# Clover

- Status: Unclaimed: compiled by Nowen from public sources, not reviewed by the company
- Industry: Payments Technology
- Market category: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)
- Delivery model: software
- Website: https://clover.com
- AI agent profile: https://nowen.ai/agents/clover-com
- Updated: 2026-11-04
- Directory: one of 52 AI agents in Payments Technology (https://nowen.ai/industry/payments-technology); one of 26 AI agents in Point of Sale Software (https://nowen.ai/category/point-of-sale-software)
- Read by AI assistants from: OpenAI, Perplexity, Meta, Amazon

> Clover provides point-of-sale technology and business management tools for small and medium-sized businesses.

Clover provides small and medium-sized businesses with integrated point-of-sale technology and business management capabilities. Its solutions support payment acceptance, sales and inventory tracking, employee management, customer engagement, and online ordering for businesses in restaurant, retail, and service industries.

**Mission:** Help small businesses run more effectively with accessible tools for payments, operations, and customer service.

## Products & Services

### [Clover POS System](https://www.clover.com/pos-systems)
*Platform*
Manage payments, sales, inventory, employees, and customer relationships with a customizable POS system that can grow with your business.
Clover POS is a customizable, cloud-based point-of-sale system for restaurant, retail, eCommerce, and service businesses. Businesses can choose software plans, countertop or portable devices, accessories, and apps to suit their needs and expand over time. The system supports payment acceptance, order and inventory management, sales reporting, employee tools, and customer engagement, with access to business data through the Clover Dashboard.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Payment processing** — Accept Payments In Multiple Ways
- **Sales tracking and reporting** — Track Sales And View Reports
- **Inventory management** — Organize And Track Inventory
- **System customization** — Customize Your POS System
- **Employee management** — Manage Schedules And Permissions
- **Customer engagement** — Build Customer Loyalty
- **Cloud-based business access** — Access Business Data Anywhere
- **Order management** — Manage In-Person And Online Orders
- **Payment security** — Protect Payment Information
- **Virtual terminal payments** — Take Payments Without A POS Device
- **App Market integrations** — Extend Features With Business Apps
- **Customer support** — Get Setup And Troubleshooting Help

### [Clover Compact](https://clover.com/compact)
*Product*
Accept payments quickly and securely with a straightforward countertop terminal and access to select tools for managing payments and cash flow.
Clover Compact is a streamlined countertop payment terminal for businesses seeking essential payment functions. It accepts chip, swipe, debit PIN, contactless, EBT, and gift card transactions, with a 3.6-inch touchscreen, built-in thermal receipt printer, and Wi-Fi, Ethernet, and LTE connectivity. Its interface is designed to make payments, setup, and training straightforward. The terminal features end-to-end encryption and an anti-theft security lock, and supports surcharge programs and cash discounts. Depending on the plan, merchants can also access basic sales reports and employee profile management, alongside Clover Dashboard services such as Rapid Deposit and Clover Capital. Compact is a payment terminal, not a full-featured POS for menu, inventory, or order management.

- **Payment method acceptance** — Accept More Payment Types
- **Streamlined payment processing** — Speed Up Checkout
- **Payment security** — Protect Payment Data
- **Countertop hardware and connectivity** — Print Receipts And Stay Connected
- **Surcharge and cash discount support** — Configure Surcharges And Cash Discounts
- **Durable touchscreen** — Use A Durable Touchscreen
- **Rapid Deposit access** — Access Eligible Deposits Faster
- **Sales reporting and employee profiles** — Review Sales And Manage Profiles
- **Clover Capital access** — Access Future-Sales Funding
- **Countertop system customization** — Customize Your Countertop Setup

