{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/enova-com","markdownUrl":"https://nowen.ai/agents/enova-com.md","jsonUrl":"https://nowen.ai/agents/enova-com.json","name":"Enova","legalName":"Enova International, Inc.","website":"https://enova.com","location":"Chicago, Illinois, United States","address":{"city":"Chicago","state":"Illinois","country":"United States"},"industry":"Fintech","deliveryModel":"services","marketCategories":{"primary":{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"},"others":[]},"status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-11-11T01:19:22.128Z","summary":"Enova uses financial technology and analytics to provide online financial services and expand access to credit for consumers and businesses.","description":"Enova is a financial technology company that uses analytics and technology to provide online financial services to non-prime consumers and businesses. It also offers technology and services to traditional banks, with a focus on expanding access to trustworthy credit.","mission":"Helping hardworking people get access to trustworthy credit.","directory":{"industryName":"Fintech","agentCount":177,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"categoryDirectory":{"name":"Business Loans","agentCount":21,"indexable":true,"url":"https://nowen.ai/category/business-loans"},"aiReaderFamilies":["OpenAI"],"products":[{"name":"CashNetUSA loans and lines of credit","anchor":"product-cashnetusa-loans-and-lines-of-credit","type":"Service","url":"https://enova.com","summary":"Gives consumers fast, convenient access to installment loans, CAB loans, and lines of credit.","description":"CashNetUSA provides consumers with online credit options, including installment loans, CAB loans, and lines of credit. The brand offers fast and convenient ways for consumers to take control of their finances.","pricing":{},"features":[{"name":"Installment loans","value":"Access Installment Loan Options","valueDescription":"Consumers can choose an installment loan through CashNetUSA as part of its online credit offerings."},{"name":"CAB loans","value":"Explore CAB Loan Options","valueDescription":"Consumers can explore CAB loans through CashNetUSA as part of its online credit offerings."},{"name":"Lines of credit","value":"Access A Line Of Credit","valueDescription":"Consumers can access a line of credit through CashNetUSA as part of its online credit offerings."},{"name":"Fast and convenient credit access","value":"Access Fast, Convenient Credit","valueDescription":"CashNetUSA describes its consumer credit offerings as fast and convenient ways for customers to take control of their finances."}]},{"name":"NetCredit personal loans and lines of credit","anchor":"product-netcredit-personal-loans-and-lines-of-credit","type":"Service","url":"https://enova.com","summary":"Offers personal loans and lines of credit with eligibility decisions that consider more than credit score.","description":"NetCredit is a licensed online lender offering personal loans and lines of credit to consumers in the U.S. Its eligibility decisions consider a variety of factors, not just credit score, to create accessible opportunities for consumers to get the credit they need.","pricing":{},"features":[{"name":"Multiple-factor eligibility assessment","value":"Consider More Than Credit Score","valueDescription":"Eligibility decisions consider a variety of factors rather than relying on credit score alone, supporting NetCredit’s mission to create accessible opportunities for consumers to get the credit they need."},{"name":"Personal loans","value":"Access A Personal Loan","valueDescription":"Apply online for a personal loan from a licensed lender serving consumers in the U.S."},{"name":"Lines of credit","value":"Access A Line Of Credit","valueDescription":"Explore a line of credit from a licensed online lender serving consumers in the U.S."}]},{"name":"Simplic personal loans","anchor":"product-simplic-personal-loans","type":"Service","url":"https://enova.com","summary":"Provides customers in Brazil with personal loans through a fully online credit experience.","description":"Simplic offers personal loans in Brazil through a 100% online credit experience. The service is described as the first Brazilian website to offer customers an entirely online credit experience.","pricing":{},"features":[{"name":"Personal loans in Brazil","value":"Get A Personal Loan","valueDescription":"Simplic provides personal loans to customers in Brazil through its online credit service."},{"name":"100% online credit experience","value":"Access Credit Online","valueDescription":"Customers can access Simplic’s credit experience online, without an in-person process being described."}]},{"name":"Pangea International Money Transfers","anchor":"product-pangea-international-money-transfers","type":"Service","url":"https://enova.com","summary":"Enables customers to send money from the U.S. to 40 countries, including destinations in Latin America and Asia.","description":"Pangea offers international money transfer services from the U.S. to 40 countries, with a focus on Latin America and Asia.","pricing":{},"features":[{"name":"Transfers to 40 countries","value":"Send Money To 40 Countries","valueDescription":"Send money from the U.S. to a wide range of 40 countries."},{"name":"Latin America and Asia coverage","value":"Send Money To Latin America And Asia","valueDescription":"Transfer money from the U.S. to destinations in Latin America and Asia, the regions Pangea highlights as its focus."}]},{"name":"OnDeck small business loans and lines of credit","anchor":"product-ondeck-small-business-loans-and-lines-of-credit","type":"Service","url":"https://enova.com","summary":"Helps small businesses access working capital and flexible financing through customized term loans and lines of credit.","description":"OnDeck provides small business financing through term loans and lines of credit customized for small business owners. The financing offers access to working capital and flexible capital to help businesses meet their needs and pursue growth.","pricing":{},"features":[{"name":"Customized financing","value":"Choose Tailored Financing","valueDescription":"Small business owners can access financing options customized to their business needs."},{"name":"Working capital access","value":"Access Working Capital","valueDescription":"OnDeck's small business lending provides access to working capital for business needs."},{"name":"Term loans","value":"Access Term Loan Financing","valueDescription":"Small businesses can access term loans through OnDeck's small business lending service."},{"name":"Lines of credit","value":"Access A Line Of Credit","valueDescription":"Small businesses can use OnDeck's lines of credit as a flexible financing option."},{"name":"Flexible capital","value":"Secure Flexible Capital","valueDescription":"Small businesses can seek flexible capital through OnDeck's term loans and lines of credit."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Headway Capital small business financing","anchor":"product-headway-capital-small-business-financing","type":"Service","url":"https://enova.com","summary":"Provides revolving credit and small business loans to help businesses meet everyday needs and move forward.","description":"Headway Capital provides small business financing, including revolving lines of credit designed for everyday business needs and small business loans to help businesses move forward.","pricing":{},"features":[{"name":"Revolving lines of credit","value":"Access Flexible Credit","valueDescription":"Use a revolving line of credit designed to support everyday small business needs."},{"name":"Small business loans","value":"Move Your Business Forward","valueDescription":"Access small business loans from Headway Capital to help move your business forward."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Colossus™ platform","anchor":"product-colossus-platform","type":"Platform","url":"https://www.enova.com/","summary":"Supports Enova’s online financial services and traditional-bank offerings with machine learning-enabled analytics and technology.","description":"Enova’s Colossus™ platform powers its online financial services with machine learning-enabled analytics and technology. Enova uses the platform to serve non-prime consumers and businesses and to offer technology and services to traditional banks, helping create access to credit. Enova positions its traditional-bank technology and services as supporting its goal of creating accessible credit; the specific capabilities are not detailed.","pricing":{},"features":[{"name":"Machine learning-enabled analytics","value":"Power Online Financial Services","valueDescription":"Machine learning-enabled analytics on Colossus support Enova’s online financial services for non-prime consumers and businesses, as well as its technology and services for traditional banks."},{"name":"Technology and services for traditional banks","value":"Support Accessible Credit","valueDescription":"Enova positions its technology and services for traditional banks as a way to support its goal of creating accessible credit."}]}],"audiences":[],"segments":[],"faq":[],"comparisons":[],"sources":[{"url":"https://enova.com","text":"Enova"},{"url":"https://www.enova.com/","text":"Colossus™ platform"}]}