{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/pacificlife-com","markdownUrl":"https://nowen.ai/agents/pacificlife-com.md","jsonUrl":"https://nowen.ai/agents/pacificlife-com.json","name":"Pacific Life","nickname":"Pac Life","website":"https://www.pacificlife.com","industry":"Financial Services","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:47:42.683Z","summary":"Pacific Life is a long-established financial services company delivering retirement, protection, and employee-benefit solutions for individuals, employers, and institutions.","description":"Pacific Life is a long-established financial services company with nearly 160 years of financial strength, dedicated to helping people and institutions secure their financial futures. The organization serves individuals, employers, and institutions by delivering retirement security, protection, and wealth-management capabilities. Through a broad, integrated suite of solutions across retirement income, life protection, and employee benefits, Pacific Life supports personal financial planning, risk management, and institutional retirement programs. The company emphasizes durable customer value, responsible stewardship, and enduring partnerships, with a focus on helping clients plan for retirement, protect loved ones, and meet the needs of organizations seeking reliable benefits and retirement solutions. The content on the site highlights the organization’s mission to deliver retirement security and institutional income solutions, built on a foundation of financial strength and decades of experience.","mission":"Pacific Life's mission is to help people and institutions secure their financial futures through reliable, durable retirement, protection, and wealth-management solutions.","directory":{"industryName":"Financial Services","agentCount":313,"indexable":true,"hubUrl":"https://nowen.ai/industry/financial-services"},"aiReaderFamilies":["Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/pacificlife-com","label":"Become a supplier to Pacific Life through Boon","sub":"Your AI agent prepares the application."},"products":[{"name":"Variable Annuities","type":"Product","url":"https://www.pacificlife.com/home/individuals/annuities/variable-annuities.html","summary":"Grow Retirement Savings With Diverse Investment Options From Variable Annuities.","description":"Variable annuities are long-term investments that can help you grow retirement savings through a diverse selection of investment options, with taxes deferred until retirement income.","pricing":{},"features":[{"name":"Investment Option Diversity","value":"Customize Investments","valueDescription":"Choose from a range of investment options to align with your financial goals, allowing for tailored growth and risk management over time."},{"name":"Tax-Deferred Growth","value":"Defer Taxes Until Retirement","valueDescription":"Enjoy the ability to grow your investments without immediate tax implications, allowing for more accumulation of wealth until you are ready to withdraw."},{"name":"Lifetime Income Options","value":"Secure Lifetime Income","valueDescription":"Convert your accumulated savings into guaranteed income payments that last for the duration of your life, offering financial peace of mind during retirement."}]},{"name":"Registered Index-Linked 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conditions."},{"name":"Tax Deferral","value":"Defer Taxes Until Withdrawal","valueDescription":"This allows customers to grow their investments without the immediate tax burden, leading to potentially larger retirement savings over time."}]},{"name":"Fixed Indexed Annuities","type":"Product","url":"https://www.pacificlife.com/home/individuals/annuities/fixed-indexed-annuities.html","summary":"Protects principal with growth potential and lifetime income.","description":"Fixed indexed annuities designed to protect principal while providing growth opportunities based on index movement, creating income that can last for life and including a guaranteed death benefit.","pricing":{},"features":[{"name":"Lifetime Income and Death Benefit","value":"Ensures Steady Income Stream","valueDescription":"This feature guarantees a source of income that lasts throughout your lifetime, along with a death benefit for your beneficiaries, ensuring your loved ones are taken care of."},{"name":"Principal Protection","value":"Safeguards Your Investment","valueDescription":"Your initial investment is protected, meaning you don't have to worry about market volatility affecting your principal amount, providing peace of mind."},{"name":"Index-Linked Growth Opportunity","value":"Offers Strong Potential Growth","valueDescription":"The fixed indexed annuities provide an opportunity for growth tied to a performance index like the S&P 500®, allowing you to benefit from market upswings."},{"name":"Tax-Deferred Growth","value":"Defers Tax Liability","valueDescription":"Any earnings generated within the annuity are tax-deferred until withdrawal, allowing for potentially greater accumulation over time compared to taxable investments."}]},{"name":"Fixed Annuities","type":"Product","url":"https://www.pacificlife.com/home/individuals/annuities/fixed-annuities.html","summary":"Secure steady income for life while protecting your principal.","description":"Fixed annuities designed to protect and grow principal at a fixed rate to create a source of lifetime income and provide for loved ones through a death benefit.","pricing":{},"features":[{"name":"Death Benefit","value":"Protects Your Loved Ones","valueDescription":"Ensures financial security for your beneficiaries in the event of your passing."},{"name":"Fixed Rate of Return","value":"Grows Steadily","valueDescription":"Your investment grows reliably at a predetermined interest rate over time."},{"name":"Lifetime Income","value":"Ensures Lifelong Payments","valueDescription":"Receive regular payments for the rest of your life, ensuring financial stability in retirement."},{"name":"Guaranteed Income","value":"Guarantees Regular Payments","valueDescription":"Enjoy peace of mind with fixed income streams that you can rely on regardless of market conditions."}]},{"name":"Immediate Annuities","type":"Product","url":"https://www.pacificlife.com/home/individuals/annuities/immediate-annuities.html","summary":"Receive guaranteed income for life with flexible start timing.","description":"Immediate annuities provide reliable income payments that begin on a date you choose within one year of purchase and continue for life.","pricing":{},"features":[{"name":"Flexible Start Timing","value":"Choose Your Payment Start Date","valueDescription":"This allows you to align your income with your financial needs, providing a customizable option for when you want to begin receiving payments."