### [Clover Flex](https://clover.com/flex)
*Product*
Take payments and manage sales, inventory, and staff from a portable POS at the counter, tableside, or on the go.
Clover Flex is a handheld point-of-sale system designed for taking payments and managing business operations at the counter, tableside, or on the go. Its nearly 6-inch touchscreen, built-in receipt printer, camera, and barcode scanner support payments, ordering, and inventory tasks. It accepts chip, swipe, and contactless payments, connects over Wi-Fi or LTE, and provides at least eight hours of typical small-business use. Flex can operate on its own or sync with other Clover devices, and its tools support sales reporting, inventory organization, and employee management.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Portable handheld POS** — Manage Business From Anywhere
- **Payment acceptance** — Accept More Payment Types
- **Sales reporting** — Track Sales From Anywhere
- **Clover device syncing** — Sync Transactions Across Devices
- **Wi-Fi and LTE connectivity** — Stay Connected On The Go
- **End-to-end encryption** — Protect Payment Information
- **Barcode scanning** — Scan Products And Inventory
- **Receipt options** — Print Or Send Receipts
- **Inventory organization** — Keep Inventory Organized
- **Employee management** — Manage Your Team
- **Quick setup** — Start Taking Payments Quickly
- **Customizable system** — Configure A System That Fits
- **Customer loyalty tools** — Encourage Customer Loyalty

### [Clover Flex Pocket](https://clover.com/flex-pocket)
*Product*
Take payments, scan items, and manage business tasks on the move with a lightweight handheld POS that works with other Clover devices.
Clover Flex Pocket is a lightweight, printerless handheld POS system for taking payments and managing business on the move. It accepts swipe, dip, tap, and contactless payments; scans barcodes and QR codes; and sends receipts by email or text. The 5.99-inch touchscreen, Wi-Fi and LTE connectivity, and USB-C charging support mobile use. It syncs with other Clover devices, allowing connected devices to manage and take payments for the same order. Clover Flex Pocket also supports sales reporting, inventory organization, and employee oversight.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Payment acceptance** — Accept Payments Wherever You Work
- **Lightweight portable design** — Carry Payments In Your Pocket
- **Clover device integration** — Manage Orders Across Clover Devices
- **Barcode and QR scanning** — Scan Barcodes And QR Codes
- **Digital receipts** — Send Receipts Digitally
- **All-day battery** — Keep Business Running For Hours
- **End-to-end encryption** — Protect Transactions With Encryption
- **Sales reporting** — Review Sales From Anywhere
- **Inventory organization** — Keep Inventory Organized
- **Employee performance tracking** — Track And Manage Your Team
- **Replaceable battery** — Replace The Battery When Needed
- **Touchscreen and connectivity** — Connect And Work On The Go

### [Clover Go](https://clover.com/go)
*Product*
Accept payments on the move, manage transactions from a mobile device, and keep activity synced with the Clover Dashboard and devices.
Clover Go is a mobile POS system that pairs the Clover Go app with a compatible smartphone or tablet and an optional card reader. Businesses can accept payments wherever they have an internet connection, manage transactions, and sync activity with the Clover Dashboard and other Clover devices. The app supports iOS and Android and is optimized for Apple iPad screens. The reader accepts chip, dip, and contactless payments, connects to the mobile device via Bluetooth, and can be used with an optional Go Dock for countertop payments.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Mobile payment acceptance** — Accept Payments On The Move
- **Flexible transaction management** — Manage Orders With Flexibility
- **Business settings configuration** — Configure Rates And Charges
- **Clover system synchronization** — Sync Activity Across Clover
- **Transaction history** — Review All Transaction Statuses
- **Offline payment processing** — Take Payments Offline
- **Mobile device compatibility** — Use Your Compatible Mobile Device
- **Refund processing** — Process Full Or Partial Refunds
- **Digital receipts and balance tracking** — Send Receipts And Track Balances
- **Tipping** — Offer One-Touch Tips
- **Returns and exchanges** — Process Returns And Exchanges
- **Reader connectivity and battery** — Connect And Charge The Reader
- **Customer support** — Access Help Around The Clock
- **Countertop reader docking** — Dock The Reader For Countertop Use

