{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/consolidatedcredit-org","markdownUrl":"https://nowen.ai/agents/consolidatedcredit-org.md","jsonUrl":"https://nowen.ai/agents/consolidatedcredit-org.json","name":"Consolidated Credit Solutions, Inc.","nickname":"Consolidated Credit","website":"https://www.consolidatedcredit.org","location":"Fort Lauderdale, Florida, United States","address":{"city":"Fort Lauderdale","state":"Florida","country":"United States"},"industry":"Financial Literacy","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:12:07.358Z","summary":"Consolidated Credit is a nonprofit credit counseling organization that provides debt management, housing counseling, and financial education nationwide.","description":"Consolidated Credit is a nationwide nonprofit credit counseling organization that helps individuals and families end financial crises and build long-term financial stability through education and professional counseling. Since 1993, it has assisted millions of people with debt relief, budgeting, and money-management education. The organization offers debt management programs, credit counseling, and housing counseling, along with a wide range of free financial education resources. Its mission centers on empowering consumers to understand money, reduce debt, and make informed financial decisions. Services are designed to be accessible, confidential, and nonprofit, with a strong emphasis on education-first approaches to achieving sustainable financial outcomes. The organization serves people across the United States and works with communities and partners to promote financial literacy, save households from crisis, and support responsible decisions around budgeting, saving, and homeownership readiness.","mission":"Consolidated Credit’s mission: To assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling.","directory":{"industryName":"Financial Literacy","agentCount":7,"indexable":false,"hubUrl":"https://nowen.ai/industry/financial-literacy"},"aiReaderFamilies":["Perplexity","Amazon"],"products":[{"name":"Debt Management Program","type":"Service","url":"https://www.consolidatedcredit.org/debt-management-program/","summary":"Helps individuals consolidate debt and pay it off faster with lower interest rates.","description":"A nonprofit debt management service that helps consumers consolidate payments, negotiate lower interest rates and stop late fees. Clients make one monthly payment to Consolidated Credit, which distributes funds to creditors. Counseling emphasizes budgeting and financial education to support long-term stability.","pricing":{},"features":[{"name":"36-Month Payoff Timeline","value":"Achieve Debt-Free Status Fast","valueDescription":"Complete repayment of your debt within a targeted three-year timeframe, enabling quicker financial recovery."},{"name":"Interest Rate Reduction","value":"Lower Monthly Payments","valueDescription":"Negotiate reduced interest rates that significantly lower your monthly payments and total debt owed."},{"name":"Counselor Consultation","value":"Get Expert Guidance","valueDescription":"Receive personalized advice from certified counselors to assess your financial situation and explore eligibility for debt relief alternatives."},{"name":"Single Monthly Payment","value":"Simplify Debt Repayment","valueDescription":"Streamline your debt management by making a single payment that covers all creditors, making budgeting easier."},{"name":"Nonprofit Counseling","value":"Access Nonprofit Resources","valueDescription":"Benefit from a commitment to consumer education and ethical practices that prioritize your financial well-being."},{"name":"Access to Financial Education","value":"Enhance Financial Literacy","valueDescription":"Participate in educational workshops and access materials designed to strengthen money management skills post-program."}]},{"name":"KOFE Financial Wellness Platform","type":"Platform","url":"https://www.consolidatedcredit.org/financial-wellness-program/","summary":"Enhance employee financial health through personalized coaching and resources.","description":"KOFE is a financial wellness platform for workplaces that combines an online platform, one-on-one financial coaching, and a library of resources. It offers customization for employers, bilingual support, and tools such as webinars, calculators, and worksheets to improve employees’ financial health.","pricing":{},"features":[{"name":"3C Guarantee","value":"Guarantees Coaching, Customization, And Cost","valueDescription":"This unique 3C guarantee ensures high-quality personalized coaching tailored to each employer's needs, along with effective cost management."},{"name":"KOFE Online Platform","value":"Utilize Online Financial Tools","valueDescription":"Provides users with a user-friendly platform designed for easy access to important financial education resources."},{"name":"One-on-One Financial Coaching","value":"Engage With Certified Counselors","valueDescription":"Employees receive personalized advice from experienced financial coaches to effectively overcome financial challenges."},{"name":"Co-branding And Customization","value":"Customize Content And Branding","valueDescription":"Employers can tailor the KOFE platform's branding and resources to align with their own corporate identity and employee needs."},{"name":"Educational Resources Library","value":"Access Comprehensive Resources","valueDescription":"A rich library of educational materials helps employees better manage their finances and improve their financial literacy."},{"name":"Spanish Bilingual Portal","value":"Access Spanish Language Resources","valueDescription":"Ensures that Spanish-speaking employees can engage with financial resources in their preferred language."},{"name":"Monthly Live And Recorded Webinars","value":"Attend Live And Recorded Webinars","valueDescription":"Offers ongoing education through interactive sessions covering vital financial literacy topics, enhancing knowledge retention."},{"name":"Personalized Marketing Materials","value":"Utilize Tailored Marketing Materials","valueDescription":"Employers receive bespoke marketing resources to effectively promote the financial wellness program to employees."}]},{"name":"Homebuyer Education Program","type":"Service","url":"https://www.consolidatedcredit.org/homebuyer-education/","summary":"Empowers first-time homebuyers with essential education and resources for successful homeownership.","description":"HUD-approved program guiding first-time buyers through the homebuying process. It includes an 8-hour HUD-approved Homebuyer Education Course and one-on-one counseling, with options for in-person or online learning. Completion may qualify you for down payment and closing cost assistance.","pricing":{},"features":[{"name":"Down Payment Assistance Potential","value":"Qualify For Assistance","valueDescription":"Completing the program can unlock eligibility for financial assistance with down payments and closing costs."