{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/groupebpce-com","markdownUrl":"https://nowen.ai/agents/groupebpce-com.md","jsonUrl":"https://nowen.ai/agents/groupebpce-com.json","name":"Groupe BPCE","website":"https://groupebpce.com","industry":"Banking & Insurance","deliveryModel":"hybrid","marketCategories":{"primary":{"name":"Asset Management Services","url":"https://nowen.ai/category/asset-management-services"},"others":[]},"status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-11-06T21:18:49.790Z","summary":"Groupe BPCE is a cooperative banking and insurance group serving clients and the economy through retail networks and specialist financial businesses.","description":"Groupe BPCE is a cooperative banking and insurance group serving individuals, professionals, businesses, public institutions and communities. Through its retail networks and specialist businesses, it provides banking, insurance, financing, payments, asset management and investment banking capabilities, while supporting local economies and addressing social and environmental transitions.","mission":"To enable people to save, finance their projects and prepare for the future, while supporting the real economy through cooperative banking.","directory":{"industryName":"Banking & Insurance","agentCount":1,"indexable":false,"hubUrl":"https://nowen.ai/industry/banking-and-insurance"},"categoryDirectory":{"name":"Asset Management Services","agentCount":27,"indexable":true,"url":"https://nowen.ai/category/asset-management-services"},"aiReaderFamilies":["OpenAI","Perplexity","Meta","Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/groupebpce-com","label":"Become a supplier to Groupe BPCE through Boon","sub":"Your AI agent prepares the application."},"products":[{"name":"Retail banking","anchor":"product-retail-banking","type":"Service","url":"https://www.groupebpce.com/le-groupe/profil/","summary":"Access local banking, savings, financing, insurance and advice through regional networks and digital services.","description":"Groupe BPCE delivers retail banking through its Banque Populaire and Caisse d’Epargne networks, which are rooted in local regions and operate with a cooperative model. They serve individuals and families, professionals, businesses, associations and institutional customers with banking and insurance services, digital and in-person access, and support for personal and professional projects. Their offerings include savings, private banking, real estate loans, consumer credit, insurance, payments and cash-flow solutions.","pricing":{},"features":[{"name":"Digital and local banking access","value":"Access Services Digitally Or In Person","valueDescription":"Use digital banking services or interact through locally rooted banking networks, with the choice of digital or physical channels."},{"name":"Banking and insurance services","value":"Manage Banking And Insurance Needs","valueDescription":"Access a comprehensive range of banking and insurance services through the retail networks, including online services."},{"name":"Local advice and project support","value":"Get Local Advice For Your Projects","valueDescription":"Benefit from close customer relationships, local decision-making and advisor support for personal and professional projects."},{"name":"Savings and private banking","value":"Save And Access Dedicated Wealth Products","valueDescription":"Choose savings and private banking products, with dedicated products and wealth management expertise available to high-net-worth customers."},{"name":"Professional and business banking","value":"Support Business Operations And Growth","valueDescription":"Receive banking support for day-to-day professional activities and business development, with services for setting up, growing and sustaining companies."},{"name":"Real estate lending","value":"Finance Real Estate Projects","valueDescription":"Access real estate loans through the Caisse d’Epargne retail banking offer."},{"name":"Consumer credit","value":"Finance Consumer Purchases","valueDescription":"Access consumer credit as part of the Caisse d’Epargne range of banking solutions."},{"name":"Payments and cash-flow solutions","value":"Manage Payments And Cash Flow","valueDescription":"Access payment and cash-flow management solutions, alongside financing, investment, employee savings and retirement scheme support."}]},{"name":"Insurance services","anchor":"product-insurance-services","type":"Service","url":"https://www.groupebpce.com/le-groupe/plan-strategique/","summary":"Helps customers protect their property, health, purchases and finances across life stages and everyday projects.","description":"Groupe BPCE provides insurance through BPCE Assurances, the Banque Populaire and Caisse d’Epargne networks, Oney, and the Compagnie Européenne de Garanties et Cautions. Its offerings include life insurance, personal protection, borrower insurance, auto and home insurance, supplemental health coverage, personal accident cover, legal protection, purchase and payment-method protection, and extended warranties. BPCE Assurances designs and manages personal and non-life insurance solutions for individual and professional customers. The Compagnie Européenne de Garanties et Cautions specializes in guarantees and real estate insurance for individuals, professionals, and businesses. Oney designs and distributes insurance integrated into customer purchase journeys.","pricing":{},"features":[{"name":"Coverage across life stages","value":"Protect Customers Across Life Stages","valueDescription":"The group’s insurance strategy is intended to accompany customers through key milestones, life phases, and projects."