{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/raiffeisen-al","markdownUrl":"https://nowen.ai/agents/raiffeisen-al.md","jsonUrl":"https://nowen.ai/agents/raiffeisen-al.json","name":"Raiffeisen Bank Albania","nickname":"Raiffeisen Bank","legalName":"Raiffeisen Bank Albania Sh.a","website":"https://raiffeisen.al","location":"Tiranë, Albania","address":{"city":"Tiranë","country":"Albania"},"industry":"Banking","deliveryModel":"hybrid","marketCategories":{"primary":{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"},"others":[]},"status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-11-13T08:16:53.818Z","summary":"Raiffeisen Bank Albania is a retail and commercial bank serving individual and business customers through in-person and digital banking services.","description":"Raiffeisen Bank Albania is a retail and commercial bank serving individuals, micro businesses, small businesses, and corporate clients. It provides a broad range of banking services through branches, ATMs, and digital channels, with a focus on continuous innovation and customer experience.","mission":"To transform continuous innovation into the superior customer experience, with the vision to be the most recommended bank in the Albanian market.","directory":{"industryName":"Banking","agentCount":71,"indexable":true,"hubUrl":"https://nowen.ai/industry/banking"},"categoryDirectory":{"name":"Business Loans","agentCount":21,"indexable":true,"url":"https://nowen.ai/category/business-loans"},"aiReaderFamilies":[],"boonFrontDoor":{"url":"https://boon.ai/agents/raiffeisen-al","label":"Apply to Raiffeisen Bank Albania's partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"Raiffeisen ON","anchor":"product-raiffeisen-on","type":"Platform","url":"https://www.raiffeisen.al/en/individuals/ways-to-bank/digital-products/raiffeisen-on-ron.html","summary":"Manage banking digitally with access to services for individuals and businesses, including card applications, credit card monitoring, and payments.","description":"Raiffeisen ON is a digital banking platform for individual and business customers. It provides fast and secure banking through digital channels. Customers can apply for certain cards, view credit card balances and transactions in real time, and repay credit card balances. Business customers can make internal payments and process payroll through the platform.","pricing":{},"features":[{"name":"Digital banking access","value":"Bank Digitally Across Customer Types","valueDescription":"Individuals and businesses can access banking services through Raiffeisen ON."},{"name":"Credit card monitoring","value":"Monitor Credit Cards In Real Time","valueDescription":"Check credit card balances and transactions in real time through the platform."},{"name":"Card applications","value":"Apply For Cards Digitally","valueDescription":"Submit debit card applications through the platform. Salary deposit customers can also apply for credit cards."},{"name":"Credit card repayment","value":"Repay Credit Cards Online","valueDescription":"Make credit card repayments through the digital platform."},{"name":"Internal business payments","value":"Make Internal Payments","valueDescription":"Business customers can make internal payments without commission under the listed packages."},{"name":"Business payroll transfers","value":"Transfer Payroll Digitally","valueDescription":"Business customers can process payroll without commission under the listed packages."},{"name":"Discounted business outgoing payments","value":"Save On Outgoing Payments","valueDescription":"Eligible business package customers receive discounts on outgoing payments. Discount terms vary by package and currency."}]},{"name":"Debit cards","anchor":"product-debit-cards","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/cards/debit-cards.html","summary":"Pay in stores and online, access cash at ATMs, and manage everyday banking through a card linked to your Raiffeisen account.","description":"Raiffeisen Bank Visa and Mastercard debit cards are linked to a current account and support everyday banking, including contactless payments, domestic and international point-of-sale and online purchases, and ATM cash withdrawals and deposits. Customers can apply through a branch, Raiffeisen ON or the bank’s website. The cards include free 3D Secure protection for eligible online transactions and support RaiPay features for viewing a PIN and blocking a card. Listed zero-commission services include withdrawals at Raiffeisen ATMs, domestic POS and online purchases, card issuance and renewal, and PIN changes at an ATM.","pricing":{},"features":[{"name":"Account-linked everyday banking","value":"Access Your Account Funds","valueDescription":"Use a card linked to your Raiffeisen Bank account for everyday payments and cash access."},{"name":"Contactless payments","value":"Pay Quickly Without Contact","valueDescription":"Tap to pay at contactless terminals. Payments within stated limits can be made without entering a PIN."},{"name":"ATM cash withdrawals and deposits","value":"Withdraw And Deposit Cash","valueDescription":"Use supported ATMs to access cash or deposit funds into the linked account."