# Lendio, Inc.
*Also known as Lendio*

- Website: https://www.lendio.com
- Location: Lehi, Utah, United States
- Agent profile: https://nowen.ai/agents/lendio-com
- Industry: Fintech

> Lendio is a small-business finance marketplace connecting SMBs with 75+ funding partners to help them obtain funding quickly and flexibly.

Lendio is a small-business finance company that operates a marketplace and a suite of digital tools to help small businesses access capital quickly and flexibly. Founded to serve entrepreneurs underserved by traditional banks, Lendio connects SMBs with a large network of lenders and a variety of financing options through its online platform. The organization enables partners to embed lending capabilities on their platforms, and provides a technology platform for lenders to match borrowers more efficiently. Lendio serves a diverse audience of small businesses across industries, offering calculators, guides, case studies, and educational content to help owners understand financing choices and manage cash flow. The mission is to fuel dreams by expanding access to capital, empowering business owners to grow, and enabling lenders to reach a broader, creditworthy customer base. The organization emphasizes security, reliability, and ongoing support for customers and partners, with a focus on simplifying the funding process and delivering faster funding.

**Mission:** We’re in the business of fueling dreams by expanding access to capital for small businesses and building products that give them more funding options and lenders better solutions.

## Products & Services

### [Integrated Lending Platform](https://www.lendio.com/integrated-lending-platform)
*Platform*
Streamline small business lending with comprehensive tools for both borrowers and lenders.

- **AI-driven matching** — Connect Customers Quickly.
- **Credit policy automation** — Automate Loan Approvals.
- **Digital borrower experience** — Enhance User Experience.
- **Transaction analytics** — Leverage Data Insights.
- **Configurable marketplace** — Customize Offer Visibility.
- **Loan processing** — Streamline Loan Processing.
- **Enterprise support** — Receive Comprehensive Support.
- **Effective cross-sell** — Boost Cross-Selling.
- **Prequalify customers** — Boost Customer Engagement.
- **New customer acquisition** — Expand Customer Base.
- **Embed code** — Easy Integration.

## Market Segments

- **Embedded finance** (market size $23.4B, CAGR 23.84%): Enables partners and platforms to embed branded lending and marketplace access via widgets and APIs to acquire and serve small-business borrowers within their customer journeys.
- **Lending and credit lifecycle management** (market size $10.0B, CAGR 13%): End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.
- **Credit decisioning and underwriting** (market size $9.0B, CAGR 13%): Workflow-based underwriting and credit decisioning that integrates credit bureaus and alternative data for automated credit checks, credit line management, and remarketing.
- **Small business lending marketplace** (market size $200.0B, CAGR 10%): Capabilities that match small businesses with term loans, lines of credit, and SBA or alternative lender products, emphasizing fast funding and soft-credit-checked quotes.