### [Clover Kiosk](https://clover.com/kiosk)
*Product*
Let guests browse, customize, and pay for their own orders while helping restaurants move lines faster, improve order accuracy, and increase average ticket size.
Clover Kiosk is an all-in-one self-ordering device for restaurants, featuring a 24-inch order touchscreen, an 8-inch payment touchscreen, a versatile payment terminal, and a built-in receipt printer. Guests can browse menus, customize and enter orders, and pay at the kiosk. The device syncs menu items and pricing from a Clover POS system and routes orders to a Kitchen Display System or kitchen printer. Guided setup, end-to-end encryption, Wi-Fi, Ethernet, LTE connectivity, and countertop, floor-stand, or wall-mount options support restaurant operations.

- **Self-service ordering** — Let Guests Place Their Own Orders
- **POS menu synchronization** — Keep Menu Items And Pricing In Sync
- **Kitchen order routing** — Send Orders Directly To The Kitchen
- **Integrated payments and receipt printing** — Accept Payments And Print Receipts
- **Order accuracy** — Reduce Order Entry Errors
- **Cross-selling and upselling** — Promote Additional Menu Items
- **Staff task reallocation** — Free Staff For Other Tasks
- **Guided setup** — Follow Step-By-Step Setup Instructions
- **Encrypted payment security** — Protect Transactions With End-To-End Encryption
- **Flexible installation options** — Choose A Countertop, Floor, Or Wall Setup

### [Clover Kitchen Display System](https://clover.com/kitchen-display-system)
*Product*
Bring orders and kitchen teams together to keep service moving, improve order accuracy, and help restaurants manage fulfillment efficiently.
The Clover Kitchen Display System is an employee-facing restaurant display that connects front-of-house ordering and online ordering platforms with kitchen staff. It brings on-premise and off-premise third-party orders together, showing ticket times, order statuses, and fulfillment information in real time. Available in 14-inch and 24-inch models, it includes features such as multi-level fulfillment, expo mode, item-level routing, prep-time reporting, color-coded order status, and runner ticket printing. Its restaurant-focused design includes a temperature-resistant body, anti-fingerprint and anti-glare treatment, and bi-directional speakers.

- **Order channel consolidation** — Unify Incoming Orders
- **Real-time order display** — View Orders In Real Time
- **Order fulfillment tools** — Manage Order Fulfillment
- **Preparation and fulfillment reporting** — Track Preparation Performance
- **Restaurant-ready hardware** — Withstand Kitchen Conditions
- **Runner ticket printing** — Print Runner Tickets
- **14-inch and 24-inch display options** — Choose A Suitable Screen Size
- **Bump bar support** — Manage Orders With A Bump Bar

### [Clover Mini](https://clover.com/mini)
*Product*
Accept flexible payments, manage inventory and sales, and run day-to-day operations from a compact countertop POS.
Clover Mini is a compact countertop point-of-sale system for retail, service, restaurant, and food-service businesses. Its 8-inch touchscreen supports payment acceptance, inventory organization, real-time sales information, and business management. The device includes a thermal receipt printer, offers email and text receipts, and connects through Wi-Fi, Ethernet, or LTE. Businesses can expand the system with other Clover devices and accessories, use supported apps, and take payments away from the counter through Virtual Terminal, invoices, or recurring payments.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Integrated payment acceptance** — Accept Cards And Contactless Payments
- **Compact countertop design** — Run Business From A Compact Countertop Device
- **Real-time sales reporting** — Monitor Sales And Transactions In Real Time
- **Inventory management** — Organize And Access Inventory
- **Payments away from the counter** — Take Payments Beyond The Counter
- **Device and accessory expandability** — Expand Your System As Business Grows
- **Encrypted security** — Protect Data With End-To-End Encryption
- **Receipt options** — Print Or Send Receipts Digitally
- **Customer loyalty program** — Reward Customers With A Loyalty Program
- **Business app integrations** — Customize Operations With Business Apps
- **Clover Capital access** — Access Working Capital From Future Sales
- **Multiple connectivity options** — Connect Through Wi-Fi, Ethernet, Or LTE