},{"name":"Guaranteed Lifetime Income","value":"Receive Payments For Life","valueDescription":"This feature ensures you receive a steady stream of income, mitigating the risk of outliving your savings."}]},{"name":"Deferred Income Annuities","type":"Product","url":"https://www.pacificlife.com/home/individuals/annuities/deferred-income-annuities.html","summary":"Secure predictable income for your future retirement needs.","description":"Deferred income annuities provide reliable income payments beginning on a future date you select.","pricing":{},"features":[{"name":"Reliable Future Income","value":"Receive Steady Income Payments","valueDescription":"Enjoy the peace of mind that comes from guaranteed payments in line with your retirement requirements."},{"name":"Deferred Start Date","value":"Select Your Income Start Date","valueDescription":"Tailor your payment schedule to align with your retirement plans and needs."}]},{"name":"Variable Universal Life Insurance","type":"Product","url":"https://www.pacificlife.com/home/individuals/life-insurance/variable-universal-life-insurance.html","summary":"Gain flexible growth opportunities with death benefit protection in one versatile policy.","description":"Variable universal life insurance offers death benefit protection and the ability to allocate among market-driven and guaranteed investment options, providing flexible growth opportunities.","pricing":{},"features":[{"name":"Growth Objectives","value":"Accommodate Growth Objectives","valueDescription":"Tailor your strategy to meet evolving financial goals and risk preferences seamlessly over time."},{"name":"Investment Option Allocation","value":"Diversify Investment Options","valueDescription":"Select investments that align with your financial objectives while balancing risk and return."},{"name":"Death Benefit Protection","value":"Secure Beneficiaries","valueDescription":"Ensure financial security for your loved ones with a guaranteed payout at death."},{"name":"Policy Flexibility","value":"Adjust Coverage Flexibly","valueDescription":"Change your investment allocations and coverage as your needs evolve, ensuring ongoing alignment with your goals."}]},{"name":"Indexed Universal Life Insurance","type":"Product","url":"https://www.pacificlife.com/home/individuals/life-insurance/indexed-universal-life-insurance.html","summary":"Provides growth potential and death benefit protection with minimum interest guarantees.","description":"Indexed universal life insurance offers growth potential through index-based interest crediting rates and guaranteed minimum floors for protection.","pricing":{},"features":[{"name":"Guaranteed Floors","value":"Provides Financial Security","valueDescription":"This feature ensures that policyholders have a safety net against market volatility, guaranteeing a minimum return on their investment."},{"name":"Death Benefit Protection","value":"Offers Peace of Mind","valueDescription":"This feature ensures that loved ones are financially protected in the event of the policyholder's death, providing a financial safety net."},{"name":"Index-based Growth","value":"Offers Growth Opportunities","valueDescription":"This feature allows the policy to earn interest based on the performance of a specific market index, enabling growth without direct market exposure."}]},{"name":"Term Life Insurance","type":"Product","url":"https://www.pacificlife.com/home/individuals/life-insurance/term-life-insurance.html","summary":"Affordable term life insurance to protect your family's financial future.","description":"Term life insurance to protect your family or business for the term period of your choosing at competitive premiums.","pricing":{},"features":[{"name":"Term Coverage","value":"Protects Families for Set Duration","valueDescription":"Delivers peace of mind by ensuring that beneficiaries receive a death benefit during the chosen coverage period, providing financial security during critical times."},{"name":"Competitive Premiums","value":"Offers Affordable Rates","valueDescription":"Provides customers the ability to secure life insurance at lower costs, allowing greater access to protection for their loved ones."},{"name":"Flexible Coverage Periods","value":"Select Coverage Length","valueDescription":"Allows customers to customize their policy duration to match their specific financial needs and family planning goals."}]},{"name":"Universal Life 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needs and financial goals."},{"name":"Guaranteed Minimum Interest Rates","value":"Offers Guaranteed Interest Rates","valueDescription":"Ensures the cash value earns interest at guaranteed minimum rates, providing stability."}]},{"name":"Employee Benefits","type":"Service","url":"https://www.pacificlife.com/home/individuals/employee-benefits.html","summary":"Comprehensive employee benefits supporting health and financial security.","description":"Pacific Life offers a full range of employee benefits through employers to support employee health and financial well-being.","pricing":{},"features":[{"name":"Health & Financial Well-Being Focus","value":"Enhances Employee Welfare","valueDescription":"Supporting overall well-being can lead to increased job satisfaction and productivity."},{"name":"Employer-Sponsored Coverage","value":"Offers Support Through Employers","valueDescription":"This structure allows easy access to important benefits, improving employee satisfaction."},{"name":"Diverse Benefit Options","value":"Provides Varied Coverage","valueDescription":"These options help employees manage health expenses and maintain financial security."},{"name":"Easy Claims Submission","value":"Simplifies Claim Process","valueDescription":"Employees can easily submit claims, ensuring they quickly receive the benefits they need."}]},{"name":"Executive Benefits","type":"Product","url":"https://www.pacificlife.com/home/employers/executive-benefits.html","summary":"Tailored executive benefit programs designed to support employer compensation strategies.","description":"Executive benefits offering provided to employers to support leadership compensation and planning.","pricing":{},"features":[{"name":"Executive Benefit Programs","value":"Enhance Leadership Retention","valueDescription":"Designed to help retain top executive talent through competitive and attractive benefits."},{"name":"Employer Focus","value":"Support Executive 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