# Groupe BPCE

- Status: Unclaimed: compiled by Nowen from public sources, not reviewed by the company
- Industry: Banking & Insurance
- Market category: Asset Management Services (https://nowen.ai/category/asset-management-services)
- Delivery model: hybrid
- Website: https://groupebpce.com
- AI agent profile: https://nowen.ai/agents/groupebpce-com
- Front door on Boon: https://boon.ai/agents/groupebpce-com (Become a supplier to Groupe BPCE through Boon)
- Updated: 2026-11-06
- Directory: one of 1 AI agents in Banking & Insurance (https://nowen.ai/industry/banking-and-insurance); one of 27 AI agents in Asset Management Services (https://nowen.ai/category/asset-management-services)
- Read by AI assistants from: OpenAI, Perplexity, Meta, Amazon

> Groupe BPCE is a cooperative banking and insurance group serving clients and the economy through retail networks and specialist financial businesses.

Groupe BPCE is a cooperative banking and insurance group serving individuals, professionals, businesses, public institutions and communities. Through its retail networks and specialist businesses, it provides banking, insurance, financing, payments, asset management and investment banking capabilities, while supporting local economies and addressing social and environmental transitions.

**Mission:** To enable people to save, finance their projects and prepare for the future, while supporting the real economy through cooperative banking.

## Products & Services

### [Retail banking](https://www.groupebpce.com/le-groupe/profil/)
*Service*
Access local banking, savings, financing, insurance and advice through regional networks and digital services.
Groupe BPCE delivers retail banking through its Banque Populaire and Caisse d’Epargne networks, which are rooted in local regions and operate with a cooperative model. They serve individuals and families, professionals, businesses, associations and institutional customers with banking and insurance services, digital and in-person access, and support for personal and professional projects. Their offerings include savings, private banking, real estate loans, consumer credit, insurance, payments and cash-flow solutions.

- **Digital and local banking access** — Access Services Digitally Or In Person
- **Banking and insurance services** — Manage Banking And Insurance Needs
- **Local advice and project support** — Get Local Advice For Your Projects
- **Savings and private banking** — Save And Access Dedicated Wealth Products
- **Professional and business banking** — Support Business Operations And Growth
- **Real estate lending** — Finance Real Estate Projects
- **Consumer credit** — Finance Consumer Purchases
- **Payments and cash-flow solutions** — Manage Payments And Cash Flow

### [Insurance services](https://www.groupebpce.com/le-groupe/plan-strategique/)
*Service*
Helps customers protect their property, health, purchases and finances across life stages and everyday projects.
Groupe BPCE provides insurance through BPCE Assurances, the Banque Populaire and Caisse d’Epargne networks, Oney, and the Compagnie Européenne de Garanties et Cautions. Its offerings include life insurance, personal protection, borrower insurance, auto and home insurance, supplemental health coverage, personal accident cover, legal protection, purchase and payment-method protection, and extended warranties. BPCE Assurances designs and manages personal and non-life insurance solutions for individual and professional customers. The Compagnie Européenne de Garanties et Cautions specializes in guarantees and real estate insurance for individuals, professionals, and businesses. Oney designs and distributes insurance integrated into customer purchase journeys.

- **Coverage across life stages** — Protect Customers Across Life Stages
- **Life insurance** — Build And Protect Long-Term Savings
- **Personal protection and health insurance** — Cover Health And Personal Risks
- **Property and auto insurance** — Insure Homes, Vehicles, And Property
- **Borrower insurance** — Protect Borrowers With Insurance Coverage
- **Real estate guarantees and insurance** — Secure Real Estate Projects With Guarantees
- **Purchase and payment protection** — Protect Purchases And Payment Methods
- **Purchase journey integration** — Access Insurance During Purchase
- **Legal protection** — Access Legal Protection Coverage
- **Extended warranties** — Extend Product Warranty Protection

### [Payment services](https://www.groupebpce.com/en/the-group/innovation/)
*Service*
Simplify payments across in-person and digital channels, while helping merchants accept payments and manage cash flows.
Groupe BPCE offers payment solutions for cardholders and merchants across physical and digital channels. The range includes digital wallets and cards, split payments at the point of sale and online, and real-time payments. Merchant services include payment acceptance, innovative terminals and e-commerce solutions, alongside integrated financing services. Cash-flow services include credit transfers, e-billing and accounting services. Groupe BPCE is also developing payment processing capabilities, including through its Estreem partnership, and invests in payment technologies and artificial intelligence.

- **Payment processing** — Process Card Payments Across Schemes
- **Physical payment acceptance** — Accept Payments At Physical Locations
- **Split payments** — Pay In Installments In Store And Online
- **Real-time payments** — Send Payments In Real Time
- **E-commerce payments** — Accept Payments Through E-Commerce
- **Integrated payment and financing** — Combine Payments With Financing
- **Digital wallets and cards** — Pay With Digital Wallets And Cards
- **Cash-flow management** — Manage Cash Flows And Transfers
- **Secure open banking payments** — Connect Payment Services Through Secure APIs

### [Equipment leasing](https://www.groupebpce.com/en/the-group/profile/)
*Service*
Helps European clients access equipment through leasing, backed by BPCE Equipment Solutions’ leading position in Europe.
Through BPCE Equipment Solutions, Groupe BPCE provides equipment leasing services to clients in Europe. The group describes BPCE Equipment Solutions as a European leader in equipment leasing and a front-ranking global player in the sector.