},{"name":"Life insurance","value":"Build And Protect Long-Term Savings","valueDescription":"Life insurance is part of BPCE Assurances’ personal insurance solutions, giving customers an option for their savings and financial plans."},{"name":"Personal protection and health insurance","value":"Cover Health And Personal Risks","valueDescription":"Customers can access health and personal protection policies, including supplemental health and personal accident coverage."},{"name":"Property and auto insurance","value":"Insure Homes, Vehicles, And Property","valueDescription":"Customers can access insurance for property through the group’s banking networks, including auto and home insurance."},{"name":"Borrower insurance","value":"Protect Borrowers With Insurance Coverage","valueDescription":"Borrower insurance is included in BPCE Assurances’ range of personal insurance solutions distributed through Banque Populaire and Caisse d’Epargne."},{"name":"Real estate guarantees and insurance","value":"Secure Real Estate Projects With Guarantees","valueDescription":"The group’s specialist company provides guarantees and real estate insurance for individuals, professionals, and businesses."},{"name":"Purchase and payment protection","value":"Protect Purchases And Payment Methods","valueDescription":"Oney’s insurance range includes protection for purchases and payment methods, supporting consumers in their everyday transactions."},{"name":"Purchase journey integration","value":"Access Insurance During Purchase","valueDescription":"Oney integrates its insurance offers into the purchase journey, making them available alongside customer purchases."},{"name":"Legal protection","value":"Access Legal Protection Coverage","valueDescription":"The non-life insurance range includes legal protection for customers."},{"name":"Extended warranties","value":"Extend Product Warranty Protection","valueDescription":"Customers can access extended warranty insurance through Oney’s solutions, which are designed to fit into the purchase journey."}]},{"name":"Payment services","anchor":"product-payment-services","type":"Service","url":"https://www.groupebpce.com/en/the-group/innovation/","summary":"Simplify payments across in-person and digital channels, while helping merchants accept payments and manage cash flows.","description":"Groupe BPCE offers payment solutions for cardholders and merchants across physical and digital channels. The range includes digital wallets and cards, split payments at the point of sale and online, and real-time payments. Merchant services include payment acceptance, innovative terminals and e-commerce solutions, alongside integrated financing services. Cash-flow services include credit transfers, e-billing and accounting services. Groupe BPCE is also developing payment processing capabilities, including through its Estreem partnership, and invests in payment technologies and artificial intelligence.","pricing":{},"features":[{"name":"Payment processing","value":"Process Card Payments Across Schemes","valueDescription":"The planned Estreem platform is intended to process card payments across multiple schemes and support functionality adapted to numerous countries, as well as instant payment services."},{"name":"Physical payment acceptance","value":"Accept Payments At Physical Locations","valueDescription":"Merchants can use physical payment solutions, including terminals. At Paris 2024, more than 3,000 terminals were deployed to approved merchants across most competition venues."},{"name":"Split payments","value":"Pay In Installments In Store And Online","valueDescription":"Customers can access split-payment options both at physical points of sale and through online purchasing journeys."},{"name":"Real-time payments","value":"Send Payments In Real Time","valueDescription":"Real-time payment solutions are part of the offer, alongside Groupe BPCE’s involvement in developing the Wero instant payment solution."},{"name":"E-commerce payments","value":"Accept Payments Through E-Commerce","valueDescription":"Merchants can use payment solutions designed for e-commerce and online sales."},{"name":"Integrated payment and financing","value":"Combine Payments With Financing","valueDescription":"Integrated payment and financing services bring these capabilities together, including split-payment options for in-store and online purchases."},{"name":"Digital wallets and cards","value":"Pay With Digital Wallets And Cards","valueDescription":"Customers can use digital wallets and digitalized cards as part of Groupe BPCE’s payment offer."},{"name":"Cash-flow management","value":"Manage Cash Flows And Transfers","valueDescription":"Customers can access cash-flow services that include credit transfers, e-billing and accounting-related services."},{"name":"Secure open banking payments","value":"Connect Payment Services Through Secure APIs","valueDescription":"Secure APIs allow non-banking partners to offer Groupe BPCE services to their customers, with payments among the use cases developed under the group’s open-banking approach."}]},{"name":"Equipment leasing","anchor":"product-equipment-leasing","type":"Service","url":"https://www.groupebpce.com/en/the-group/profile/","summary":"Helps European clients access equipment through leasing, backed by BPCE Equipment Solutions’ leading position in Europe.","description":"Through BPCE Equipment Solutions, Groupe BPCE provides equipment leasing services to clients in Europe. The group describes BPCE Equipment Solutions as a European leader in equipment leasing and a front-ranking global player in the sector.","pricing":{},"features":[{"name":"Equipment leasing","value":"Access Equipment Through Leasing","valueDescription":"The service finances the use of business equipment through leasing, providing clients in Europe with an equipment leasing option."