# TreviPay
*Also known as TreviPay*

- Website: https://www.trevipay.com
- Agent profile: https://nowen.ai/agents/trevipay-com
- Industry: Fintech

> TreviPay is a global B2B payments and invoicing platform enabling enterprise sellers to automate order-to-cash, extend net terms, and accelerate cash flow.

TreviPay is a global B2B payments and invoicing platform designed for enterprise sellers. By combining intelligent automation with managed services, TreviPay helps automate the entire order-to-cash cycle, simplify accounts receivable, and offer embedded net terms so buyers are paid faster. The platform supports digital payments, credit risk management, invoicing, collections, and accounts receivable automation across multiple industries, enabling businesses to scale, expand into new channels, and improve cash flow while delivering a consistent buyer experience.

**Mission:** TreviPay enables enterprise sellers to automate the entire order-to-cash process, streamline accounts receivable, and offer embedded net terms to get paid faster while growing B2B sales.

## Products & Services

### [B2B Payments](https://www.trevipay.com/solutions/what-we-do/b2b-payments/)
*Platform*
Automates B2B payments and invoicing, enhancing cash flow and buyer flexibility.

- **Cross-channel payments automation** — Streamlines Payments Across Channels
- **Embedded net terms** — Enhances Buyer Flexibility
- **Managed payments & AR services** — Simplifies Order-to-Cash Processes
- **ERP & channel integration** — Unifies Payment Systems
- **Detailed Invoice Creation** — Ensures Accurate Invoicing
- **Automated Buyer Onboarding** — Accelerates Buyer Onboarding

### [Accounts Receivable Automation](https://www.trevipay.com/solutions/what-we-do/accounts-receivable-automation/)
*Product*
Streamline accounts receivable processes with TreviPay’s fully managed automation solution.

- **AR workflow automation** — Reduces Manual Work
- **End-to-end visibility** — Improves Control
- **AI-enhanced credit decisioning** — Speeds Up Underwriting
- **Fully managed AR services** — Offers Comprehensive Support
- **Automated invoicing** — Enhances Accuracy

### [Credit & Risk Management](https://www.trevipay.com/solutions/what-we-do/credit-risk-management/)
*Solution*
Streamline risk management and accelerate growth with TreviPay's advanced credit solutions.

- **AI-Powered Underwriting** — Minimize Risk And Accelerate Onboarding
- **Fraud Prevention & Compliance** — Protect Your Business From Financial Risk
- **Credit Line Management** — Enable Larger Purchases
- **Real-Time KYC/KYB & Sanctions** — Ensure Safe Expansion Into New Markets

### [Smart Invoicing](https://www.trevipay.com/solutions/what-we-do/invoicing/)
*Product*
Enhances billing efficiency with automated invoicing processes and direct ERP integration.

- **ERP-ready delivery** — Streamline Invoicing
- **Invoicing automation** — Boost Efficiency
- **Customizable Invoices** — Meet Buyer Needs
- **Global Billing Support** — Expand Globally
- **Automated Reconciliation** — Accelerate Cash Flow

### [Collections Management](https://www.trevipay.com/solutions/what-we-do/collections-management/)
*Solution*
Streamline collections with automated processes and enhanced buyer interactions to improve cash flow.

- **Buyer-centric communications** — Strengthen Customer Relationships
- **Predictable DSO Management** — Enhance Cash Flow
- **Automated follow-up** — Expedite Payment Processes
- **Tiered service levels** — Customize Collections Approach
- **Dispute resolution automation** — Reduce Resolution Time
- **Real-time payment application** — Accelerate Accounting Tasks

### [Pay by Invoice](https://www.trevipay.com/pay-by-invoice/)
*Product*
Seamlessly enable B2B buyers to purchase with flexible net terms and integrated invoicing solutions.

- **Net Terms Financing** — Enhance Cash Flow Flexibility
- **Real-Time Credit Approvals** — Accelerate Buyer Onboarding
- **ERP/CRM/eCommerce Integrations** — Streamline Operations Seamlessly
- **Omnichannel Purchasing** — Enhance Buyer Convenience
- **Flexible Payment Methods** — Accommodate Buyer Preferences
- **Compliance Automation** — Reduce Errors and Risk
- **Self-Serve Portal** — Empower Buyers

### [Universal Acceptance](https://www.trevipay.com/solutions/expanded-solutions/universal-acceptance/)
*Solution*
Streamline B2B transactions with fast onboarding and guaranteed payments.

