commercial financing","anchor":"product-commercial-financing","type":"Service","url":"https://www.wellsfargo.com/com/solutions/","summary":"Access financing to support business operations, expansion, working capital, equipment, and strategic priorities.","description":"Wells Fargo offers commercial financing solutions, including asset-based lending, floor plan financing, commercial loans and lines of credit, equipment financing, renewable energy and environmental finance, global receivables and trade finance, and strategic capital. Options include loans, lines of credit, leases, and equity and debt products to support operations, growth, working capital, and strategic priorities.","pricing":{},"features":[{"name":"Commercial loans and lines of credit","value":"Support Day-To-Day Operations","valueDescription":"Use financing to support ongoing business operations."},{"name":"Flexible capital for business priorities","value":"Fund Growth And Priorities","valueDescription":"Explore lending for expansion, working capital, and strategic needs."},{"name":"Asset-based lending","value":"Access Secured Financing","valueDescription":"Explore asset-based lending, including junior and senior secured financing."},{"name":"Equipment financing","value":"Finance Equipment Needs","valueDescription":"Explore loans and leases for equipment needs."},{"name":"Floor plan financing","value":"Keep Inventory Moving","valueDescription":"Support inventory flow through the distribution channel."},{"name":"Global receivables and trade finance","value":"Manage Trade And Receivables","valueDescription":"Choose from trade and receivables products, including factoring."},{"name":"Strategic capital","value":"Access Equity And Debt Capital","valueDescription":"Explore capital solutions using equity and debt products."},{"name":"Global payments and liquidity","value":"Optimize Payments And Liquidity","valueDescription":"Use treasury tools to support payments, visibility, liquidity, and working capital."},{"name":"Renewable energy and environmental finance","value":"Finance Energy Projects","valueDescription":"Explore tax-equity financing for specified energy projects."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Global Payments and Liquidity","anchor":"product-global-payments-and-liquidity","type":"Service","url":"https://www.wellsfargo.com/com/solutions/global-payments-liquidity/","summary":"Helps commercial businesses strengthen payments, optimize cash flow and liquidity, support working capital, and mitigate financial risk.","description":"Treasury management solutions for commercial businesses, with tools for day-to-day operations and future growth. The offering helps businesses strengthen payments, improve visibility, support working capital, optimize cash flow and liquidity, and mitigate financial risk.","pricing":{},"features":[{"name":"Cash flow and liquidity optimization","value":"Optimize Cash Flow And Liquidity","valueDescription":"Manage cash flow and liquidity through treasury solutions."},{"name":"Payment operations","value":"Strengthen Payment Operations","valueDescription":"Support commercial payment operations with business-focused tools."},{"name":"Liquidity visibility","value":"Improve Liquidity Visibility","valueDescription":"Gain visibility into liquidity to support cash management."},{"name":"Working capital support","value":"Support Working Capital","valueDescription":"Support working capital for operations and growth."},{"name":"Financial risk mitigation","value":"Mitigate Financial Risk","valueDescription":"Use treasury management solutions to help mitigate financial risk."}]},{"name":"Dedicated financial advisor","anchor":"product-dedicated-financial-advisor","type":"Service","url":"https://wellsfargo.com","summary":"Get individualized investment planning and advice through a one-on-one relationship with a dedicated Financial Advisor.","description":"Wells Fargo Advisors provides a one-on-one relationship with a dedicated Financial Advisor, offering personalized investment planning and advice. Customers can call or schedule a consultation to get started.","pricing":{},"features":[{"name":"One-on-one advisor relationship","value":"Work Directly With A Dedicated Advisor","valueDescription":"Build a one-on-one relationship with a dedicated Financial Advisor."},{"name":"Personalized investment planning and advice","value":"Plan Investments Around Your Needs","valueDescription":"Discuss investing and receive planning and advice tailored to you."