},{"name":"Domestic and international payments","value":"Pay Locally, Abroad, And Online","valueDescription":"Make purchases at POS terminals in Albania and abroad, and use the card for online transactions."},{"name":"Zero-commission card services","value":"Avoid Commission On Listed Services","valueDescription":"Pay no commission for the specific withdrawals, purchases, issuance, renewal and PIN-change services listed by the bank."},{"name":"3D Secure online payment protection","value":"Protect Eligible Online Payments","valueDescription":"Add a layer of protection when paying online at participating merchants. The service is free and payment confirmation is handled through RaiPay."},{"name":"RaiPay PIN and card controls","value":"View Your PIN And Block Your Card","valueDescription":"Check your card PIN in RaiPay and block a lost card through the app."},{"name":"Flexible application channels","value":"Apply Through Your Preferred Channel","valueDescription":"Start an application through a branch, Raiffeisen ON or the bank’s website."},{"name":"SmartPay accessory compatibility","value":"Pay And Withdraw Without Your Main Card","valueDescription":"Use a SmartPay sticker or payband for contactless payments and cash withdrawals at contactless ATMs."},{"name":"Temporary card limit changes","value":"Adjust Your Limit Temporarily","valueDescription":"Request a temporary change to your debit-card usage limit at a Raiffeisen Bank branch."},{"name":"Mastercard Day cashback campaign","value":"Earn Cashback On Eligible Purchases","valueDescription":"Register an eligible Mastercard debit card for cashback on qualifying Tuesday purchases in Albania during the 2026 campaign, subject to the monthly cap and campaign terms."},{"name":"Mastercard Touch Card design","value":"Choose A Distinctive Card Design","valueDescription":"Select the Mastercard Touch Card, presented by the bank as a debit card with a unique design."}]},{"name":"Mastercard Standard Credit Card","anchor":"product-mastercard-standard-credit-card","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/cards/credit-cards/standard-credit-card.html","summary":"Pay by card without POS or online commissions, use 0% interest installments, and track your balance and transactions in real time.","description":"Raiffeisen Bank Albania’s Mastercard Standard Credit Card offers 0% commission on POS and online payments, installment payments at 0% interest, and up to 45 days of grace period. Cardholders can use SmartPay accessories, request up to three supplementary credit cards, and view their balance and transactions in real time through Raiffeisen ON. Applications are subject to eligibility criteria and the Bank’s assessment.","pricing":{},"features":[{"name":"Zero-commission POS and online payments","value":"Make POS And Online Payments Without Commission","valueDescription":"Pay at points of sale and online with 0% commission."},{"name":"0% interest installment payments","value":"Pay In Installments At 0% Interest","valueDescription":"Choose installment payments at 0% interest."},{"name":"Grace period","value":"Access Up To 45 Days Of Grace","valueDescription":"The card provides up to 45 days of grace; further terms are not specified."},{"name":"Real-time balance and transaction information","value":"Check Balances And Transactions In Real Time","valueDescription":"Use Raiffeisen ON to monitor the card balance and transactions in real time."},{"name":"Contactless payments","value":"Pay Contactlessly At Supported POS Terminals","valueDescription":"Tap the card at a contactless POS terminal, subject to stated no-PIN limits and PIN requirements."},{"name":"3D Secure online payment protection","value":"Confirm Online Payments With 3D Secure","valueDescription":"Confirm online payment authorization with a unique six-digit code sent by SMS to the registered mobile number."},{"name":"Supplementary credit cards","value":"Add Up To Three Supplementary Cards","valueDescription":"Request up to three supplementary credit cards in addition to the primary card."},{"name":"SmartPay accessory support","value":"Use SmartPay Accessories For Contactless Transactions","valueDescription":"Use a sticker card or payband for contactless payments and cash withdrawals at contactless ATMs."},{"name":"ATM cash withdrawals","value":"Withdraw Cash Up To The Card Limit","valueDescription":"The stated usage limit allows up to 100% of the credit limit to be used for ATM cash withdrawals."}]},{"name":"Mastercard World Credit Card","anchor":"product-mastercard-world-credit-card","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/cards/credit-cards/Mastercard-World.html","summary":"Pay without commission and enjoy travel benefits including airport lounge access, roaming data, travel insurance, medical services, and free SmartPay accessories.","description":"The Mastercard World Credit Card from Raiffeisen Bank Albania supports POS and online purchases with 0% commission in ALL and EUR, along with contactless payments. Cardholders can access airport lounges through LoungeKey, receive a free Flexiroam roaming package, and benefit from travel insurance when they pay for their flight ticket with the card. Other benefits include Teleshendet medical services, free SmartPay accessories, and up to three supplementary credit cards at half price. Applications can be started online, with final documents signed at a branch.","pricing":{},"features":[{"name":"Airport lounge access","value":"Access Airport Lounges Worldwide","valueDescription":"Use LoungeKey for airport lounge access, with complimentary visits and preferential rates described in the card and travel program information."