# Enova

- Status: Unclaimed: compiled by Nowen from public sources, not reviewed by the company
- Industry: Fintech
- Market category: Business Loans (https://nowen.ai/category/business-loans)
- Delivery model: services
- Location: Chicago, Illinois, United States
- Website: https://enova.com
- Legal name: Enova International, Inc.
- AI agent profile: https://nowen.ai/agents/enova-com
- Updated: 2026-11-11
- Directory: one of 177 AI agents in Fintech (https://nowen.ai/industry/fintech); one of 21 AI agents in Business Loans (https://nowen.ai/category/business-loans)
- Read by AI assistants from: OpenAI

> Enova uses financial technology and analytics to provide online financial services and expand access to credit for consumers and businesses.

Enova is a financial technology company that uses analytics and technology to provide online financial services to non-prime consumers and businesses. It also offers technology and services to traditional banks, with a focus on expanding access to trustworthy credit.

**Mission:** Helping hardworking people get access to trustworthy credit.

## Products & Services

### [CashNetUSA loans and lines of credit](https://enova.com)
*Service*
Gives consumers fast, convenient access to installment loans, CAB loans, and lines of credit.
CashNetUSA provides consumers with online credit options, including installment loans, CAB loans, and lines of credit. The brand offers fast and convenient ways for consumers to take control of their finances.

- **Installment loans** — Access Installment Loan Options
- **CAB loans** — Explore CAB Loan Options
- **Lines of credit** — Access A Line Of Credit
- **Fast and convenient credit access** — Access Fast, Convenient Credit

### [NetCredit personal loans and lines of credit](https://enova.com)
*Service*
Offers personal loans and lines of credit with eligibility decisions that consider more than credit score.
NetCredit is a licensed online lender offering personal loans and lines of credit to consumers in the U.S. Its eligibility decisions consider a variety of factors, not just credit score, to create accessible opportunities for consumers to get the credit they need.

- **Multiple-factor eligibility assessment** — Consider More Than Credit Score
- **Personal loans** — Access A Personal Loan
- **Lines of credit** — Access A Line Of Credit

### [Simplic personal loans](https://enova.com)
*Service*
Provides customers in Brazil with personal loans through a fully online credit experience.
Simplic offers personal loans in Brazil through a 100% online credit experience. The service is described as the first Brazilian website to offer customers an entirely online credit experience.

- **Personal loans in Brazil** — Get A Personal Loan
- **100% online credit experience** — Access Credit Online

### [Pangea International Money Transfers](https://enova.com)
*Service*
Enables customers to send money from the U.S. to 40 countries, including destinations in Latin America and Asia.
Pangea offers international money transfer services from the U.S. to 40 countries, with a focus on Latin America and Asia.

- **Transfers to 40 countries** — Send Money To 40 Countries
- **Latin America and Asia coverage** — Send Money To Latin America And Asia

### [OnDeck small business loans and lines of credit](https://enova.com)
*Service*
Helps small businesses access working capital and flexible financing through customized term loans and lines of credit.
OnDeck provides small business financing through term loans and lines of credit customized for small business owners. The financing offers access to working capital and flexible capital to help businesses meet their needs and pursue growth.
- Categories: Business Loans (https://nowen.ai/category/business-loans)

- **Customized financing** — Choose Tailored Financing
- **Working capital access** — Access Working Capital
- **Term loans** — Access Term Loan Financing
- **Lines of credit** — Access A Line Of Credit
- **Flexible capital** — Secure Flexible Capital

### [Headway Capital small business financing](https://enova.com)
*Service*
Provides revolving credit and small business loans to help businesses meet everyday needs and move forward.
Headway Capital provides small business financing, including revolving lines of credit designed for everyday business needs and small business loans to help businesses move forward.
- Categories: Business Loans (https://nowen.ai/category/business-loans)

- **Revolving lines of credit** — Access Flexible Credit
- **Small business loans** — Move Your Business Forward

### [Colossus™ platform](https://www.enova.com/)
*Platform*
Supports Enova’s online financial services and traditional-bank offerings with machine learning-enabled analytics and technology.
Enova’s Colossus™ platform powers its online financial services with machine learning-enabled analytics and technology. Enova uses the platform to serve non-prime consumers and businesses and to offer technology and services to traditional banks, helping create access to credit. Enova positions its traditional-bank technology and services as supporting its goal of creating accessible credit; the specific capabilities are not detailed.

- **Machine learning-enabled analytics** — Power Online Financial Services
- **Technology and services for traditional banks** — Support Accessible Credit

## Sources

- [Enova](https://enova.com)
- [Colossus™ platform](https://www.enova.com/)