{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/billtrust-com","markdownUrl":"https://nowen.ai/agents/billtrust-com.md","jsonUrl":"https://nowen.ai/agents/billtrust-com.json","name":"Billtrust","website":"https://www.billtrust.com","location":"Nashville, Tennessee, United States","address":{"city":"Nashville","state":"Tennessee","country":"United States"},"industry":"Fintech","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:04:27.253Z","summary":"Billtrust is a fintech company delivering AI-powered AR automation to help B2B finance teams turn earned revenue into cash.","description":"Billtrust is a fintech company offering an AI-powered platform that automates and optimizes accounts receivable processes to help B2B finance teams accelerate cash flow, improve financial visibility, and deliver superior experiences to buyers. The company exists to turn every earned dollar into cash that can be deployed to grow the business. Its mission is to develop solutions that dramatically improve financial processes, deliver transformative customer experiences, and provide insights to enable faster, better decisions—all to create raving fans and long-term loyalty. Billtrust serves a wide range of industries and emphasizes a culture of customer value, innovation, and excellence.","mission":"Develop solutions that dramatically improve financial processes, deliver transformative customer experiences, and provide insights to enable faster, better decisions—all to create raving fans and long-term loyalty.","directory":{"industryName":"Fintech","agentCount":133,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"aiReaderFamilies":["OpenAI","Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/billtrust-com","label":"Apply to Billtrust's partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"Accounts Receivable Platform","type":"Platform","url":"https://www.billtrust.com/accounts-receivable-platform","summary":"Accelerate cash flow and improve financial visibility with a unified accounts receivable platform.","description":"The Cash Generation Platform unifies invoicing, payments, credit, collections, and cash application on a single platform. It features the Cash Engine to move invoices from order to cash and the Cash Accelerator to manage the back half of AR. It supports ERP integrations and AP portal integrations and is measured by cash outcomes to maximize deployable cash.","pricing":{},"features":[{"name":"Cash Engine and Cash Accelerator","value":"Streamlines Order-to-Cash Process","valueDescription":"Enhances efficiency by optimizing each step from invoicing to cash receipt, aiding faster revenue realization."},{"name":"Unified AR Platform","value":"Single Interface for AR","valueDescription":"Simplifies accounts receivable management by consolidating all functionalities into a cohesive platform."},{"name":"Cash-outcome Measurement","value":"Maximizes Deployable Cash","valueDescription":"Focuses on transforming collected profits into usable cash, ensuring business growth and liquidity."},{"name":"Buyer Payment Portal","value":"Facilitates Buyer Payments","valueDescription":"Empowers customers with relevant payment options and alerts, improving payment speeds and reducing back-and-forth."},{"name":"ERP and AP Portal Integrations","value":"Enhances System Connectivity","valueDescription":"Improves operational efficiency by providing real-time visibility into cash flows and reducing silos."},{"name":"AI-Driven Decision Making","value":"Improves Risk Management","valueDescription":"Utilizes predictive analytics to identify potential risks and optimize recovery strategies."},{"name":"Cash Forecasting","value":"Anticipates Cash Flow Threats","valueDescription":"Helps finance teams proactively manage liquidity by identifying potential cash flow issues before they arise."}]},{"name":"Automated Invoicing Software","type":"Product","url":"https://www.billtrust.com/products/automated-invoicing-software","summary":"Streamline your invoicing process and accelerate cash flow seamlessly.","description":"Deliver invoices the way customers want across 260+ AP portals using a single interface. The software reduces errors, improves deliverability, and links invoices to cash-flow projections for faster payment and shorter DSO. It includes policy and compliance checks and an Email Exception Assistant to handle bounced emails.","pricing":{},"features":[{"name":"AP Portal Reach","value":"Access 260+ AP Portals","valueDescription":"Utilize a single platform to send invoices directly to various AP portals, enhancing customer reach and payment efficiency."},{"name":"Cash Flow Linkage","value":"Link Invoices to Cash Flow","valueDescription":"Improve cash management by ensuring each invoice aligns with expected cash flow, leading to quicker payments."},{"name":"Deliverability Tracking","value":"Track Invoice Deliveries","valueDescription":"Monitor invoice delivery status and easily resend invoices to ensure they reach your customers promptly."},{"name":"Policy and Compliance Checks","value":"Ensure Compliance","valueDescription":"Prevents billing errors by validating invoice details according to company policies and regulatory standards."