},{"name":"Zero-commission payments","value":"Avoid Commissions On Purchases","valueDescription":"Make POS and online purchases in ALL or EUR with 0% commission."},{"name":"Travel insurance","value":"Get Travel Insurance When Flying","valueDescription":"Pay for a flight ticket with the card to receive the described free travel insurance for specified life, baggage and travel-delay events."},{"name":"International roaming data","value":"Use Free Data While Traveling","valueDescription":"Use the included 5 x 1GB, three-day roaming package abroad through Flexiroam."},{"name":"Medical assistance","value":"Access Medical Support 24/7","valueDescription":"Use Teleshendet for round-the-clock doctor communication, online prescriptions and an online medical card after activating the service."},{"name":"Free SmartPay accessories","value":"Pay Contactlessly With Free Accessories","valueDescription":"Use included SmartPay accessories to make contactless payments or withdraw cash at contactless ATMs."},{"name":"Contactless payments","value":"Make Fast Contactless Payments","valueDescription":"Tap the card to make contactless POS payments, subject to stated no-PIN limits and PIN requirements."},{"name":"Secure online payments","value":"Confirm Online Purchases Securely","valueDescription":"Use 3D Secure and a unique six-digit authorization code sent to the registered mobile number."},{"name":"Supplementary credit cards","value":"Add Up To Three Cards","valueDescription":"Request up to three supplementary credit cards at half price."},{"name":"Real-time card monitoring","value":"Monitor Balances And Transactions","valueDescription":"Check the credit card balance and transactions in real time through Raiffeisen ON."},{"name":"Flexible repayment options","value":"Choose A Repayment Channel","valueDescription":"Repay through Raiffeisen ON, an ATM cash deposit or a bank branch; the stated minimum monthly repayment starts at 5% of the total amount spent."},{"name":"Online application and branch collection","value":"Start Your Application Online","valueDescription":"Begin online, then visit a branch to sign final documents, personalize and receive the card."}]},{"name":"SmartPay","anchor":"product-smartpay","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/cards/smartpay.html","summary":"Make contactless payments and withdraw cash at contactless ATMs without carrying your main card, using a sticker or payband accessory.","description":"SmartPay is a range of contactless payment accessories from Raiffeisen Bank Albania. Available as a sticker card or payband card, the accessories let customers make contactless payments and withdraw cash at contactless ATMs without carrying their main card. SmartPay accessories are free for Mastercard World credit cardholders.","pricing":{},"features":[{"name":"Contactless payments","value":"Pay Contactlessly Without Your Main Card","valueDescription":"Use a SmartPay sticker or payband to make contactless purchases without carrying your main card."},{"name":"Contactless ATM cash withdrawals","value":"Withdraw Cash At Contactless ATMs","valueDescription":"Access cash at contactless ATMs with a SmartPay accessory."},{"name":"Sticker and payband formats","value":"Choose A Sticker Or Payband","valueDescription":"Choose between a sticker card or a payband card."},{"name":"Free accessories for Mastercard World cardholders","value":"Get SmartPay Accessories Free","valueDescription":"Mastercard World credit cardholders are listed as eligible for free SmartPay accessories."}]},{"name":"RaiPay","anchor":"product-raipay","type":"Platform","url":"https://www.raiffeisen.al/en/individuals/ways-to-bank/digital-products/RaiPay.html","summary":"RaiPay helps customers access card PINs, block lost cards, and confirm online card payments through a digital wallet.","description":"RaiPay is a digital wallet that lets customers view the PINs of Raiffeisen cards issued in their name, block a lost card in the app, and confirm online card payments through 3D Secure.","pricing":{},"features":[{"name":"Card blocking","value":"Block Lost Cards In The App","valueDescription":"Immediately block a lost card through RaiPay."},{"name":"Card PIN display","value":"View Card PINs In The App","valueDescription":"Check Raiffeisen card PINs in RaiPay 24 hours after applying and view them again at any time."},{"name":"Online payment confirmation","value":"Confirm Online Card Payments","valueDescription":"Confirm online payments with registered debit and credit cards through RaiPay as part of the bank’s 3D Secure process."