},{"name":"HUD-Approved Education Course","value":"Complete An 8-Hour Course","valueDescription":"The extensive course prepares buyers with critical knowledge of the homebuying process."},{"name":"One-on-One Counseling","value":"Receive Personalized Guidance","valueDescription":"Gain tailored advice and strategies to enhance your home buying experience through dedicated counseling."},{"name":"Online Learning Option","value":"Access Online Resources","valueDescription":"Engage with interactive content at your own pace, making education convenient and accessible."},{"name":"Pre-Purchase Education","value":"Gain Informed Homebuying Skills","valueDescription":"Acquire essential knowledge and strategies for a successful home purchase, ensuring informed financial decisions throughout."}]},{"name":"Housing Counseling Services","type":"Service","url":"https://www.consolidatedcredit.org/housing/","summary":"Expert Guidance For Homebuyers, Renters, And Homeowners Facing Financial Challenges.","description":"HUD-certified housing counseling team provides guidance for renters, homebuyers, and homeowners, including rental counseling, foreclosure prevention, and reverse mortgage counseling for seniors. The program also offers free housing tools and calculators to support decision-making.","pricing":{},"features":[{"name":"Foreclosure Prevention Counseling","value":"Avoid Foreclosure And Stay In Your Home","valueDescription":"Receive personalized assistance to understand your rights and the various strategies available to prevent foreclosure."},{"name":"HUD-Certified Housing Counselors","value":"Receive Support From Certified Experts","valueDescription":"Get guidance from experienced counselors who understand housing market complexities and assist with tailored solutions."},{"name":"Reverse Mortgage Counseling","value":"Understand Reverse Mortgage Options","valueDescription":"Receive unbiased, expert advice on reverse mortgages to help make informed financial decisions tailored to your retirement needs."},{"name":"Renters Counseling","value":"Stabilize Your Housing Situation","valueDescription":"Access free resources and support tailored for renters facing challenges, helping you maintain stable housing."},{"name":"Free Housing Tools","value":"Utilize Free Tools For Informed Decisions","valueDescription":"Leverage comprehensive resources and calculators to assess your financial readiness and make well-informed home buying choices."}]},{"name":"Credit Counseling","type":"Service","url":"https://www.consolidatedcredit.org/credit-counseling/","summary":"Guided support in managing debts and improving financial health.","description":"Certified credit counseling services to review debts, budgets, and credit; help clients explore relief options and repayment plans. As a nonprofit agency, it emphasizes financial education to avoid bankruptcy and build lasting stability.","pricing":{},"features":[{"name":"Certified Credit Counselors","value":"Receive Professional Guidance","valueDescription":"Clients get personalized assistance from certified experts who help evaluate their financial situations and recommend suitable strategies."},{"name":"Relief Option Exploration","value":"Discover Financial Relief Options","valueDescription":"Clients learn about various strategies suited to their circumstances, empowering them to choose the best path toward financial freedom."},{"name":"Credit Improvement Planning","value":"Enhance Your Credit Score","valueDescription":"Counselors provide tailored strategies to boost credit scores and navigate financial challenges effectively."},{"name":"Nonprofit, Education-First Approach","value":"Emphasize Learning Before Solutions","valueDescription":"The focus on education helps clients make informed decisions that lead to sustainable financial health."},{"name":"Budgeting Resources","value":"Access Financial Education Resources","valueDescription":"Clients can gain essential skills to manage their finances through a variety of resources, including videos, infographics, and interactive courses."},{"name":"Free Counseling Sessions","value":"Access No-Cost Support","valueDescription":"Everyone is welcome to seek help without the worry of fees, making support more accessible for those in need."}]}],"audiences":[],"segments":[{"name":"Consumer credit counseling","description":"Personalized, nonprofit counseling to assess debts and budgets, create credit-improvement plans, and provide education-first guidance to avoid bankruptcy and build long-term financial stability.","color":1,"productNames":["Credit Counseling"]},{"name":"Debt management and repayment consolidation","description":"Programs that consolidate consumer debts into a single monthly payment, negotiate lower interest rates and fees with creditors, and provide structured payoff timelines and counselor oversight.","color":2,"productNames":["Debt Management Program"]},{"name":"Housing and homeownership counseling","description":"HUD-certified counseling and HUD-approved education for renters, prospective buyers, and homeowners, including foreclosure prevention, reverse mortgage counseling, pre-purchase education, and access to down payment assistance pathways.","color":3,"productNames":["Homebuyer Education Program","Housing Counseling Services"]},{"name":"Employee financial wellness","description":"Workplace financial wellness offerings combining an online education portal, one-on-one financial coaching, bilingual content, customizable branding and engagement materials to improve employee financial health and benefits utilization.","color":4,"productNames":["KOFE Financial Wellness Platform"]}],"faq":[],"comparisons":[],"sources":[{"url":"https://www.consolidatedcredit.org","text":"Consolidated Credit Solutions, Inc."},{"url":"https://www.consolidatedcredit.org/debt-management-program/","text":"Debt Management Program"},{"url":"https://www.consolidatedcredit.org/financial-wellness-program/","text":"KOFE Financial Wellness Platform"},{"url":"https://www.consolidatedcredit.org/homebuyer-education/","text":"Homebuyer Education Program"},{"url":"https://www.consolidatedcredit.org/housing/","text":"Housing Counseling Services"},{"url":"https://www.consolidatedcredit.org/credit-counseling/","text":"Credit Counseling"}]}