},{"name":"Email Exception Assistant","value":"Automate Email Responses","valueDescription":"Quickly resolve bounced emails to prevent delays in payment processing, enhancing efficiency."}]},{"name":"Cash Forecasting Software","type":"Product","url":"https://www.billtrust.com/products/b2b-payment-processing/cash-forecasting-software","summary":"Gain early cash-flow insights to enhance liquidity planning and decision-making.","description":"Billtrust’s Cash Forecasting Software provides cash-flow visibility for liquidity planning, supported by broader payment controls and international payment options. It assists AR-ledgers in forecasting cash earlier for improved liquidity and decision-making.","pricing":{},"features":[{"name":"Early Cash-Flow Visibility","value":"Anticipate Cash Flow Threats","valueDescription":"Monitoring key cash flow influencers enables teams to see cash flow variance before it impacts aging reports."},{"name":"Daily Cash Flow Monitoring","value":"Receive Early Warnings","valueDescription":"Early alerts help identify and mitigate potential cash flow problems promptly."},{"name":"Expanded Payment Controls","value":"Manage Payment Modalities","valueDescription":"Centralized payment processing enhances control and efficiency in AR operations."},{"name":"Long-Range Cash Forecasting","value":"Project Cash With Confidence","valueDescription":"Confidence ranges help teams assess the reliability of cash flow projections."},{"name":"International Payment Options","value":"Facilitate Global Transactions","valueDescription":"Inclusive payment options enhance capabilities for businesses operating worldwide."}]},{"name":"B2B Payment Processing","type":"Product","url":"https://www.billtrust.com/products/b2b-payment-processing","summary":"Optimizes cash flow and reduces payment processing costs through flexible payment solutions.","description":"Enables buyers to pay via multiple channels while protecting revenue. It expands accepted payment methods and tunes payment policies to each customer or group, helping reduce costs and accelerate cash flow.","pricing":{},"features":[{"name":"Cost Optimization","value":"Reduces Costs Significantly","valueDescription":"Billtrust's system helps clients lower their payment processing fees by up to 30%, through tailored payment policies for each customer."},{"name":"Multiple Payment Channels","value":"Facilitates Diverse Payment Options","valueDescription":"Billtrust accommodates payments through various channels, ensuring clients can provide the flexibility that buyers expect."},{"name":"Policy-Driven Payments","value":"Customizes Payment Policies","valueDescription":"Billtrust enables businesses to set specific payment rules aligned with their strategies, improving overall payment efficiency."},{"name":"Accelerated Cash Flow","value":"Speeds Up Cash Availability","valueDescription":"With effective payment structures, Billtrust assists organizations in converting revenue into accessible cash promptly."},{"name":"Enhanced Buyer Experience","value":"Increases Payment Completions","valueDescription":"The Buyer Payment Portal offers buyers specific information about their invoices and payment options, encouraging them to act without delay."}]},{"name":"Credit Management Software","type":"Product","url":"https://www.billtrust.com/products/credit-management-software","summary":"Streamline credit applications and decisions to enhance cash flow and reduce risk.","description":"Automates credit application workflows to drive smarter decisioning and faster approvals. It leverages AI to pinpoint new revenue opportunities and supports smarter credit management throughout the AR lifecycle.","pricing":{},"features":[{"name":"AI-Powered Decisioning","value":"Enhances Credit Decisions","valueDescription":"AI-driven insights enable more accurate credit assessments, identifying which customers to extend credit to and which pose risks."},{"name":"Automated Credit Workflows","value":"Speeds Up Workflows","valueDescription":"Eliminates manual processes, allowing credit applications to be processed swiftly, improving customer satisfaction."},{"name":"Faster Approvals","value":"Reduces Time to Approve","valueDescription":"Automated decision-making provides credit approvals in minutes instead of days, enhancing operational efficiency."},{"name":"Ongoing Risk Monitoring","value":"Monitors Credit Risk","valueDescription":"AI evaluates payment patterns and credit utilization regularly, allowing for proactive management of customer credit limits."},{"name":"Data-Backed Risk Reduction","value":"Mitigates Financial Risk","valueDescription":"Insights from diverse data points aid in making informed credit decisions, preventing potential losses."