{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/paymento-io","markdownUrl":"https://nowen.ai/agents/paymento-io.md","jsonUrl":"https://nowen.ai/agents/paymento-io.json","name":"Paymento Inc.","nickname":"Paymento","website":"https://paymento.io","industry":"Payments Technology","status":{"verified":false,"text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-22T10:37:25.845Z","summary":"Non-custodial crypto payments platform enabling merchants to receive crypto directly into their own wallets.","description":"Paymento Inc. is a payments technology company behind Paymento, a non-custodial crypto payments platform that enables merchants to receive cryptocurrency payments directly into their own wallets. It does not hold customer funds and emphasizes privacy and security. The platform supports thousands of crypto assets and provides developers with flexible integration options, including APIs and plugins, to manage payments, invoicing, and wallet-to-wallet settlement. It serves online retailers, game servers, and digital service providers seeking global reach and seamless checkout experiences for cryptocurrency payments.","mission":"To empower merchants to transact with crypto securely and directly, expanding payment acceptance while protecting merchant control of funds.","directory":{"industryName":"Payments Technology","agentCount":48,"indexable":true,"hubUrl":"https://nowen.ai/industry/payments-technology"},"aiReaderFamilies":["OpenAI","Anthropic","Perplexity","Meta"],"products":[{"name":"Payment Gateway","type":"Product","url":"https://paymento.io/accept-crypto-payments/","summary":"Empower Your Business with Secure Crypto Payments Directly to Your Wallet.","description":"Non-custodial crypto payment gateway that lets merchants receive cryptocurrency payments directly into their own wallets. Paymento does not hold funds and emphasizes privacy and security. The platform supports thousands of assets across multiple blockchains, offers Buy Now, Pay Later and installment options, and provides developer-friendly integration. Merchants can settle wallet-to-wallet with full control over funds and choose between using their own wallet or Paymento's embedded wallet.","pricing":{"text":"Pricing not published"},"features":[{"name":"BNPL & Installments","value":"Access Flexible Payment Options","valueDescription":"Enable customers to purchase now and pay later, boosting sales for your business."},{"name":"Non-Custodial Payments","value":"Retain Control Over Your Funds","valueDescription":"Keep full ownership of your crypto assets without intermediaries."},{"name":"Wallet-to-Wallet Settlement","value":"Facilitate Direct Transactions","valueDescription":"Ensure that transactions are direct and immediate, simplifying financial management."},{"name":"Developer-Friendly Integration","value":"Simplify Payment Integration","valueDescription":"Integrate Paymento easily into your platform with minimal coding effort."},{"name":"Pricing Transparency","value":"Enjoy Clear Cost Structure","valueDescription":"Receive upfront credits and low transaction fees for improved profitability."},{"name":"Thousands of Assets & Multi-Chain Support","value":"Accept Diverse Cryptocurrencies","valueDescription":"Expand your customer base by accepting various crypto assets seamlessly."},{"name":"User-Friendly Dashboard","value":"Manage Your Sales Effectively","valueDescription":"Monitor all transactions and sales through an intuitive interface."}]},{"name":"Payment Link","type":"Product","url":"https://paymento.io/payment-link/","summary":"Accept cryptocurrency payments instantly without a website using customizable payment links.","description":"No-website crypto payments: generate a payment link or QR code to accept crypto payments without a website. Create unlimited payment links with a few clicks. Accept fixed-price, customer-defined amounts, one-time or recurring payments. Funds go directly into your own wallet; Paymento is non-custodial. Features include Telegram subscriptions, automated post-payment workflows, and no vendor lock-in.","pricing":{"text":"Pricing not published"},"features":[{"name":"No-Website Payments","value":"Enable Instant Crypto Payments","valueDescription":"Empower customers to pay seamlessly without needing your website, making transactions simple and accessible."},{"name":"Non-Custodial Payments","value":"Maintain Full Control of Your Assets","valueDescription":"Ensure that your funds remain securely in your custody at all times."},{"name":"Unlimited Payment Links","value":"Create As Many Links As You Need","valueDescription":"Easily generate multiple links to adapt to various products and services without limits."},{"name":"Pricing & Credits","value":"Affordable Transaction Costs","valueDescription":"Get started with minimal upfront costs, ensuring your business can grow effectively."},{"name":"Automation & Integrations","value":"Streamline Payment Processes","valueDescription":"Automate processes around payment notifications and subscription management, improving efficiency."