}]},{"name":"RaiPOS","anchor":"product-raipos","type":"Product","url":"https://www.raiffeisen.al/sq/bizneset/produktet-dhe-sherbimet/bizneset-se/raipos.html","summary":"Let customers pay by contactless card or digital wallet using an NFC-enabled Android smartphone.","description":"RaiPOS is an application for Android smartphones that helps businesses offer customers card and digital wallet payments. Businesses can accept contactless payments using a smartphone equipped with an NFC reader.","pricing":{},"features":[{"name":"Contactless card payment acceptance","value":"Accept Contactless Card Payments","valueDescription":"Offer contactless card payments through an NFC-enabled smartphone."},{"name":"Android smartphone app","value":"Use An Android Smartphone","valueDescription":"Use the RaiPOS app on an Android smartphone with an NFC reader instead of a separate POS device."},{"name":"Digital wallet payment acceptance","value":"Accept Digital Wallet Payments","valueDescription":"Let customers pay with a digital wallet using an NFC-enabled smartphone."}]},{"name":"Raiaccept","anchor":"product-raiaccept","type":"Platform","url":"https://www.raiffeisen.al/en/sme-businesses/products-and-services/se-business/Raiaccept.html","summary":"Accept a range of payment methods through one integrated solution that helps businesses improve checkout conversion and simplify transaction management.","description":"Raiaccept is a cloud-native payment gateway that gives businesses a single solution for payment processing. It accepts most known payment methods and can be integrated in a few steps. The solution is designed to improve transaction performance and checkout conversion, enhance customer experience, and simplify transaction management.","pricing":{},"features":[{"name":"Unified payment processing","value":"Unify Payment Processing","valueDescription":"Use one payment solution rather than separate payment processing solutions."},{"name":"Payment method acceptance","value":"Accept Multiple Payment Methods","valueDescription":"Let customers pay using most known payment methods accepted by the gateway."},{"name":"Checkout conversion","value":"Increase Checkout Conversion","valueDescription":"Use the payment solution to support higher checkout conversion."},{"name":"Quick integration","value":"Integrate In A Few Steps","valueDescription":"Set up the solution through an integration process described as requiring only a few steps."},{"name":"Transaction performance","value":"Improve Transaction Performance","valueDescription":"Use the payment solution to support improved transaction performance, as described by the bank."},{"name":"Customer experience","value":"Improve Customer Experience","valueDescription":"Support an improved customer experience through Raiaccept."},{"name":"Transaction management","value":"Simplify Transaction Management","valueDescription":"Make transaction management simpler using the payment solution."},{"name":"Cloud-native architecture","value":"Use A Cloud-Native Gateway","valueDescription":"Use a payment gateway described by the bank as cloud-native."}]},{"name":"SME banking packages","anchor":"product-sme-banking-packages","type":"Product","url":"https://www.raiffeisen.al/en/sme-businesses/products-and-services/micro-businesess/packages.html","summary":"Choose a monthly banking package that combines business accounts, cards, payments, and digital banking with terms suited to how your business banks.","description":"Raiffeisen Bank offers three monthly packages for small businesses, available to new and existing customers. Basic is designed for new banking customers, self-employed people, traders and new companies. Digi suits customers who prefer digital banking, while Premium serves customers who use digital channels and/or branches. Package terms combine business accounts, debit cards, Raiffeisen ON, payment and payroll services and, in higher tiers, POS and QR payment terms and preferential loan or overdraft conditions. Eligible individuals and LLCs with an individual beneficial owner can apply to open a business account online.","pricing":{},"features":[{"name":"Basic package","value":"Cover Essential Business Banking For 350 Lek Monthly","valueDescription":"Get a LEK current account and Mastercard debit card, Raiffeisen ON, internal payments and payroll under the package terms. Branch cash withdrawals are commission-free up to EUR 5,000."},{"name":"Digi package","value":"Bank Digitally With Multi-Currency Accounts And Discounts","valueDescription":"Use accounts in three currencies and Raiffeisen ON for business banking, with listed payment discounts and POS, QR code, loan and overdraft terms. The package costs 550 Lek per month."},{"name":"Premium package","value":"Access All-Currency Accounts And Preferential Banking Terms","valueDescription":"Combine accounts in all currencies with digital and branch banking, payment discounts, preferential loan or overdraft conditions, and commission-free branch cash withdrawals up to EUR 20,000. The package costs 1,250 Lek per month."},{"name":"Multicurrency current accounts","value":"Choose Accounts In Multiple Currencies","valueDescription":"Select account currency options according to the package: LEK with Basic, LEK, EUR and GBP with Digi, or all currencies with Premium."