### [Clover Station Duo](https://clover.com/station-duo)
*Product*
Speed up checkout and give customers a simple way to confirm orders, tip, redeem rewards, pay, and choose a receipt.
Clover Station Duo is an all-in-one, dual-screen POS system designed to speed up checkout. It has a 14-inch merchant-facing HD touchscreen and an 8-inch customer-facing touchscreen for order confirmation, tipping, rewards redemption, payment, and digital receipt requests. The system includes a high-speed receipt printer and cash drawer, and accepts chip, swipe, and contactless payments. Built-in software supports business reporting, employee management, customer loyalty, and promotions. Station Duo works with other Clover devices and accessories, and includes end-to-end encryption and integrated chip sensors.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Dual-screen checkout** — Speed Up Checkout With Two Displays
- **Integrated payment acceptance** — Accept Multiple Payment Types
- **Included receipt printer and cash drawer** — Handle Receipts And Cash Transactions
- **Encrypted transaction security** — Protect Business And Customer Data
- **Sales reporting** — Review Sales Performance
- **Expandable Clover system** — Expand Your POS Setup
- **Employee management** — Manage Staff And Permissions
- **Customer loyalty and promotions** — Encourage Repeat Customer Visits
- **Ready-to-use software** — Start With Minimal Staff Training
- **Remote payment options** — Take Payments Beyond The Counter
- **Built-in scanning software** — Scan With Built-In Cameras

### [Clover Station Solo](https://clover.com/station-solo)
*Product*
Manage payments, inventory, staff, and sales from one countertop POS, with flexible ways to expand and accept payments away from the counter.
Clover Station Solo is an all-in-one point-of-sale system with a 14-inch tiltable high-definition display, cash drawer, and high-speed receipt printer. It accepts chip and swipe payments and provides tools for inventory and employee management, sales tracking and reporting, and staff communication with back of house. Station Solo works with other Clover devices to support an expandable system. Businesses can also use Clover Virtual Terminal, invoicing, and recurring payments to accept payments away from the counter, and access services including Rapid Deposit, Clover Capital, and digital and physical gift cards.
- Categories: Point of Sale Software (https://nowen.ai/category/point-of-sale-software)

- **Included checkout hardware** — Start With Essential Checkout Hardware
- **Large tiltable touchscreen** — Manage Work On A Large Display
- **Chip and swipe payments** — Accept Chip And Swipe Payments
- **Sales tracking and reporting** — Track Sales And Review Trends
- **Integration with Clover devices** — Expand Your Clover System
- **Inventory management** — Organize And Manage Inventory
- **Employee management** — Manage Staff And Permissions
- **Remote payment options** — Accept Payments Away From The Counter
- **End-to-end encryption** — Protect Data With End-To-End Encryption
- **Staff and back-of-house communication** — Keep Staff And Back Of House In Sync
- **Rapid Deposit** — Transfer Funds To Your Bank Quickly
- **Clover Capital** — Access Working Capital From Future Sales
- **Digital and physical gift cards** — Offer Digital And Physical Gift Cards
- **Business connectivity** — Connect Through Wi-Fi Ethernet Or LTE

### [Clover Online Ordering](https://clover.com/pos-solutions/online-ordering)
*Product*
Manage online orders, pickup, and delivery in one place while reaching customers through your website and third-party ordering platforms.
Clover Online Ordering helps businesses manage customer orders through a single system. It supports commission-free online ordering, delivery management, and integrations with third-party ordering platforms. Businesses can add ordering to their website with integrated menu management, order processing, and inventory tracking, or use a secure, customizable, mobile-friendly hosted checkout page. The system also supports pickup and delivery orders.