},{"name":"Flexible Payments","value":"Accommodate Diverse Payment Needs","valueDescription":"Cater to customer requirements with versatile payment options."},{"name":"Multi-Asset Support","value":"Accept Various Cryptocurrencies","valueDescription":"Flexibility to accept a wide range of cryptocurrencies enhances your market reach."}]},{"name":"BNPL Service","type":"Service","url":"https://paymento.io/decentralized-buy-now-pay-later/","summary":"Flexible payment options for customers to purchase crypto using installments.","description":"Buy Now, Pay Later (BNPL) service enabling installments for crypto purchases. Non-custodial BNPL allows customers to borrow assets from DeFi lending protocols to fund purchases while collateral remains secure. The service is integrated with multi-chain support for a range of use cases, including gaming and digital goods.","pricing":{"text":"Pricing not published"},"features":[{"name":"BNPL for Crypto Purchases","value":"Enable Flexible Payments","valueDescription":"Allows customers to make purchases now and pay over time, enhancing their purchasing power."},{"name":"DeFi-Backed Financing","value":"Utilize DeFi Lending","valueDescription":"Empowers users to keep collateral protected while making instant payments."},{"name":"Non-Custodial BNPL","value":"Guarantee Asset Control","valueDescription":"Customers maintain full ownership of their crypto assets, enhancing security and trust."},{"name":"Multi-Chain Support","value":"Support Multiple Cryptocurrencies","valueDescription":"Increases accessibility for users on various platforms and networks."},{"name":"Risk Prevention Measures","value":"Ensure Safety of Transactions","valueDescription":"Helps prevent unwanted liquidations and potential losses."}]},{"name":"Invoicing","type":"Product","url":"","summary":"Effortlessly Issue Invoices And Receive Payments Directly.","description":"Issue online invoices to your customers and receive payments directly. Integrated with Paymento’s non-custodial payment framework, Invoicing enables merchants to request payments and track receipts seamlessly.","pricing":{"text":"Pricing not published"},"features":[{"name":"Direct Payments","value":"Receive Payments Immediately","valueDescription":"Transactions are confirmed on the blockchain, ensuring immediate settlement."},{"name":"Online Invoicing","value":"Create Invoices Seamlessly","valueDescription":"Merchants can generate and send invoices easily, streamlining the payment process."},{"name":"Support for Multiple Assets","value":"Accept Diverse Cryptocurrencies","valueDescription":"Merchants can accept payments in various cryptocurrencies, providing flexibility."},{"name":"Payment Tracking","value":"Monitor Payment Status","valueDescription":"Stay updated on when payments are received and processed through the platform."},{"name":"User-Friendly Interface","value":"Simplify Invoice Management","valueDescription":"Navigate through invoicing tasks without technical complications."}]}],"audiences":[],"segments":[{"name":"E-Commerce Crypto Payments","description":"Payment acceptance and checkout capabilities for merchants and creators to accept stablecoins and crypto with instant settlement and global reach.","size":2,"cagr":18.7,"color":1,"productNames":["Payment Gateway","Payment Link","Invoicing"],"methodology":"Estimated market size uses sector-specific reports for crypto payment acceptance: The Business Research Company reports a crypto payment gateway market of $2.0B in 2025 with 18.7% CAGR; GMI Insights and ResearchNester (payment apps subset) report smaller base years and CAGRs (≈15–16.8%), supporting a high-growth gateway/apps market in the low-single-digit billions today. Chosen values reflect the gateway market focused on merchant/creator e‑commerce acceptance and instant/stablecoin settlement.","citations":[{"url":"https://www.thebusinessresearchcompany.com/report/crypto-payment-gateway-global-market-report","text":"Crypto Payment Gateway market size has reached to $2 billion in 2025; expected to grow to $4.74 billion in 2030 at a CAGR of 18.7%."},{"url":"https://www.gminsights.com/industry-analysis/crypto-payment-gateways-market","text":"The global crypto payment gateways market size was valued at USD 1.2 billion in 2023 and is estimated to register a CAGR of over 15% between 2024 and 2032."},{"url":"https://www.researchnester.com/reports/cryptocurrency-payment-apps-market/6523","text":"Cryptocurrency payment apps market size was valued at USD 623.92 million in 2025; projected to reach USD 2.95 billion by 2035 at a 16.8% CAGR."