}]},{"name":"Solutions Advisors","anchor":"product-solutions-advisors","type":"Service","url":"https://wellsfargo.com","summary":"Get investment guidance and planning centered on your financial goals.","description":"Solutions Advisors is a financial advisor team that provides investment guidance and goal-based planning.","pricing":{},"features":[{"name":"Goal-based planning","value":"Plan Around Your Goals","valueDescription":"Receive financial planning centered on your goals."},{"name":"Investment guidance","value":"Get Investment Guidance","valueDescription":"Access investment guidance from the Solutions Financial Advisor Team."}]},{"name":"Intuitive Investor®","anchor":"product-intuitive-investor","type":"Service","url":"https://wellsfargo.com","summary":"Invest in a low-cost automated portfolio, with online account opening and a $500 starting amount.","description":"An automated investing service from Wells Fargo Advisors that provides a low-cost investment portfolio. Customers can begin investing with $500 and open an account online. Eligible Wells Fargo Prime Checking and Premier Checking customers receive a discount on the advisory fee.","pricing":{},"features":[{"name":"Automated portfolio management","value":"Invest With An Automated Portfolio","valueDescription":"Invest in a portfolio managed through an automated service."},{"name":"Low-cost investing","value":"Keep Investing Costs Low","valueDescription":"Invest through a portfolio described as low cost."},{"name":"Low starting investment","value":"Start Investing With $500","valueDescription":"Begin investing with the stated $500 amount."},{"name":"Online account access","value":"Open An Account Online","valueDescription":"Start an automated investing account online."},{"name":"Checking relationship advisory fee discount","value":"Reduce Your Advisory Fee","valueDescription":"Eligible checking customers receive the stated advisory fee discount."}]},{"name":"WellsTrade","anchor":"product-wellstrade","type":"Platform","url":"https://wellsfargo.com","summary":"Manage investments independently with online trading and retirement account choices.","description":"WellsTrade is a self-directed online brokerage account offered through Wells Fargo Clearing Services, LLC. It provides hands-on control for customers managing their own investments and advertises $0 commissions for online stock and ETF trades; other fees and commissions may apply. It supports standard investment accounts, Traditional, Roth, and SEP IRAs, and Coverdell Education Savings Accounts. Eligible balances may count toward qualifying Prime Checking and Premier Checking balances.","pricing":{},"features":[{"name":"Self-directed brokerage investing","value":"Manage Your Own Investments","valueDescription":"Use a self-directed brokerage account to manage investments."},{"name":"Online stock and ETF trading","value":"Trade Stocks And ETFs Online For $0","valueDescription":"Place online stock and ETF trades with $0 commissions, subject to other fees."},{"name":"Retirement account options","value":"Choose From Multiple Retirement Account Types","valueDescription":"Choose from supported IRA and education savings account types, with eligible transfer and rollover options."},{"name":"Linked checking balance qualification","value":"Count Eligible Balances Toward Checking Qualifications","valueDescription":"Eligible investment balances may count toward linked checking qualifications."}]},{"name":"Private Wealth","anchor":"product-private-wealth","type":"Service","url":"https://wellsfargo.com","summary":"Helps qualifying clients coordinate tailored wealth services and strategies around personal, business, family, or institutional needs.","description":"An exclusive, personalized service and product offering for qualifying Wealth & Investment Management clients, including high-net-worth individuals, families, and institutions. Specialists work with clients’ advisors to tailor services and strategies. Offerings include wealth planning, portfolio management, trust and estate services, family office services, philanthropic services, family wealth and culture services, specialty asset management, private banking, and outsourced chief investment officer services.","pricing":{},"features":[{"name":"Wealth planning","value":"Plan Around Wealth Goals","valueDescription":"Use wealth planning tailored to client needs."