},{"name":"Equipment leasing market leadership","value":"Work With A Leading Provider","valueDescription":"Clients access equipment leasing through BPCE Equipment Solutions, which Groupe BPCE identifies as a European leader and a front-ranking global player in equipment leasing."}]},{"name":"Retail consumer financing","anchor":"product-retail-consumer-financing","type":"Service","url":"https://www.groupebpce.com/en/the-group/profile/","summary":"Helps consumers finance retail purchases, with split payment options available at the point of sale and online.","description":"Groupe BPCE provides retail consumer financing through Oney, which it describes as a major player in the sector. The Group also highlights split payment solutions at the point of sale and online, and identifies Oney as a front-ranking player in split payments in France.","pricing":{},"features":[{"name":"Retail purchase financing","value":"Finance Retail Purchases","valueDescription":"Consumers can access financing in connection with retail commerce through Oney, Groupe BPCE’s retail consumer financing business."},{"name":"Split payment solutions","value":"Pay In Installments At Checkout","valueDescription":"Consumers can use split payment solutions when shopping at the point of sale or online."},{"name":"European operations","value":"Access Financing Across Europe","valueDescription":"Oney is part of Groupe BPCE’s European activities, through which the Group serves customers across Europe."}]},{"name":"Natixis Corporate & Investment Banking","anchor":"product-natixis-corporate-and-investment-banking","type":"Service","url":"https://www.groupebpce.com/nos-entreprises/natixis-corporate-investment-banking/","summary":"Clients receive tailored financial solutions and strategic advice to support their business priorities and transition to more sustainable models.","description":"Natixis Corporate & Investment Banking advises companies, financial institutions, institutional investors, financial sponsors and Groupe BPCE networks. It provides tailored financial solutions across advisory, investments, financing, commercial banking and capital markets through five business lines: Global Markets, Investment Banking, Real Assets, Global Trade and M&A. Its teams combine recognized sector expertise with an international presence in nearly 30 countries to support clients’ strategic projects and sustainable transitions.","pricing":{},"features":[{"name":"Integrated financial services","value":"Combine Financial Expertise","valueDescription":"Clients can draw on a broad set of financial capabilities to address their needs through tailored solutions."},{"name":"Sector-specific expertise","value":"Address Sector-Specific Challenges","valueDescription":"Clients receive strategic solutions tailored to the challenges of their business and sector, supported by dedicated industry bankers and recognized sector expertise."},{"name":"Sustainable transition support","value":"Advance Sustainable Transitions","valueDescription":"Clients can receive financial partnership and advice on transition actions, including decarbonization, sustainable business diversification and transition governance."},{"name":"Global markets","value":"Access Global Markets","valueDescription":"Clients can access the Global Markets business line within Natixis CIB’s range of financial services."},{"name":"Investment banking","value":"Support Investment Banking Needs","valueDescription":"Clients can draw on investment banking expertise for their strategic projects and financial needs."},{"name":"Mergers and acquisitions","value":"Advance M&A Projects","valueDescription":"Clients can access M&A expertise through a dedicated Natixis CIB business line, with activities spanning international markets."},{"name":"International presence","value":"Access International Expertise","valueDescription":"Clients can work with Natixis CIB teams across a broad international footprint and several major regions."},{"name":"Real assets","value":"Access Real Assets Expertise","valueDescription":"Clients can access Real Assets services through a dedicated Natixis CIB business line."},{"name":"Global trade","value":"Support Global Trade","valueDescription":"Clients can draw on Global Trade services as part of Natixis CIB’s offering."}]},{"name":"Asset management","anchor":"product-asset-management","type":"Service","url":"https://www.groupebpce.com/nos-entreprises/natixis-investment-managers/","summary":"Access diverse investment strategies and portfolio solutions designed to meet a range of investor needs.","description":"Groupe BPCE provides asset management through Natixis Investment Managers, which supports institutional investors, investment funds, companies and individuals in building investment portfolios. Its multi-affiliate model brings together more than fifteen asset management companies and offers active fundamental management, liability-driven and insurance management, real and private assets, and index, quantitative and ETF strategies. Natixis Investment Managers also works with its affiliates to advance responsible investment through engagement, active voting policies and participation in industry initiatives.","pricing":{},"features":[{"name":"Active and conviction-based strategies","value":"Build Portfolios With Active Investment Strategies","valueDescription":"Investors can access active and conviction-based strategies intended to address a comprehensive range of needs."