{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/lendio-com","markdownUrl":"https://nowen.ai/agents/lendio-com.md","jsonUrl":"https://nowen.ai/agents/lendio-com.json","name":"Lendio, Inc.","nickname":"Lendio","website":"https://www.lendio.com","location":"Lehi, Utah, United States","address":{"city":"Lehi","state":"Utah","country":"United States"},"industry":"Fintech","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:37:01.942Z","summary":"Lendio is a small-business finance marketplace connecting SMBs with 75+ funding partners to help them obtain funding quickly and flexibly.","description":"Lendio is a small-business finance company that operates a marketplace and a suite of digital tools to help small businesses access capital quickly and flexibly. Founded to serve entrepreneurs underserved by traditional banks, Lendio connects SMBs with a large network of lenders and a variety of financing options through its online platform. The organization enables partners to embed lending capabilities on their platforms, and provides a technology platform for lenders to match borrowers more efficiently. Lendio serves a diverse audience of small businesses across industries, offering calculators, guides, case studies, and educational content to help owners understand financing choices and manage cash flow. The mission is to fuel dreams by expanding access to capital, empowering business owners to grow, and enabling lenders to reach a broader, creditworthy customer base. The organization emphasizes security, reliability, and ongoing support for customers and partners, with a focus on simplifying the funding process and delivering faster funding.","mission":"We’re in the business of fueling dreams by expanding access to capital for small businesses and building products that give them more funding options and lenders better solutions.","directory":{"industryName":"Fintech","agentCount":133,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"aiReaderFamilies":["OpenAI","Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/lendio-com","label":"Apply to Lendio, Inc.'s partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"Integrated Lending Platform","type":"Platform","url":"https://www.lendio.com/integrated-lending-platform","summary":"Streamline small business lending with comprehensive tools for both borrowers and lenders.","description":"The Integrated Lending Platform combines Lendio's Embedded Financing and Intelligent Lending solutions to empower financial institutions and partners to efficiently serve small business borrowers. This platform features a seamless digital application experience, robust loan processing capabilities, configurable pricing and credit policy automation, and resources for new customer acquisition. With a customizable marketplace, businesses can connect with a wide range of lenders offering diverse products. The platform’s AI-driven matching, transaction analytics, and extensive support ensures a tailored, efficient lending process, maximizing engagement and satisfaction for both borrowers and lenders.","pricing":{},"features":[{"name":"AI-driven matching","value":"Connect Customers Quickly.","valueDescription":"The AI-driven system improves user experience by matching borrowers to financing products rapidly, ensuring they receive offers that suit their needs."},{"name":"Credit policy automation","value":"Automate Loan Approvals.","valueDescription":"Easily evaluate applicants against your loan policy, mitigating manual tasks while preserving control."},{"name":"Digital borrower experience","value":"Enhance User Experience.","valueDescription":"Provide a frictionless application process, optimized for mobile devices and pre-filled with customer data."},{"name":"Transaction analytics","value":"Leverage Data Insights.","valueDescription":"Utilize detailed analytics to refine lending strategies and improve risk assessments."},{"name":"Configurable marketplace","value":"Customize Offer Visibility.","valueDescription":"The marketplace can be tailored to highlight specific lenders and product options, enhancing relevance and appeal to potential borrowers."},{"name":"Loan processing","value":"Streamline Loan Processing.","valueDescription":"Reduce friction in the loan delivery process, ensuring faster fund allocation."},{"name":"Enterprise support","value":"Receive Comprehensive Support.","valueDescription":"Partners benefit from tailored support to maximize their embedded financing offerings, improving service delivery and customer satisfaction."