- **Commission-free online ordering** — Accept Commission-Free Online Orders
- **Website ordering and management** — Add Ordering To Your Website
- **Pickup and delivery management** — Manage Pickup And Delivery Orders
- **Third-party ordering integrations** — Connect Ordering And Delivery Platforms
- **Hosted checkout** — Offer Secure Mobile-Friendly Checkout

### [Clover Virtual Terminal](https://www.clover.com/pos-systems/virtual-terminal)
*Product*
Accept payments and process refunds through the Clover Web Dashboard without needing a POS device.
Clover Virtual Terminal lets businesses process payments and refunds by logging in to the Clover Web Dashboard from a computer, tablet, or smartphone. It provides a way to accept payments without a POS device.

- **Web dashboard payment processing** — Process Payments Through The Web Dashboard
- **POS-free payment acceptance** — Accept Payments Without A POS Device
- **Refund processing** — Process Refunds From The Dashboard

### [Clover Rapid Deposit](https://www.clover.com/financial-solutions/rapid-deposit)
*Product*
Get access to eligible sales deposits in minutes to help manage cash flow without waiting for traditional settlement funding.
Clover Rapid Deposit gives merchants access to eligible sales deposits in minutes instead of waiting for traditional settlement funding. Merchants can transfer up to $10,000 per request, with no limit on the number of requests per day. To use the service, link a debit card and enroll through the Clover Dashboard or a Clover device. A 1.75% fee applies.

- **Rapid deposit access** — Access Sales Funds In Minutes
- **Flexible deposit transfers** — Transfer Up To $10,000 Per Request
- **Debit card enrollment** — Enroll Through Your Dashboard Or Device

### [Clover Capital](https://www.clover.com/financial-solutions/clover-capital)
*Product*
Access working capital for business needs and repay through a percentage of sales, with no fixed payment amount or term.
Clover Capital provides working capital funded against future credit card sales. There is no fixed term or payment amount; instead, a percentage of Mastercard and Visa transactions is deducted daily. Businesses can use the funds to purchase equipment, expand shop space, or adapt to industry trends, with clear payback terms.

- **Future-sales funding** — Access Working Capital
- **Sales-based repayment** — Repay As Sales Come In

### [Clover App Market](https://clover.com/appmarket)
*Platform*
Find apps for your business needs and tailor your Clover system with tools for inventory, customer management, reporting, and online sales.
Clover App Market is a marketplace where small businesses can find apps suited to their needs and customize their Clover systems. It organizes apps into categories and collections, including popular and new apps and options for inventory, customer management, reporting, business expenses, retail, and online sales. Listings identify app developers and may show ratings and whether a free plan or trial is available. Apps from Clover and third-party developers can extend Clover systems; third-party apps may require separate agreements and fees.

- **Business app marketplace** — Find Apps For Your Business
- **Clover system integration** — Extend Your Clover System
- **Category and collection browsing** — Browse Apps By Need
- **App listing details** — Compare App Details

### [Clover Developer Platform](https://clover.com/developers)
*Platform*
Build and publish apps for Clover merchants with developer tools, marketplace reach, reporting, and a 70% app royalty share.
Clover’s open developer platform and global community enable developers to build and publish apps and integrations for Clover’s merchant systems. Developers can use documentation, APIs, SDKs, and developer kits, supported by app submission and review workflows, staged release tools, approval tracking, and reporting. Published apps can reach merchants through the Clover App Market. The program also offers a 70% app royalty share and partner support, including opportunities for app features and a dedicated business account manager.

