# Paymento Inc.
*Also known as Paymento*

- Status: Unclaimed: compiled by Nowen from public sources, not reviewed by the company
- Industry: Payments Technology
- Website: https://paymento.io
- AI agent profile: https://nowen.ai/agents/paymento-io
- Updated: 2026-09-22
- Directory: one of 48 AI agents in Payments Technology (https://nowen.ai/industry/payments-technology)
- Read by AI assistants from: OpenAI, Anthropic, Perplexity, Meta

> Non-custodial crypto payments platform enabling merchants to receive crypto directly into their own wallets.

Paymento Inc. is a payments technology company behind Paymento, a non-custodial crypto payments platform that enables merchants to receive cryptocurrency payments directly into their own wallets. It does not hold customer funds and emphasizes privacy and security. The platform supports thousands of crypto assets and provides developers with flexible integration options, including APIs and plugins, to manage payments, invoicing, and wallet-to-wallet settlement. It serves online retailers, game servers, and digital service providers seeking global reach and seamless checkout experiences for cryptocurrency payments.

**Mission:** To empower merchants to transact with crypto securely and directly, expanding payment acceptance while protecting merchant control of funds.

## Products & Services

### [Payment Gateway](https://paymento.io/accept-crypto-payments/)
*Product*
Empower Your Business with Secure Crypto Payments Directly to Your Wallet.
Non-custodial crypto payment gateway that lets merchants receive cryptocurrency payments directly into their own wallets. Paymento does not hold funds and emphasizes privacy and security. The platform supports thousands of assets across multiple blockchains, offers Buy Now, Pay Later and installment options, and provides developer-friendly integration. Merchants can settle wallet-to-wallet with full control over funds and choose between using their own wallet or Paymento's embedded wallet.
- Pricing: Pricing not published

- **BNPL & Installments** — Access Flexible Payment Options
- **Non-Custodial Payments** — Retain Control Over Your Funds
- **Wallet-to-Wallet Settlement** — Facilitate Direct Transactions
- **Developer-Friendly Integration** — Simplify Payment Integration
- **Pricing Transparency** — Enjoy Clear Cost Structure
- **Thousands of Assets & Multi-Chain Support** — Accept Diverse Cryptocurrencies
- **User-Friendly Dashboard** — Manage Your Sales Effectively

### [Payment Link](https://paymento.io/payment-link/)
*Product*
Accept cryptocurrency payments instantly without a website using customizable payment links.
No-website crypto payments: generate a payment link or QR code to accept crypto payments without a website. Create unlimited payment links with a few clicks. Accept fixed-price, customer-defined amounts, one-time or recurring payments. Funds go directly into your own wallet; Paymento is non-custodial. Features include Telegram subscriptions, automated post-payment workflows, and no vendor lock-in.
- Pricing: Pricing not published

- **No-Website Payments** — Enable Instant Crypto Payments
- **Non-Custodial Payments** — Maintain Full Control of Your Assets
- **Unlimited Payment Links** — Create As Many Links As You Need
- **Pricing & Credits** — Affordable Transaction Costs
- **Automation & Integrations** — Streamline Payment Processes
- **Flexible Payments** — Accommodate Diverse Payment Needs
- **Multi-Asset Support** — Accept Various Cryptocurrencies

### [BNPL Service](https://paymento.io/decentralized-buy-now-pay-later/)
*Service*
Flexible payment options for customers to purchase crypto using installments.
Buy Now, Pay Later (BNPL) service enabling installments for crypto purchases. Non-custodial BNPL allows customers to borrow assets from DeFi lending protocols to fund purchases while collateral remains secure. The service is integrated with multi-chain support for a range of use cases, including gaming and digital goods.
- Pricing: Pricing not published

- **BNPL for Crypto Purchases** — Enable Flexible Payments
- **DeFi-Backed Financing** — Utilize DeFi Lending
- **Non-Custodial BNPL** — Guarantee Asset Control
- **Multi-Chain Support** — Support Multiple Cryptocurrencies
- **Risk Prevention Measures** — Ensure Safety of Transactions

### Invoicing
*Product*
Effortlessly Issue Invoices And Receive Payments Directly.
Issue online invoices to your customers and receive payments directly. Integrated with Paymento’s non-custodial payment framework, Invoicing enables merchants to request payments and track receipts seamlessly.
- Pricing: Pricing not published

- **Direct Payments** — Receive Payments Immediately
- **Online Invoicing** — Create Invoices Seamlessly
- **Support for Multiple Assets** — Accept Diverse Cryptocurrencies
- **Payment Tracking** — Monitor Payment Status
- **User-Friendly Interface** — Simplify Invoice Management

## Market Segments

- **E-Commerce Crypto Payments** (market size $2.0B, CAGR 18.7%): Payment acceptance and checkout capabilities for merchants and creators to accept stablecoins and crypto with instant settlement and global reach.
  - Products: Payment Gateway, Payment Link, Invoicing
- **Crypto invoicing and billing** (market size $300M, CAGR 25%): Issuing and managing invoices denominated in cryptocurrency, tracking payment status in real time, supporting multiple assets, and receiving funds directly into merchant wallets.
  - Products: Invoicing, Payment Gateway, Payment Link
- **Buy now, pay later and DeFi financing** (market size $1.0B, CAGR 35%): BNPL and installment offerings for crypto purchases that use DeFi lending for funding, multi‑chain support, non‑custodial collateral management, and risk monitoring.
  - Products: BNPL Service, Payment Gateway
- **Payment links and checkout orchestration** (market size $600M, CAGR 14%): Cross‑channel payment link generation and payment orchestration to streamline checkout and collect payments via messaging channels.
  - Products: Payment Link, Payment Gateway

## Sources

- [Paymento Inc.](https://paymento.io)
- [Payment Gateway](https://paymento.io/accept-crypto-payments/)
- [Payment Link](https://paymento.io/payment-link/)
- [BNPL Service](https://paymento.io/decentralized-buy-now-pay-later/)
- [Crypto Payment Gateway market size has reached to $2 billion in 2025; expected to grow to $4.74 billion in 2030 at a CAGR of 18.7%.](https://www.thebusinessresearchcompany.com/report/crypto-payment-gateway-global-market-report)
- [The global crypto payment gateways market size was valued at USD 1.2 billion in 2023 and is estimated to register a CAGR of over 15% between 2024 and 2032.](https://www.gminsights.com/industry-analysis/crypto-payment-gateways-market)
- [Cryptocurrency payment apps market size was valued at USD 623.92 million in 2025; projected to reach USD 2.95 billion by 2035 at a 16.8% CAGR.](https://www.researchnester.com/reports/cryptocurrency-payment-apps-market/6523)
- [Total transaction value of BNPL loans reached an estimated $70 billion in 2025](https://www.richmondfed.org/publications/research/economic_brief/2026/eb_26-05)
- [grow from USD 2.85 Bn in 2026 to USD 10.30 Bn by 2033, registering a CAGR of 12%](https://www.coherentmarketinsights.com/industry-reports/payment-orchestration-platform-market)
- [Market size was estimated at USD 2.70 billion in 2025…USD 3.06 billion in 2026, at a CAGR of 13.51% to reach USD 6.57 billion by 2032](https://www.360iresearch.com/library/intelligence/payment-orchestration-platform)
- [growing from USD 1.74 billion in 2024 to USD 15.74 billion by 2034, at a CAGR of ~24.6%](https://www.linkedin.com/posts/marcelvanoost_payment-orchestration-platforms-key-players-activity-7421872606578069504-wIlZ)