- **Guaranteed payments** — Ensure Predictable Cash Flow
- **Mastercard network integration** — Utilize Global Network
- **Line-item invoicing & Level III data** — Offer Detailed Invoicing
- **Minimal integration** — Achieve Rapid Implementation
- **Fast onboarding** — Facilitate Speedy Onboarding

### [All-in-One Payments](https://www.trevipay.com/solutions/expanded-solutions/all-in-one-payments/)
*Solution*
Streamline B2B transactions with a single platform for all payment needs.

- **Unified payments platform** — Serves All Business Buyers
- **Multi-channel support** — Supports Various Payment Channels
- **Integrated card processing** — Accepts Global Card Payments
- **ERP/CRM integration** — Integrates with Existing Systems
- **PCI Compliance** — Simplifies Payment Process

### [Financial Partner Gateway](https://www.trevipay.com/solutions/expanded-solutions/financial-partner-gateway/)
*Solution*
Empowers banks to offer net terms financing and streamline accounts receivable for commercial clients.

- **APIs for Net Terms Financing** — Access Financing Solutions
- **Lender Integration** — Seamless Connectivity
- **Automated A/R Processes** — Streamline A/R Management
- **Risk Management Support** — Enhance Financial Security

### [TreviPay Aviation Network](https://www.trevipay.com/industries/general-aviation/)
*Product*
Facilitates seamless aviation payments across a global network for enhanced operational efficiency.

- **Co-branded aviation card** — Enhances Customer Loyalty
- **Global aviation network** — Expands Market Access
- **Global transaction processing** — Streamlines Payments
- **Multi-currency invoicing** — Facilitates International Transactions
- **Client, Merchant & Cardholder Services** — Ensures Smooth Operations

### [Embedded Payments Kit](https://www.trevipay.com/embedded-payments-resource-kit/)
*Product*
Accelerate B2B payment integrations with TreviPay’s comprehensive resource kit for developers and partners.

- **API-first Integration** — Enable Fast Integration
- **Comprehensive Guides** — Provide Practical Strategies
- **Developer-friendly Plugins** — Simplify Integration Process
- **Case Studies Including Best Practices** — Learn from Industry Leaders

## Market Segments

- **Accounts receivable automation and collections** (market size $3.4B, CAGR 10.18%): Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.
- **Enterprise B2B payments and invoicing** (market size $30.0B, CAGR 12%): Integrated payment orchestration and invoicing for large sellers that supports multi-channel payments, ERP/CRM delivery, Level III data and cross-border settlement.
- **Embedded finance and bank integration for net terms** (market size $25.0B, CAGR 28%): APIs and partner gateways that enable platforms, banks and merchants to embed net‑terms financing, integrate lenders, and offer financed payment options within commerce flows.
- **Commercial credit and underwriting** (market size $30.0B, CAGR 12%): AI-enhanced underwriting, real-time KYC/KYB, sanctions screening and active credit line management to assess and manage buyer risk for trade credit.
- **Aviation payments network** (market size $10.0B, CAGR 8%): Vertical payments and settlement services tailored to aviation, including a co-branded card, multi-currency invoicing, merchant services and global processing for FBOs and trip-support providers.

## Who do we serve

### Global Enterprise B2B Sellers
Large multinational B2B sellers seeking AR automation and unified payments.
- Industries: Manufacturing, Wholesale, distribution, Technology
- Geography: Global
- Pain points: Fragmented AR processes; slow cash conversion; manual reconciliation; rising DSO
- Business goals: Improve cash flow; reduce DSO; automate order-to-cash; scale across channels
- Positioning: End-to-end receivables and payments platform that accelerates cash flow for global B2B sellers by unifying order-to-cash across ERP/CRM and channels.

#### Persona: Chief Financial Officer
- Needs: End-to-end visibility into receivables, scalable automation
- Goals: Improve cash flow, optimize working capital
- Challenges: Data silos, regional compliance, legacy systems
- Pain points: Manual AR processes, forecasting gaps, delayed payments
- Solution: Automates AR workflows and invoicing; integrates with ERP/CRM; supports AI-driven credit decisions and multi-channel payments.

#### Persona: Head Of Accounts Receivable
- Needs: Automation of reminders, payment posting, and dispute handling
- Goals: Reduce DSO, improve cash collections
- Challenges: Disputes, inefficient reconciliations
- Pain points: Late payments, manual follow-ups
- Solution: AR workflow automation; automated invoicing; real-time payment posting; collections management.