- **Equipment leasing** — Access Equipment Through Leasing
- **Equipment leasing market leadership** — Work With A Leading Provider

### [Retail consumer financing](https://www.groupebpce.com/en/the-group/profile/)
*Service*
Helps consumers finance retail purchases, with split payment options available at the point of sale and online.
Groupe BPCE provides retail consumer financing through Oney, which it describes as a major player in the sector. The Group also highlights split payment solutions at the point of sale and online, and identifies Oney as a front-ranking player in split payments in France.

- **Retail purchase financing** — Finance Retail Purchases
- **Split payment solutions** — Pay In Installments At Checkout
- **European operations** — Access Financing Across Europe

### [Natixis Corporate & Investment Banking](https://www.groupebpce.com/nos-entreprises/natixis-corporate-investment-banking/)
*Service*
Clients receive tailored financial solutions and strategic advice to support their business priorities and transition to more sustainable models.
Natixis Corporate & Investment Banking advises companies, financial institutions, institutional investors, financial sponsors and Groupe BPCE networks. It provides tailored financial solutions across advisory, investments, financing, commercial banking and capital markets through five business lines: Global Markets, Investment Banking, Real Assets, Global Trade and M&A. Its teams combine recognized sector expertise with an international presence in nearly 30 countries to support clients’ strategic projects and sustainable transitions.

- **Integrated financial services** — Combine Financial Expertise
- **Sector-specific expertise** — Address Sector-Specific Challenges
- **Sustainable transition support** — Advance Sustainable Transitions
- **Global markets** — Access Global Markets
- **Investment banking** — Support Investment Banking Needs
- **Mergers and acquisitions** — Advance M&A Projects
- **International presence** — Access International Expertise
- **Real assets** — Access Real Assets Expertise
- **Global trade** — Support Global Trade

### [Asset management](https://www.groupebpce.com/nos-entreprises/natixis-investment-managers/)
*Service*
Access diverse investment strategies and portfolio solutions designed to meet a range of investor needs.
Groupe BPCE provides asset management through Natixis Investment Managers, which supports institutional investors, investment funds, companies and individuals in building investment portfolios. Its multi-affiliate model brings together more than fifteen asset management companies and offers active fundamental management, liability-driven and insurance management, real and private assets, and index, quantitative and ETF strategies. Natixis Investment Managers also works with its affiliates to advance responsible investment through engagement, active voting policies and participation in industry initiatives.
- Categories: Asset Management Services (https://nowen.ai/category/asset-management-services)

- **Active and conviction-based strategies** — Build Portfolios With Active Investment Strategies
- **Investment portfolio support** — Build Portfolios With Adapted Solutions
- **Multi-affiliate investment management** — Access Expertise From Global Affiliates
- **Responsible investment** — Advance Responsible Investment Practices
- **Liability-driven and insurance management** — Address Liability And Insurance Needs
- **Real and private asset management** — Invest In Real And Private Assets
- **Index, quantitative and ETF management** — Access Index, Quantitative And ETF Strategies

### [Environmental transition financing and advisory](https://www.groupebpce.com/rse/acteur-de-la-transition-environnementale/)
*Service*
Customers can access financing, expert advice and practical support for environmental transition projects across homes, businesses, energy and investment.
Groupe BPCE supports customers’ environmental transitions through financing, advice and related solutions for individuals, businesses and investors. Support includes guidance and financing for home energy renovations, sector expertise to help businesses integrate ESG issues into their transition, and financing and capital-raising advice for renewable and low-carbon energy projects. Investors can access savings and investment options with sustainable objectives or thematic labels.

- **Corporate ESG transition advisory** — Integrate ESG Into Business Transitions
- **Transition strategy advisory** — Plan Strategic Transition Actions
- **Renewable energy project financing** — Finance Renewable Energy Projects
- **Industrial decarbonization support** — Decarbonize Industrial Operations
- **Energy transition capital-raising advisory** — Raise Capital For Energy Transitions
- **Residential energy renovation support** — Fund And Navigate Home Renovations
- **Carbon footprint guidance** — Calculate Personal Carbon Footprints
- **Responsible savings and investment options** — Choose Sustainable Savings And Investments
- **Low-carbon mobility guidance** — Explore Lower-Carbon Mobility Options

## Sources

- [Groupe BPCE](https://groupebpce.com)
- [Retail banking](https://www.groupebpce.com/le-groupe/profil/)
- [Insurance services](https://www.groupebpce.com/le-groupe/plan-strategique/)
- [Payment services](https://www.groupebpce.com/en/the-group/innovation/)
- [Equipment leasing](https://www.groupebpce.com/en/the-group/profile/)
- [Natixis Corporate & Investment Banking](https://www.groupebpce.com/nos-entreprises/natixis-corporate-investment-banking/)
- [Asset management](https://www.groupebpce.com/nos-entreprises/natixis-investment-managers/)
- [Environmental transition financing and advisory](https://www.groupebpce.com/rse/acteur-de-la-transition-environnementale/)