},{"name":"Business account opening","value":"Open A Business Account Online","valueDescription":"Eligible business owners can apply to open a business account online."},{"name":"Raiffeisen ON digital banking","value":"Use Raiffeisen ON Without A Monthly Fee","valueDescription":"Each listed package includes Raiffeisen ON with no monthly fee for digital business banking."},{"name":"Internal payments","value":"Make Internal Payments For Free","valueDescription":"Make internal payments through Raiffeisen ON without a payment fee under each listed package."},{"name":"Outgoing payment discounts","value":"Save On Outgoing Digital Payments","valueDescription":"Eligible Digi and Premium customers receive the stated discounts on outgoing payments through Raiffeisen ON."},{"name":"Payroll services","value":"Manage Payroll Without A Package Fee","valueDescription":"Each listed business package includes payroll free of charge."},{"name":"Branch transaction services","value":"Access Preferential Branch Transaction Terms","valueDescription":"Premium customers receive specified branch transaction pricing and discounts on outgoing branch payments, plus commission-free withdrawals up to EUR 20,000."}]},{"name":"SME loans","anchor":"product-sme-loans","type":"Service","url":"https://www.raiffeisen.al/en/sme-businesses/products-and-services/micro-businesess/investment-financing.html","summary":"Apply online, receive a loan decision in five minutes, and access funds credited to your account within the same day after signing at a branch.","description":"Raiffeisen Bank Albania offers SME customers an online loan application. Customers can attach up to four documents and receive the bank’s decision in five minutes. The contract is signed at a branch with assistance from a dedicated account manager, and funds are credited to the customer’s account within the same day.","pricing":{},"features":[{"name":"Five-minute loan decision","value":"Receive A Decision In Five Minutes","valueDescription":"Get the bank’s loan decision in five minutes, according to the product information."},{"name":"Online loan application","value":"Apply For A Loan Online","valueDescription":"Submit a loan application online and attach up to four documents."},{"name":"Same-day funding","value":"Receive Funds The Same Day","valueDescription":"After signing at the branch, funds are credited to your account within the same day, as stated by the bank."},{"name":"Branch contract assistance","value":"Sign With Dedicated Branch Support","valueDescription":"Complete contract signing at a branch with assistance from a dedicated account manager."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Personal loans","anchor":"product-personal-loans","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/loans.html","summary":"Offers individuals borrowing options for personal needs, including installment financing for electronics purchases through an Express Loan.","description":"Raiffeisen Bank Albania lists personal loans among its individual banking services, including a personal-loan option for Premium customers. The supplied pages do not provide full terms for the personal-loan range. The bank also promotes an Express Loan for retail purchases at Neptun, with installment financing up to 500,000 ALL and applications made with an ID.","pricing":{},"features":[{"name":"Interest-free installment payments","value":"Spread Payments Across Up To 60 Months","valueDescription":"Finance eligible Neptun electronics purchases through installments over up to 60 months, with the offer advertising 0% interest."},{"name":"Commission-free retail financing","value":"Avoid Commission On Installment Financing","valueDescription":"The advertised Express Loan terms specify 0% commission for Neptun retail financing."},{"name":"Express Loan financing amount","value":"Borrow Up To ALL 500,000","valueDescription":"Apply for up to 500,000 ALL through the Neptun Express Loan offer."},{"name":"ID-based application","value":"Apply With An ID","valueDescription":"Apply for Express Loan retail financing with an ID."},{"name":"Past-due loan payment support","value":"Contact The Bank About Past-Due Payments","valueDescription":"Contact the bank by phone at 00355 4 2274 566 or email collection.notifier@raiffeisen.al about past-due personal or home loan payments."}]},{"name":"Home Loans","anchor":"product-home-loans","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/home-loans.html","summary":"Finance a home purchase, with a published fixed-rate offer for self-employed customers.","description":"Raiffeisen Bank Albania home loans provide financing for purchasing a home. A published offer for self-employed individuals features a fixed 4% interest rate for the first 10 years, with an APR of 4.02%. The offer is valid until December 31, 2026; after the fixed-rate period, standard rates apply according to the customer segment. Customers can inquire about or apply for a mortgage at a Raiffeisen branch.","pricing":{},"features":[{"name":"Home purchase financing","value":"Finance A Home Purchase","valueDescription":"Use home-loan financing to support the purchase of a home."