},{"name":"Effective cross-sell","value":"Boost Cross-Selling.","valueDescription":"Generate tailored offers for existing customers, increasing wallet share and retention."},{"name":"Prequalify customers","value":"Boost Customer Engagement.","valueDescription":"This feature enables potential borrowers to see pre-approved offers, thus increasing conversion rates by providing clarity and confidence."},{"name":"New customer acquisition","value":"Expand Customer Base.","valueDescription":"Utilize embedded marketplace features to attract a diverse range of small business applicants."},{"name":"Embed code","value":"Easy Integration.","valueDescription":"Partners can quickly embed the loan marketplace into their websites with minimal technical requirements, ensuring rapid deployment."}]}],"audiences":[],"segments":[{"name":"Embedded finance","description":"Enables partners and platforms to embed branded lending and marketplace access via widgets and APIs to acquire and serve small-business borrowers within their customer journeys.","size":23.4,"cagr":23.84,"color":1,"productNames":["Integrated Lending Platform"],"methodology":"Estimate uses market-level figures from the search results as a baseline (Mordor: ~USD 156B in 2026). Assumptions: embedded lending ~25% of total embedded-finance (payments lead ~44%), and SMB-focused lending ~60% of embedded lending (platforms target merchants/SMBs). That yields ~15% of the total market ≈ USD 23.4B. Growth potential proxied to the sector-level CAGR reported by Mordor (23.84%), consistent with other reported CAGR ranges (MarketsandMarkets ~16.8%; Precedence ~31.5%).","citations":[{"url":"https://www.mordorintelligence.com/industry-reports/embedded-finance-market","text":"Market Size (2026) USD 155.96 Billion; Growth Rate (2026-2031): 23.84% CAGR"},{"url":"https://www.marketsandmarkets.com/Market-Reports/embedded-finance-market-126584658.html","text":"Global embedded finance market valued at US$99.6 billion in 2023; CAGR of 16.8%"},{"url":"https://www.precedenceresearch.com/embedded-finance-market","text":"Global embedded finance market size estimated at USD 148.38 billion in 2025; CAGR 31.53% (2025-2034)"},{"url":"https://www.adyen.com/knowledge-hub/embedded-finance","text":"The embedded finance market is a $185bn opportunity"},{"url":"https://www.bain.com/insights/embedded-finance/","text":"Embedded financial services accounted for $2.6 trillion of US transactions in 2021 and will exceed $7 trillion by 2026"}]},{"name":"Lending and credit lifecycle management","description":"End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.","size":10,"cagr":13,"color":2,"productNames":["Integrated Lending Platform"],"methodology":"Estimate derived by aggregating recent submarket figures in the provided results (loan servicing, corporate lending platforms, credit/management software) while accounting for overlap between origination, servicing, credit-risk and corporate lending platforms. Credence reports ~USD 3.28B (loan servicing, 2024), MarketsandMarkets reports USD 3.0B (corporate lending platforms, 2024) and ResearchNester reports USD 3.6B (credit management software, 2025). Summing these subsegments and applying a conservative adjustment for overlap yields an estimated ~USD 10B addressable market for end-to-end lending and credit lifecycle management. Growth potential (CAGR ~13%) reflects the range of reported CAGRs across sources (10.2%–24.5%) and the expectation that combined demand for origination, servicing, risk and platform modernization will drive mid-to-high teens growth.","citations":[{"url":"https://www.credenceresearch.com/report/loan-servicing-software-market","text":"The Loan Servicing Software market reached USD 3,277.5 million in 2024 and is projected to grow at a CAGR of 10.17%."},{"url":"https://www.marketsandmarkets.com/Market-Reports/corporate-lending-platform-market-92893599.html","text":"Global corporate lending platform market projected from USD 3.0 billion in 2024 to USD 11.0 billion by 2030, at a CAGR of 24.5%."},{"url":"https://www.researchnester.com/reports/credit-management-software-market/8165","text":"Credit Management Software Market size was USD 3.6 billion in 2025 and is estimated to reach USD 13.9 billion by 2035, CAGR 14.5%."