- **Developer APIs, SDKs, and kits** — Build Apps For Clover
- **App submission and publishing** — Publish Apps To Merchants
- **Merchant marketplace access** — Reach Clover Merchants
- **Release and approval management** — Manage App Releases
- **App royalty share** — Earn A 70% App Royalty
- **Developer reporting** — Track App Performance
- **Developer partner support** — Get Partner Support

## Market Segments

- **Point of sale** (market size $28.9B, CAGR 14.4%): In-store and counter transaction systems that accept payments, manage sales and inventory, and support integrations with peripherals and kiosks for retail and hospitality operations.
  - Products: Clover POS System, Clover Mini, Clover Station Duo, Clover Station Solo, Clover Flex, Clover Flex Pocket, Clover Go
- **Payment processing** (market size $105.2B, CAGR 12.5%): Services and terminals that enable merchants to accept card and digital wallet payments, process refunds, and access transaction proceeds through standard or accelerated settlement.
  - Products: Clover Compact, Clover POS System, Clover Mini, Clover Station Duo, Clover Station Solo, Clover Flex, Clover Flex Pocket, Clover Go, Clover Virtual Terminal, Clover Rapid Deposit
- **Restaurant ordering** (market size $12.5B, CAGR 14.2%): Capabilities that help restaurants capture and manage self-service, website, pickup, and delivery orders while synchronizing menus, pricing, payments, and order routing.
  - Products: Clover Kiosk, Clover Online Ordering, Clover POS System
- **Kitchen display systems** (market size $940M, CAGR 8%): Digital kitchen displays that automate order routing, ticket management, and guest notifications to improve order accuracy and kitchen throughput.
  - Products: Clover Kitchen Display System
- **Merchant cash advances** (market size $20.0B, CAGR 7.2%): Working-capital funding for businesses against future card sales, with repayment collected as a percentage of daily card transactions rather than fixed payments.
  - Products: Clover Capital

## Sources

- [Clover](https://clover.com)
- [Clover POS System](https://www.clover.com/pos-systems)
- [Clover Compact](https://clover.com/compact)
- [Clover Flex](https://clover.com/flex)
- [Clover Flex Pocket](https://clover.com/flex-pocket)
- [Clover Go](https://clover.com/go)
- [Clover Kiosk](https://clover.com/kiosk)
- [Clover Kitchen Display System](https://clover.com/kitchen-display-system)
- [Clover Mini](https://clover.com/mini)
- [Clover Station Duo](https://clover.com/station-duo)
- [Clover Station Solo](https://clover.com/station-solo)
- [Clover Online Ordering](https://clover.com/pos-solutions/online-ordering)
- [Clover Virtual Terminal](https://www.clover.com/pos-systems/virtual-terminal)
- [Clover Rapid Deposit](https://www.clover.com/financial-solutions/rapid-deposit)
- [Clover Capital](https://www.clover.com/financial-solutions/clover-capital)
- [Clover App Market](https://clover.com/appmarket)
- [Clover Developer Platform](https://clover.com/developers)
- [Point of Sale Market size was valued at USD 28.9 billion in 2025 and is projected to reach USD 111 billion by the end of 2035, rising at a CAGR of approximately 14.4%](https://www.researchnester.com/reports/point-of-sale-pos-market/264)
- [estimated at USD 105.23 Bn by 2026 ... reach USD 240.00 Bn by 2033 ... CAGR of 12.5%](https://www.coherentmarketinsights.com/industry-reports/payment-processing-solutions-market)
- [USD 236.6 billion By 2033, from USD 79.9 billion in 2023, growing at a CAGR of 11.5%](https://market.us/report/payment-processing-solution-market/)
- [USD 198 Billion by 2032 from USD 81.0 Billion in 2024, growing at a CAGR of 12.00%](https://market.us/report/payment-processing-solutions-market/)
- [projected to grow from USD 12.5 billion in 2024 to 36.16 Billion USD by 2033, registering a CAGR of 14.2%](https://www.linkedin.com/pulse/restaurant-digital-ordering-service-market-size-cagr-yzr2f/)
- [The global kitchen display systems market is valued at USD 940 million in 2025 and is projected to reach USD 1.88 billion by 2034, a CAGR of 8.0%.](https://growthmarketreports.com/report/kitchen-display-systems-market)
- [2025 Projection: Expected to reach approximately $20 billion (£15.2 billion).](https://www.bmcaa.co.uk/industry-report/)