},{"name":"Fixed-rate offer","value":"Access A Fixed-Rate Period","valueDescription":"The offer sets a fixed 4% interest rate for the first 10 years and an APR of 4.02%. It is valid until December 31, 2026; standard segment rates apply afterward."},{"name":"Branch mortgage applications","value":"Apply For A Mortgage In Branch","valueDescription":"Visit a Raiffeisen Bank branch to inquire about or apply for a mortgage."}]},{"name":"Savings and investments","anchor":"product-savings-and-investments","type":"Product","url":"https://www.raiffeisen.al/en/individuals/products/savings-investment.html","summary":"Explore savings and investment options, including term deposits and Albanian government securities, to support wealth-building goals.","description":"Raiffeisen Bank Albania offers savings and investment options for individual customers, including term deposits and fixed-income investments in Treasury bills and bonds issued by the Albanian Government.","pricing":{},"features":[{"name":"Treasury bills and bonds","value":"Invest In Government Securities","valueDescription":"Invest in Albanian Government-issued Treasury bills and bonds through the bank’s fixed-income offering."},{"name":"Term deposits","value":"Build Wealth With Term Deposits","valueDescription":"Choose a term deposit as an option for building wealth. Rates, terms and other conditions are not specified."}]},{"name":"Premium Banking","anchor":"product-premium-banking","type":"Service","url":"https://www.raiffeisen.al/en/premium.html","summary":"Eligible customers get access to premium banking products, remote assistance, and online communication with bank employees for financial guidance.","description":"Premium Banking is available free of charge to customers who have savings or investments of at least EUR 50,000 (or the equivalent in ALL), or monthly income of at least EUR 600 (or the equivalent in ALL) credited to Raiffeisen Bank. It provides access to premium banking products and services, including cards, savings and investment options, loans, home financing, bill payments and remote assistance. Through RaiConnect, customers can communicate securely with bank employees, exchange documents, make video calls and appointments, share their screen, and receive advice about financial plans and investments.","pricing":{},"features":[{"name":"Premium eligibility","value":"Qualify For Premium Banking","valueDescription":"Customers who meet either stated savings or monthly income threshold can access Premium Banking free of charge."},{"name":"Secure online communication and appointments","value":"Connect With Bank Staff Online","valueDescription":"Communicate interactively with bank employees online through conversations, document exchange, video calls or appointments, and screen sharing."},{"name":"Premium product access","value":"Access Premium Banking Products","valueDescription":"Choose premium banking options for cards, savings and investing, borrowing, home financing and payments."},{"name":"Dedicated remote assistance","value":"Reach Bank Support Remotely","valueDescription":"A separate call line gives Premium customers a remote way to access bank services."},{"name":"Financial guidance","value":"Get Financial And Investment Advice","valueDescription":"Discuss financial plans and investments with the bank through RaiConnect."}]},{"name":"SEPA payments and transfers","anchor":"product-sepa-payments-and-transfers","type":"Service","url":"https://www.raiffeisen.al/en/individuals/ways-to-bank/transfertat-bankare/sepa.html","summary":"Make payments throughout the SEPA area through a faster, more reliable, and standardized service.","description":"A service for making payments throughout the SEPA area using a faster, more reliable and standardized method.","pricing":{},"features":[{"name":"SEPA area payment coverage","value":"Make Payments Across The SEPA Area","valueDescription":"Make payments throughout the SEPA area using this service."},{"name":"Faster payments","value":"Make Payments Faster","valueDescription":"Use a service described by the bank as faster for payments throughout the SEPA area."},{"name":"Reliable payments","value":"Make Payments More Reliably","valueDescription":"Use a service described by the bank as more reliable for payments throughout the SEPA area."},{"name":"Standardized payments","value":"Use A Standardized Payment Method","valueDescription":"Make payments throughout the SEPA area using the service’s standardized method."}]},{"name":"ATM cash deposit","anchor":"product-atm-cash-deposit","type":"Service","url":"https://www.raiffeisen.al/en/individuals/products/cards/money-deposit-in-ATM.html","summary":"Deposit cash at participating ATMs at any time and access the funds immediately, without waiting for bank hours.","description":"Raiffeisen Bank Albania’s ATM cash deposit service lets customers deposit cash to an account using a Raiffeisen-issued debit or credit card at one of 103 ATMs with deposit functionality. Deposits can be made 24/7, and funds are available immediately. Customers can deposit in ALL or EUR according to the currency of the linked account. The service also allows credit card repayments, subject to stated timing requirements.","pricing":{},"features":[{"name":"Immediate fund availability","value":"Access Deposited Funds Immediately","valueDescription":"Use deposited funds as soon as the transaction is completed."