},{"name":"Advisor and specialist collaboration","value":"Coordinate Tailored Wealth Strategies","valueDescription":"Coordinate with specialists and an advisor to tailor services."},{"name":"Portfolio management","value":"Access Portfolio Management","valueDescription":"Include portfolio management among tailored services."},{"name":"Trust and estate services","value":"Address Trust And Estate Needs","valueDescription":"Access trust and estate services tailored to client needs."},{"name":"Personal and business goal alignment","value":"Connect Personal And Business Goals","valueDescription":"Bring personal and business goals together."},{"name":"Family office services","value":"Address Family Office Needs","valueDescription":"Access family office services within the offering."},{"name":"Private banking","value":"Access Private Banking","valueDescription":"Access private banking as part of the offering."},{"name":"Family wealth and culture services","value":"Address Family Wealth And Culture","valueDescription":"Access services focused on family wealth and culture."},{"name":"Outsourced chief investment officer services","value":"Access Outsourced Investment Leadership","valueDescription":"Access an outsourced chief investment officer service."},{"name":"Specialty asset management","value":"Access Specialty Asset Management","valueDescription":"Include specialty asset management among tailored services."},{"name":"Philanthropic services","value":"Access Philanthropic Services","valueDescription":"Include philanthropic services in tailored solutions."}]}],"audiences":[],"segments":[],"faq":[],"comparisons":[],"sources":[{"url":"https://wellsfargo.com","text":"Wells Fargo"},{"url":"https://www.wellsfargo.com/checking/clear-access-banking/","text":"Clear Access Banking"},{"url":"https://www.wellsfargo.com/checking/everyday/","text":"Everyday Checking"},{"url":"https://www.wellsfargo.com/checking/prime/","text":"Prime Checking"},{"url":"https://www.wellsfargo.com/checking/premier/","text":"Premier Checking"},{"url":"https://www.wellsfargo.com/savings-cds/way2save/","text":"Way2Save Savings"},{"url":"https://www.wellsfargo.com/savings-cds/platinum/","text":"Platinum Savings"},{"url":"https://www.wellsfargo.com/savings-cds/certificate-of-deposit/","text":"Wells Fargo CDs"},{"url":"https://www.wellsfargo.com/mobile-online-banking/apps/","text":"Wells Fargo Mobile® app"},{"url":"https://www.wellsfargo.com/mobile-online-banking/","text":"Wells Fargo Online®"},{"url":"https://www.wellsfargo.com/debit-card/","text":"Wells Fargo debit and ATM cards"},{"url":"https://www.wellsfargo.com/rewards/","text":"Wells Fargo Rewards®"},{"url":"https://www.wellsfargo.com/auto-loans/","text":"Wells Fargo Auto Loans"},{"url":"https://www.wellsfargo.com/mortgage/","text":"Home Mortgage Loans"},{"url":"https://www.wellsfargo.com/personal-loans/","text":"Personal loans"},{"url":"https://www.wellsfargo.com/foreign-exchange/","text":"Foreign exchange services"},{"url":"https://www.wellsfargo.com/international-remittances/","text":"ExpressSend"},{"url":"https://www.wellsfargo.com/biz/checking/initiate/","text":"Initiate Business Checking"},{"url":"https://www.wellsfargo.com/biz/checking/navigate/","text":"Navigate Business Checking®"},{"url":"https://www.wellsfargo.com/biz/checking/optimize/","text":"Optimize Business Checking"},{"url":"https://www.wellsfargo.com/biz/savings/market-rate/","text":"Business Market Rate Savings"},{"url":"https://www.wellsfargo.com/biz/savings/platinum/","text":"Business Platinum Savings"},{"url":"https://www.wellsfargo.com/biz/savings/time-account/","text":"Business Time Accounts (CDs)"},{"url":"https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/","text":"Signify Business Cash® Card"},{"url":"https://www.wellsfargo.com/biz/merchant/","text":"Merchant Services"},{"url":"https://www.wellsfargo.com/biz/business-credit/","text":"Business lines of credit"},{"url":"https://www.wellsfargo.com/biz/sba/","text":"SBA loans"},{"url":"https://www.wellsfargo.com/biz/practice-finance-medical-dental-loans/","text":"Healthcare practice financing"},{"url":"https://www.wellsfargo.com/biz/payroll/","text":"Payroll Services"},{"url":"https://www.wellsfargo.com/biz/online-banking/","text":"Wells Fargo Business Online"},{"url":"https://www.wellsfargo.com/biz/","text":"Zelle for your business"},{"url":"https://www.wellsfargo.com/com/solutions/","text":"Commercial financing"},{"url":"https://www.wellsfargo.com/com/solutions/global-payments-liquidity/","text":"Global Payments and Liquidity"}]}