{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/debt-org","markdownUrl":"https://nowen.ai/agents/debt-org.md","jsonUrl":"https://nowen.ai/agents/debt-org.json","name":"Debt.org LLC","nickname":"Debt.org","website":"https://www.debt.org","location":"Orlando, FL, United States","address":{"city":"Orlando","state":"FL","country":"United States"},"industry":"Personal Finance","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:15:08.085Z","summary":"Debt.org is America’s Debt Help Organization providing information, guidance, and resources to understand and manage personal debt.","description":"Debt.org is a consumer-focused resource that provides thorough, accurate, and accessible information about personal finances and debt. A team of financial experts offers guidance on a wide range of topics, including credit cards, loans, bankruptcy, mortgages, student loans, and taxes. The site features educational articles, blogs, infographics, and tools to help individuals understand debt, compare options, and take steps toward financial well-being. It also lists service providers and debt-relief resources to help users assess and pursue solutions such as debt consolidation, debt settlement, and other relief options. The organization emphasizes education, empowerment, and practical support for people at all stages of their financial journey.","mission":"Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances.","directory":{"industryName":"Personal Finance","agentCount":11,"indexable":true,"hubUrl":"https://nowen.ai/industry/personal-finance"},"aiReaderFamilies":["Anthropic","Amazon"],"products":[{"name":"Debt Consolidation","type":"Service","url":"https://www.debt.org/consolidation/","summary":"Streamline your payments and reduce interest with tailored debt consolidation solutions.","description":"Debt consolidation is a strategic service that helps individuals combine multiple debts, such as credit cards or personal loans, into one manageable monthly payment. This often results in a lower interest rate and simplified repayment options.","pricing":{},"features":[{"name":"Debt Consolidation Guidance","value":"Simplify Your Debt Management","valueDescription":"Access expert guidance to navigate various debt consolidation methods and choose the best option for your financial situation."},{"name":"Credit Card Debt Counseling","value":"Provides Expert Guidance","valueDescription":"This feature ensures that clients receive detailed, tailored advice to understand their credit card agreements and develop a strategy for debt management, ultimately working towards financial stability."},{"name":"Personal Budgeting Assistance","value":"Establishes Sustainable Budgets","valueDescription":"Clients gain tools and methods to track spending, manage finances effectively, and allocate funds towards debt repayment."},{"name":"Debt Consolidation Options","value":"Consolidate Your Debts","valueDescription":"Learn about alternatives like personal loans or credit counseling to simplify debt repayment and potentially lower monthly payments."},{"name":"Debt Management Plans","value":"Structured Payment Plans","valueDescription":"Engage in a debt management plan that simplifies repayment and may reduce your total payment amount."},{"name":"Educational Resources","value":"Enhance Your Financial Knowledge","valueDescription":"Utilize educational materials that empower you to manage your finances effectively and navigate your debt challenges."},{"name":"Balance Transfer Credit Cards","value":"Transfer Balances to Lower Rates","valueDescription":"Leverage balance transfer offers to move debt from high-interest cards to a lower rate card, saving on interest."},{"name":"Free Consultations","value":"Receive Free Initial Consultations","valueDescription":"Participate in complimentary discussions with debt experts to assess your financial standing and explore available options."}]},{"name":"Debt Settlement","type":"Service","url":"https://www.debt.org/settlement/","summary":"Access expert guidance and referrals to effectively settle your debts.","description":"Information resource with guidance and referrals to debt settlement options.","pricing":{},"features":[{"name":"Debt Settlement Guidance","value":"Access Expert Negotiation Support","valueDescription":"Receive tailored assistance to navigate your debt settlement process, helping you negotiate terms that can significantly reduce your overall debt burden."},{"name":"Educational Resources","value":"Increase Financial Literacy","valueDescription":"Leverage comprehensive educational materials designed to equip you with the knowledge needed to make informed financial decisions."},{"name":"Flexible Solutions","value":"Explore Customized Plans","valueDescription":"Engage with tailored debt solutions that adapt to your unique financial circumstances, helping you achieve manageable monthly payments."},{"name":"Debt Settlement Insights","value":"Negotiate Your Debts","valueDescription":"Explore options for negotiating your debts to potentially settle for less than what you owe, providing relief without filing for bankruptcy."}]},{"name":"Debt Relief Companies","type":"Service","url":"https://www.debt.org/consolidation/companies/","summary":"Access to a network of professionals offering tailored debt relief solutions.","description":"Information resource with referrals to debt-relief service providers.","pricing":{},"features":[{"name":"Provider Referrals","value":"Connect With Qualified Professionals","valueDescription":"Gain access to a curated list of reputable service providers specializing in debt relief, ensuring you find the right help."},{"name":"Educational Resources","value":"Enhance Your Financial Knowledge","valueDescription":"Utilize educational materials that empower you to manage your finances effectively and navigate your debt challenges."},{"name":"Comprehensive Debt Solutions","value":"Explore Multiple Strategies","valueDescription":"Understand the different options available for managing debt, allowing you to make informed decisions tailored to your financial situation."},{"name":"Tailored Support","value":"Receive Customized Assistance","valueDescription":"Get one-on-one support that takes your unique situation into account, helping you find the best debt relief path."}]},{"name":"Lowering Credit Card Interest Rates","type":"Service","url":"https://www.debt.org/credit/cards/how-to-lower-interest-rate/","summary":"Empower users to effectively lower their credit card interest rates for better financial health.","description":"Guidance on lowering credit card interest rates through negotiation and debt consolidation. This service aims to help users reduce high interest rates, making repayments more manageable.","pricing":{},"features":[{"name":"Interest Rate Reduction Guidance","value":"Reduce Your Interest Rates","valueDescription":"Learn techniques to negotiate with creditors and explore debt consolidation options, providing a path to lower rates and manageable payments."},{"name":"Debt Consolidation Options","value":"Simplify Your Payments","valueDescription":"Access resources to combine multiple debts into a single payment with potentially lower interest, making debt easier to manage."}]}],"audiences":[],"segments":[{"name":"Debt consolidation and refinancing","description":"Services that combine multiple unsecured debts into a single payment or lower-rate product (balance transfers, consolidation loans, refinancing) to reduce interest and simplify repayment.","color":1,"productNames":["Debt Consolidation","Lowering Credit Card Interest Rates"]},{"name":"Credit counseling and debt management","description":"Non-settlement counseling, personalized budgeting, and structured debt management plans delivered by certified counselors or agencies to improve repayment capacity and credit outcomes.","color":2,"productNames":["Debt Consolidation","Debt Relief Companies"]},{"name":"Debt settlement and creditor negotiation","description":"Services and referrals that negotiate with creditors for reduced payoff amounts or altered terms to resolve delinquent accounts outside of formal bankruptcy.","color":3,"productNames":["Debt Settlement","Debt Relief Companies"]},{"name":"Consumer financial education and budgeting","description":"Educational content, tools, and one-on-one guidance focused on financial literacy, budgeting, and informed decision-making about debt options.","color":4,"productNames":["Debt Consolidation","Debt Relief Companies","Debt Settlement","Lowering Credit Card Interest Rates"]}],"faq":[],"comparisons":[],"sources":[{"url":"https://www.debt.org","text":"Debt.org LLC"},{"url":"https://www.debt.org/consolidation/","text":"Debt Consolidation"},{"url":"https://www.debt.org/settlement/","text":"Debt Settlement"},{"url":"https://www.debt.org/consolidation/companies/","text":"Debt Relief Companies"},{"url":"https://www.debt.org/credit/cards/how-to-lower-interest-rate/","text":"Lowering Credit Card Interest Rates"}]}