},{"name":"Investment portfolio support","value":"Build Portfolios With Adapted Solutions","valueDescription":"Investors across institutional, fund, corporate and individual client groups can access investment solutions adapted to their portfolio needs."},{"name":"Multi-affiliate investment management","value":"Access Expertise From Global Affiliates","valueDescription":"The global affiliate network brings together multiple asset management companies within a multi-affiliate model."},{"name":"Responsible investment","value":"Advance Responsible Investment Practices","valueDescription":"The firm and its affiliates use engagement, active voting policies and participation in industry initiatives to contribute to the advancement of responsible investment."},{"name":"Liability-driven and insurance management","value":"Address Liability And Insurance Needs","valueDescription":"The LDI and insurance management expertise provides an investment approach focused on liability constraints and insurance management."},{"name":"Real and private asset management","value":"Invest In Real And Private Assets","valueDescription":"Clients can access management expertise in real and private assets as part of the firm's investment offering."},{"name":"Index, quantitative and ETF management","value":"Access Index, Quantitative And ETF Strategies","valueDescription":"The offering includes index and quantitative management as well as Exchange Traded Funds."}],"marketCategories":[{"name":"Asset Management Services","url":"https://nowen.ai/category/asset-management-services"}]},{"name":"Environmental transition financing and advisory","anchor":"product-environmental-transition-financing-and-advisory","type":"Service","url":"https://www.groupebpce.com/rse/acteur-de-la-transition-environnementale/","summary":"Customers can access financing, expert advice and practical support for environmental transition projects across homes, businesses, energy and investment.","description":"Groupe BPCE supports customers’ environmental transitions through financing, advice and related solutions for individuals, businesses and investors. Support includes guidance and financing for home energy renovations, sector expertise to help businesses integrate ESG issues into their transition, and financing and capital-raising advice for renewable and low-carbon energy projects. Investors can access savings and investment options with sustainable objectives or thematic labels.","pricing":{},"features":[{"name":"Corporate ESG transition advisory","value":"Integrate ESG Into Business Transitions","valueDescription":"Businesses can draw on dedicated dialogue and sector expertise to incorporate ESG considerations into their transition in ways relevant to their size and sector."},{"name":"Transition strategy advisory","value":"Plan Strategic Transition Actions","valueDescription":"Clients can receive advice on practical strategic changes, from managing exposure to high-emission activities to incorporating transition considerations into governance."},{"name":"Renewable energy project financing","value":"Finance Renewable Energy Projects","valueDescription":"Project financing supports renewable energy developments through stages including development, construction and maintenance, as well as green electricity production and storage."},{"name":"Industrial decarbonization support","value":"Decarbonize Industrial Operations","valueDescription":"Businesses can receive support for reducing emissions in their industrial procurement and production processes."},{"name":"Energy transition capital-raising advisory","value":"Raise Capital For Energy Transitions","valueDescription":"Clients working on energy transition infrastructure, equipment or transformation projects can receive advice on raising capital or financing."},{"name":"Residential energy renovation support","value":"Fund And Navigate Home Renovations","valueDescription":"Customers can access project support from energy assessments and subsidy searches through completion guarantees and financing adapted to their circumstances."},{"name":"Carbon footprint guidance","value":"Calculate Personal Carbon Footprints","valueDescription":"Individuals can use the tool to calculate their carbon footprint and access related guidance for environmental transition projects."},{"name":"Responsible savings and investment options","value":"Choose Sustainable Savings And Investments","valueDescription":"Customers can select from sustainable-development savings products and investment funds with sustainable objectives or thematic labels."},{"name":"Low-carbon mobility guidance","value":"Explore Lower-Carbon Mobility Options","valueDescription":"Individuals can access advice and assistance for lower-carbon mobility projects through the sustainable advice and solutions tool."}]}],"audiences":[],"segments":[],"faq":[],"comparisons":[],"sources":[{"url":"https://groupebpce.com","text":"Groupe BPCE"},{"url":"https://www.groupebpce.com/le-groupe/profil/","text":"Retail banking"},{"url":"https://www.groupebpce.com/le-groupe/plan-strategique/","text":"Insurance services"},{"url":"https://www.groupebpce.com/en/the-group/innovation/","text":"Payment services"},{"url":"https://www.groupebpce.com/en/the-group/profile/","text":"Equipment leasing"},{"url":"https://www.groupebpce.com/nos-entreprises/natixis-corporate-investment-banking/","text":"Natixis Corporate & Investment Banking"},{"url":"https://www.groupebpce.com/nos-entreprises/natixis-investment-managers/","text":"Asset management"},{"url":"https://www.groupebpce.com/rse/acteur-de-la-transition-environnementale/","text":"Environmental transition financing and advisory"}]}