#### Persona: Credit And Risk Manager
- Needs: Timely credit risk assessments across buyers
- Goals: Mitigate credit risk, optimize credit lines
- Challenges: Data fragmentation; regulatory changes
- Pain points: Slow risk checks; data quality issues
- Solution: AI-powered underwriting and real-time KYC/KYB and sanctions screening; active credit line management.

### Financial Services Partners For Net Terms Financing
Banks and fintechs enabling corporate net terms financing via APIs and risk services.
- Industries: Banking, Financial Services, Fintech
- Geography: Global
- Pain points: Onboarding corporates quickly; risk management; regulatory compliance
- Business goals: Expand net terms offerings; speed onboarding; optimize risk controls
- Positioning: APIs and risk services enable net terms financing and efficient AR with rapid onboarding and robust controls.

#### Persona: Banking Product Manager
- Needs: Efficient onboarding, robust risk checks, API reliability
- Goals: Launch net terms programs, scale partner network
- Challenges: Legacy systems, regulatory constraints
- Pain points: Slow onboarding, integration friction
- Solution: Leverages Financial Partner Gateway, Credit & Risk Management, and B2B Payments to enable rapid onboarding, robust risk controls, and scalable net terms with reliable APIs.

#### Persona: Risk Officer
- Needs: Real-time KYC/KYB, sanctions screening, fraud prevention
- Goals: Maintain portfolio quality, minimize losses
- Challenges: Regulatory changes, data quality
- Pain points: False positives, manual checks
- Solution: Credit & Risk Management; real-time KYC/KYB and sanctions checks; fraud prevention integrated into onboarding and credit decisions.

#### Persona: IT And API Integration Lead
- Needs: Stable APIs, documentation, security
- Goals: Seamless integration with minimal disruption
- Challenges: Legacy data models, vendor lock-in
- Pain points: Compatibility issues, API downtime
- Solution: Embedded Payments Kit; API-first integration; B2B Payments with robust documentation.

### Aviation And Travel Payments Network
Aviation service providers needing multi-currency invoicing and global settlement.
- Industries: Aviation, Travel, Merchant services
- Geography: Global
- Pain points: Cross-border invoicing, multi-currency settlement, payment friction
- Business goals: Expand global network; reduce settlement times; improve invoicing accuracy
- Positioning: Aviation-focused payments network delivering multi-currency invoicing and global settlement for aviation providers.

#### Persona: Aviation Finance Manager
- Needs: Multi-currency invoicing, settlements, dispute resolution
- Goals: Faster payments; reduced DSO
- Challenges: Cross-border regulatory compliance
- Pain points: Settlement delays
- Solution: TreviPay Aviation Network enables multi-currency invoicing and global settlements; real-time processing and dispute management.

#### Persona: FBO Operations Manager
- Needs: Reliable payment acceptance across locations
- Goals: Smooth vendor payments
- Challenges: Currency and regional differences
- Pain points: Payment friction
- Solution: Aviation Network provides reliable acceptance across locations with multi-currency invoicing.

#### Persona: Treasury Analyst
- Needs: Real-time payment data, consolidated invoicing
- Goals: Improve cash forecasting
- Challenges: Data fragmentation
- Pain points: Visibility gaps
- Solution: Real-time data and consolidated invoicing across the aviation network.

### B2B Marketplaces And Platform Ecosystems
Marketplaces and ERP-integrated platforms seeking embedded payments and AR automation.
- Industries: Software, E-commerce, Marketplaces
- Geography: Global
- Pain points: Difficulties embedding payments; complex ERP integration; cash flow management
- Business goals: Increase adoption; reduce integration effort; scale payments across partners
- Positioning: Enables platforms to embed payments and automate receivables with minimal integration, delivering a seamless buyer and partner experience.

#### Persona: Platform Product Manager
- Needs: Simple onboarding; reliable APIs
- Goals: Grow platform adoption
- Challenges: Maintaining compatibility with multiple partners
- Pain points: Integration friction
- Solution: Embedded Payments Kit; All-in-One Payments; API-first integration

#### Persona: Payments Architect / IT Lead
- Needs: Stable API ecosystem; comprehensive documentation
- Goals: Seamless integration across partners
- Challenges: Data mapping; security and compliance
- Pain points: Downtime; inconsistent data schemas
- Solution: Embedded Payments Kit; API-first integration; B2B Payments

#### Persona: Finance Operations Lead
- Needs: Transparent invoicing; reconciliations
- Goals: Reduce manual work
- Challenges: End-to-end reconciliation challenges
- Pain points: Mismatch between payments and ERP
- Solution: Smart Invoicing; Accounts Receivable Automation; Collections Management