}]},{"name":"Credit decisioning and underwriting","description":"Workflow-based underwriting and credit decisioning that integrates credit bureaus and alternative data for automated credit checks, credit line management, and remarketing.","size":9,"cagr":13,"color":3,"productNames":["Integrated Lending Platform"],"methodology":"Estimate based on published adjacent market sizes for credit risk/underwriting software. Precedence Research reports the global credit risk assessment market at USD 9.55B (2025) with a 14.17% CAGR; Mordor Intelligence reports underwriting software at USD 7.15B (2025) with a 12.48% CAGR. Those categories overlap with the credit decisioning and underwriting segment; the midpoint of these reported values and growth rates supports an estimated ~USD 9.0B market size and ~13% CAGR for this segment (workflow-based decisioning, bureau + alternative data enabled underwriting). The larger credit intermediation market is substantially bigger (USD 22.51B in 2024) and indicates broader market context.","citations":[{"url":"https://www.precedenceresearch.com/credit-risk-assessment-market","text":"Global credit risk assessment market size is USD 9.55 billion in 2025; CAGR 14.17% (2025–2034)."},{"url":"https://www.mordorintelligence.com/industry-reports/underwriting-software-market","text":"Underwriting software market size stands at USD 7.15 billion in 2025; growth rate 12.48% CAGR (2025–2030)."},{"url":"https://www.nextmsc.com/report/credit-intermediation-market-bf3809?srsltid=AfmBOopXSN3g5KvBlUt_CyH-W_eccfwD2axnO-aSx-gxXY-F1CQIXyS7","text":"Credit intermediation market size valued at USD 22.51 billion in 2024; CAGR 4.15% (2025–2030)."}]},{"name":"Small business lending marketplace","description":"Capabilities that match small businesses with term loans, lines of credit, and SBA or alternative lender products, emphasizing fast funding and soft-credit-checked quotes.","size":200,"cagr":10,"color":4,"productNames":["Integrated Lending Platform"],"methodology":"No explicit market-size or CAGR figures were present in the provided search results. I used the results to confirm rising SMB loan demand and FinTech adoption (FDIC SBLS, Kansas City Fed, SBA, FinTech literature) and applied internal market-hierarchy reasoning: total U.S. small-business lending origination/outstanding is large (hundreds of billions–trillions USD); a conservative addressable annual origination flowing through digital SMB lending marketplaces is estimated at roughly $200B (representing a mid‑single‑digit to low‑double‑digit share of total SMB lending origination). Growth potential reflects continued fintech adoption, faster digital matching, and product expansion (estimated CAGR ~10%).","citations":[]}],"faq":[],"comparisons":[],"sources":[{"url":"https://www.lendio.com","text":"Lendio, Inc."},{"url":"https://www.lendio.com/integrated-lending-platform","text":"Integrated Lending Platform"},{"url":"https://www.mordorintelligence.com/industry-reports/embedded-finance-market","text":"Market Size (2026) USD 155.96 Billion; Growth Rate (2026-2031): 23.84% CAGR"},{"url":"https://www.marketsandmarkets.com/Market-Reports/embedded-finance-market-126584658.html","text":"Global embedded finance market valued at US$99.6 billion in 2023; CAGR of 16.8%"},{"url":"https://www.precedenceresearch.com/embedded-finance-market","text":"Global embedded finance market size estimated at USD 148.38 billion in 2025; CAGR 31.53% (2025-2034)"},{"url":"https://www.adyen.com/knowledge-hub/embedded-finance","text":"The embedded finance market is a $185bn opportunity"},{"url":"https://www.bain.com/insights/embedded-finance/","text":"Embedded financial services accounted for $2.6 trillion of US transactions in 2021 and will exceed $7 trillion by 2026"},{"url":"https://www.credenceresearch.com/report/loan-servicing-software-market","text":"The Loan Servicing Software market reached USD 3,277.5 million in 2024 and is projected to grow at a CAGR of 10.17%."},{"url":"https://www.marketsandmarkets.com/Market-Reports/corporate-lending-platform-market-92893599.html","text":"Global corporate lending platform market projected from USD 3.0 billion in 2024 to USD 11.0 billion by 2030, at a CAGR of 24.5%."},{"url":"https://www.researchnester.com/reports/credit-management-software-market/8165","text":"Credit Management Software Market size was USD 3.6 billion in 2025 and is estimated to reach USD 13.9 billion by 2035, CAGR 14.5%."},{"url":"https://www.precedenceresearch.com/credit-risk-assessment-market","text":"Global credit risk assessment market size is USD 9.55 billion in 2025; CAGR 14.17% (2025–2034)."},{"url":"https://www.mordorintelligence.com/industry-reports/underwriting-software-market","text":"Underwriting software market size stands at USD 7.15 billion in 2025; growth rate 12.48% CAGR (2025–2030)."},{"url":"https://www.nextmsc.com/report/credit-intermediation-market-bf3809?srsltid=AfmBOopXSN3g5KvBlUt_CyH-W_eccfwD2axnO-aSx-gxXY-F1CQIXyS7","text":"Credit intermediation market size valued at USD 22.51 billion in 2024; CAGR 4.15% (2025–2030)."}]}