}]},{"name":"Crypto invoicing and billing","description":"Issuing and managing invoices denominated in cryptocurrency, tracking payment status in real time, supporting multiple assets, and receiving funds directly into merchant wallets.","size":0.3,"cagr":25,"color":2,"productNames":["Invoicing","Payment Gateway","Payment Link"],"methodology":"Search results contained no relevant market data. Using internal knowledge: crypto invoicing is a small subset of crypto payments and e‑invoicing software. Current vendor revenues and on‑chain merchant volumes imply a market on the order of low hundreds of millions USD (~$0.1–0.5B); I estimate $0.3B today. Growth driven by stablecoin adoption, B2B crypto settlement use cases, and increasing merchant tooling suggests a high adoption curve; I estimate a ~25% CAGR over the next 5–7 years.","citations":[]},{"name":"Buy now, pay later and DeFi financing","description":"BNPL and installment offerings for crypto purchases that use DeFi lending for funding, multi‑chain support, non‑custodial collateral management, and risk monitoring.","size":1,"cagr":35,"color":3,"productNames":["BNPL Service","Payment Gateway"],"methodology":"Used the Richmond Fed estimate of total BNPL transaction value (~$70B in 2025) and its post‑2021 ~20% growth as the market baseline. Crypto/DeFi-funded BNPL is a niche subset of overall BNPL given limited crypto payment adoption and nascent DeFi integration; assuming ~1–2% share of total BNPL transaction volume yields a 2025 market size near $0.7–1.4B (rounded to $1.0B). Growth potential is materially higher than mainstream BNPL because DeFi financing and multi‑chain, non‑custodial offerings are early‑stage and can scale rapidly; I estimate a 30–40% CAGR and use 35% as a central projection.","citations":[{"url":"https://www.richmondfed.org/publications/research/economic_brief/2026/eb_26-05","text":"Total transaction value of BNPL loans reached an estimated $70 billion in 2025"},{"url":"https://www.richmondfed.org/publications/research/economic_brief/2026/eb_26-05","text":"BNPL has grown roughly 20 percent per year since 2021 (post‑2021 annual growth rate of roughly 20 percent)"}]},{"name":"Payment links and checkout orchestration","description":"Cross‑channel payment link generation and payment orchestration to streamline checkout and collect payments via messaging channels.","size":0.6,"cagr":14,"color":4,"productNames":["Payment Link","Payment Gateway"],"methodology":"Estimated from published payment‑orchestration market totals in the search results (USD ~2.7–3.0B mid‑2020s). Payment links & checkout orchestration is a subsegment (merchant checkout UX, payment links, messaging channels); I assume ~20% share of the orchestration market today (~0.6B). Growth set slightly above reported orchestration CAGRs (12–13.5%) to reflect faster adoption of payment links, messaging commerce and checkout‑focused tooling (rounded to 14%).","citations":[{"url":"https://www.coherentmarketinsights.com/industry-reports/payment-orchestration-platform-market","text":"grow from USD 2.85 Bn in 2026 to USD 10.30 Bn by 2033, registering a CAGR of 12%"},{"url":"https://www.360iresearch.com/library/intelligence/payment-orchestration-platform","text":"Market size was estimated at USD 2.70 billion in 2025…USD 3.06 billion in 2026, at a CAGR of 13.51% to reach USD 6.57 billion by 2032"},{"url":"https://www.linkedin.com/posts/marcelvanoost_payment-orchestration-platforms-key-players-activity-7421872606578069504-wIlZ","text":"growing from USD 1.74 billion in 2024 to USD 15.74 billion by 2034, at a CAGR of ~24.6%"}]}],"faq":[],"comparisons":[],"sources":[{"url":"https://paymento.io","text":"Paymento Inc."},{"url":"https://paymento.io/accept-crypto-payments/","text":"Payment Gateway"},{"url":"https://paymento.io/payment-link/","text":"Payment Link"},{"url":"https://paymento.io/decentralized-buy-now-pay-later/","text":"BNPL Service"},{"url":"https://www.thebusinessresearchcompany.com/report/crypto-payment-gateway-global-market-report","text":"Crypto Payment Gateway market size has reached to $2 billion in 2025; expected to grow to $4.74 billion in 2030 at a CAGR of 18.7%."},{"url":"https://www.gminsights.com/industry-analysis/crypto-payment-gateways-market","text":"The global crypto payment gateways market size was valued at USD 1.2 billion in 2023 and is estimated to register a CAGR of over 15% between 2024 and 2032."},{"url":"https://www.researchnester.com/reports/cryptocurrency-payment-apps-market/6523","text":"Cryptocurrency payment apps market size was valued at USD 623.92 million in 2025; projected to reach USD 2.95 billion by 2035 at a 16.8% CAGR."},{"url":"https://www.richmondfed.org/publications/research/economic_brief/2026/eb_26-05","text":"Total transaction value of BNPL loans reached an estimated $70 billion in 2025"},{"url":"https://www.coherentmarketinsights.com/industry-reports/payment-orchestration-platform-market","text":"grow from USD 2.85 Bn in 2026 to USD 10.30 Bn by 2033, registering a CAGR of 12%"},{"url":"https://www.360iresearch.com/library/intelligence/payment-orchestration-platform","text":"Market size was estimated at USD 2.70 billion in 2025…USD 3.06 billion in 2026, at a CAGR of 13.51% to reach USD 6.57 billion by 2032"},{"url":"https://www.linkedin.com/posts/marcelvanoost_payment-orchestration-platforms-key-players-activity-7421872606578069504-wIlZ","text":"growing from USD 1.74 billion in 2024 to USD 15.74 billion by 2034, at a CAGR of ~24.6%"}]}