},{"name":"24/7 deposit access","value":"Deposit Cash At Any Time","valueDescription":"Make deposits beyond official bank hours using an ATM with the money deposit function."},{"name":"ATM deposit network","value":"Use 103 Deposit-Enabled ATMs","valueDescription":"Access cash deposits through the bank’s network of 103 deposit-enabled ATMs."},{"name":"Card-based deposit identification","value":"Identify Yourself By Card And PIN","valueDescription":"Start a deposit by inserting or tapping a card and entering the PIN."},{"name":"ALL and EUR deposits","value":"Deposit In ALL Or EUR","valueDescription":"Deposit in ALL or EUR at an ATM that supports the relevant currency, matching the linked account’s currency."},{"name":"Deposit limits","value":"Deposit Within Daily, Weekly, And Monthly Limits","valueDescription":"Make deposits within the published individual-customer daily, weekly and monthly limits."},{"name":"Credit card repayment by ATM deposit","value":"Repay Credit Card Obligations By Deposit","valueDescription":"Use an ATM cash deposit to repay credit card obligations, observing the stated payment timing requirements."},{"name":"Banknote acceptance","value":"Deposit Supported Banknotes","valueDescription":"Deposit supported ALL or EUR banknotes in groups of up to 50; notes identified or suspected as counterfeit are retained for investigation."}]},{"name":"Currency exchange","anchor":"product-currency-exchange","type":"Service","url":"https://www.raiffeisen.al/en/individuals/exchange-rate.html","summary":"Exchange foreign currency through Raiffeisen Bank branches and review the bank’s offered rates for transactions in your banking account.","description":"Raiffeisen Bank offers foreign currency exchange for customers’ banking accounts at its branches in Albania. Customers can review the bank’s offered exchange rates online.","pricing":{},"features":[{"name":"Branch-based currency exchange","value":"Exchange Currency At Bank Branches","valueDescription":"Exchange foreign currency for banking accounts at Raiffeisen Bank branches."},{"name":"Published exchange rates","value":"Review The Bank’s Offered Rates","valueDescription":"Consult the bank’s exchange-rate information when considering a foreign currency exchange."}]},{"name":"Corporate loans","anchor":"product-corporate-loans","type":"Service","url":"https://www.raiffeisen.al/en/corporate/product-and-services/loans.html","summary":"Provides corporate customers with banking financing options to help manage business liquidity opportunities.","description":"Corporate loans are listed among Raiffeisen Bank Albania’s banking products and services for corporate customers. The bank describes its corporate offerings as providing businesses with ways to manage liquidity opportunities through banking products. Specific loan terms and financing details are not provided.","pricing":{},"features":[{"name":"Business liquidity support","value":"Manage Business Liquidity","valueDescription":"Access corporate banking products intended to help businesses manage liquidity opportunities."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Corporate Cash Management","anchor":"product-corporate-cash-management","type":"Service","url":"https://www.raiffeisen.al/en/corporate/product-and-services/cash-management-products.html","summary":"Helps corporate businesses manage liquidity through dedicated banking products.","description":"Raiffeisen Bank Albania’s cash management products are part of its corporate banking offering. The bank describes its corporate products and services as providing businesses with ways to manage liquidity through dedicated banking products.","pricing":{},"features":[{"name":"Business liquidity management","value":"Manage Business Liquidity","valueDescription":"Use dedicated corporate banking products to manage business liquidity."}]},{"name":"Trade Finance Products","anchor":"product-trade-finance-products","type":"Product","url":"https://www.raiffeisen.al/en/corporate/product-and-services/trade-finance-products.html","summary":"Gives corporate customers access to Raiffeisen Bank Albania’s trade finance product range.","description":"Trade Finance Products is part of Raiffeisen Bank Albania’s corporate banking range. The website lists it among the bank’s products and services for corporate customers but does not provide further details about the individual products.","pricing":{},"features":[]},{"name":"Sustainable finance","anchor":"product-sustainable-finance","type":"Service","url":"https://www.raiffeisen.al/en/corporate/product-and-services/financim-i-gjelber.html","summary":"Gives business customers access to the bank’s sustainable finance offering as part of its development of green financial products and services.","description":"Sustainable finance is listed among Raiffeisen Bank Albania’s financing products for corporate customers. The bank describes developing green financial products and services as part of its responsible banking approach.","pricing":{},"features":[{"name":"Business sustainable finance offering","value":"Explore Sustainable Financing","valueDescription":"Business customers can explore the bank’s sustainable finance offering."},{"name":"Green financial product development","value":"Support Green Finance Development","valueDescription":"The offering forms part of the bank’s stated approach to responsible banking through green financial product and service development."}]},{"name":"Structured financing","anchor":"product-structured-financing","type":"Service","url":"https://www.raiffeisen.al/en/corporate/product-and-services/financim-i-strukturuar.html","summary":"Helps corporate businesses manage liquidity opportunities through a dedicated banking offering.","description":"Structured financing is listed among Raiffeisen Bank Albania’s corporate banking products and services. The bank describes its corporate offering as providing businesses with ways to manage liquidity opportunities through dedicated banking products.","pricing":{},"features":[{"name":"Business liquidity management","value":"Manage Business Liquidity","valueDescription":"Use this corporate banking offering to manage business liquidity opportunities."}]},{"name":"Corporate POS and e-commerce services","anchor":"product-corporate-pos-and-e-commerce-services","type":"Service","url":"https://www.raiffeisen.al/en/corporate/product-and-services/pos-and-e-commerce-service.html","summary":"Gives corporate customers access to POS and e-commerce services.","description":"Raiffeisen Bank Albania lists POS and e-commerce services among its products for corporate customers. The supplied content does not provide further details about the service.","pricing":{},"features":[]},{"name":"Business cards","anchor":"product-business-cards","type":"Product","url":"https://www.raiffeisen.al/en/corporate/product-and-services/karta-biznesi.html","summary":"","description":"Business cards are listed among Raiffeisen Bank Albania’s corporate products and services. The available content does not provide further product details.","pricing":{},"features":[]}],"audiences":[],"segments":[],"faq":[],"comparisons":[],"sources":[{"url":"https://raiffeisen.al","text":"Raiffeisen Bank Albania"},{"url":"https://www.raiffeisen.al/en/individuals/ways-to-bank/digital-products/raiffeisen-on-ron.html","text":"Raiffeisen ON"},{"url":"https://www.raiffeisen.al/en/individuals/products/cards/debit-cards.html","text":"Debit cards"},{"url":"https://www.raiffeisen.al/en/individuals/products/cards/credit-cards/standard-credit-card.html","text":"Mastercard Standard Credit Card"},{"url":"https://www.raiffeisen.al/en/individuals/products/cards/credit-cards/Mastercard-World.html","text":"Mastercard World Credit Card"},{"url":"https://www.raiffeisen.al/en/individuals/products/cards/smartpay.html","text":"SmartPay"},{"url":"https://www.raiffeisen.al/en/individuals/ways-to-bank/digital-products/RaiPay.html","text":"RaiPay"},{"url":"https://www.raiffeisen.al/sq/bizneset/produktet-dhe-sherbimet/bizneset-se/raipos.html","text":"RaiPOS"},{"url":"https://www.raiffeisen.al/en/sme-businesses/products-and-services/se-business/Raiaccept.html","text":"Raiaccept"},{"url":"https://www.raiffeisen.al/en/sme-businesses/products-and-services/micro-businesess/packages.html","text":"SME banking packages"},{"url":"https://www.raiffeisen.al/en/sme-businesses/products-and-services/micro-businesess/investment-financing.html","text":"SME loans"},{"url":"https://www.raiffeisen.al/en/individuals/products/loans.html","text":"Personal loans"},{"url":"https://www.raiffeisen.al/en/individuals/products/home-loans.html","text":"Home Loans"},{"url":"https://www.raiffeisen.al/en/individuals/products/savings-investment.html","text":"Savings and investments"},{"url":"https://www.raiffeisen.al/en/premium.html","text":"Premium Banking"},{"url":"https://www.raiffeisen.al/en/individuals/ways-to-bank/transfertat-bankare/sepa.html","text":"SEPA payments and transfers"},{"url":"https://www.raiffeisen.al/en/individuals/products/cards/money-deposit-in-ATM.html","text":"ATM cash deposit"},{"url":"https://www.raiffeisen.al/en/individuals/exchange-rate.html","text":"Currency exchange"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/loans.html","text":"Corporate loans"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/cash-management-products.html","text":"Corporate Cash Management"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/trade-finance-products.html","text":"Trade Finance Products"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/financim-i-gjelber.html","text":"Sustainable finance"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/financim-i-strukturuar.html","text":"Structured financing"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/pos-and-e-commerce-service.html","text":"Corporate POS and e-commerce services"},{"url":"https://www.raiffeisen.al/en/corporate/product-and-services/karta-biznesi.html","text":"Business cards"}]}