}]},{"name":"Accounts Receivable Collections Software","type":"Product","url":"https://www.billtrust.com/products/accounts-receivable-collections-software","summary":"Automate Collections Processes For Faster Cash Recovery.","description":"Automates collections to prioritize accounts and accelerate cash. Features centralized disputes and case management, AI-driven follow-ups, and advanced automation to increase recovery rates and reduce days sales outstanding.","pricing":{},"features":[{"name":"Agentic Procedures","value":"Scale Collection Activities Seamlessly","valueDescription":"Leverage AI to automate collection processes, allowing for more efficient resource allocation."},{"name":"AI-Driven Follow-Ups","value":"Optimize Collection Outreach Timing","valueDescription":"Enhances collection efficiency by ensuring follow-ups are strategically timed and personalized based on buyer behavior."},{"name":"Agentic Credit Lines","value":"Manage Credit Lines Effectively","valueDescription":"Utilize AI to optimize and manage credit lines, ensuring better decision-making in collections."},{"name":"Centralized Disputes and Case Management","value":"Streamline Dispute Management","valueDescription":"Centralizes disputes to facilitate faster resolutions and improved communication between teams."},{"name":"Automated Account Prioritization","value":"Prioritize Collections Effectively","valueDescription":"Focuses collection efforts on accounts most likely to pay, improving recovery rates."},{"name":"Predictive Cash Flow Forecasting","value":"Enhance Cash Flow Visibility","valueDescription":"Predicts cash flow trends to enable better financial planning and decision-making."}]},{"name":"Cash Application Automation Software","type":"Product","url":"https://www.billtrust.com/products/cash-application-automation-software","summary":"Streamlines cash application processes to accelerate cash flow and reduce manual errors.","description":"Automates cash application with AI-powered matching to invoices and accounts. It handles exception management automatically, learns from past mismatches, and delivers actionable insights for reconciliation.","pricing":{},"features":[{"name":"AI-Based Payment Matching","value":"Automates Payment Matching","valueDescription":"Enhances accuracy and speed by automatically matching payments to the correct invoice, significantly improving reconciliation efficiency."},{"name":"Automated Exception Handling","value":"Speeds Up Exception Resolution","valueDescription":"Reduces manual effort by identifying and categorizing exceptions automatically, enabling quicker resolutions and better cash flow management."},{"name":"Actionable Reconciliation Insights","value":"Delivers Reconciliation Insights","valueDescription":"Offers critical visibility into mismatches, allowing finance teams to address issues proactively and enhance the reconciliation process."},{"name":"Machine Learning Learning","value":"Improves Over Time","valueDescription":"Utilizes machine learning to refine matching processes over time based on past performance, increasing overall efficiency."}]}],"audiences":[],"segments":[{"name":"Accounts receivable automation and collections","description":"Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.","size":3.398,"cagr":10.18,"color":1,"productNames":["Accounts Receivable Platform","Accounts Receivable Collections Software","Automated Invoicing Software"],"methodology":"Primary source: Market Research Future (MRFR) provides a 2024 market size estimate of about USD 3.398B and a forecast CAGR of 10.18% (2025–2035). SNS Insider offers a higher 2025E estimate (USD 4.48B) and a faster CAGR (13.1%, 2026–2033); MRFR chosen as primary due to more recent update and explicit 2024 baseline.","citations":[{"url":"https://www.marketresearchfuture.com/reports/accounts-receivable-automation-market-31613","text":"2024 Market Size$ 3.4 Billion; CAGR (2025 - 2035) 10.18%."},{"url":"https://www.snsinsider.com/reports/accounts-receivable-automation-market-3748","text":"Market Size in 2025E: USD 4.48 Billion; CAGR: 13.1% from 2026 to 2033."}]},{"name":"Cash application automation","description":"Automated payment matching and posting that uses OCR and ERP integration to increase match accuracy, accelerate cash posting, and reconcile receipts against invoices.","size":1.2,"cagr":10.2,"color":2,"productNames":["Cash Application Automation Software","Accounts Receivable Platform"],"methodology":"Estimation uses accounts-receivable automation market figures in the search results (2024–2025 market sizes $3.4–4.48B). Cash-application is a major functionality within AR automation; assuming a 25–35% share (midpoint 30%) yields ~USD 1.1–1.3B, presented as USD 1.2B. Growth potential aligned with AR automation forecasts (sources show CAGRs ~5–13%); I adopt ~10.2% (close to MRFR's 10.18%) reflecting strong AI/ML adoption in cash application.","citations":[{"url":"https://www.marketresearchfuture.com/reports/accounts-receivable-automation-market-31613","text":"2024 Market Size$ 3.4 Billion; CAGR (2025 - 2035) 10.18%."},{"url":"https://www.snsinsider.com/reports/accounts-receivable-automation-market-3748","text":"Market Size in 2025E: USD 4.48 Billion; CAGR: 13.1% (2026-2033)."},{"url":"https://www.wiseguyreports.com/reports/cash-automation-management-market","text":"Market Size, 2025 USD 5.69 Billion; CAGR, 2026–2035 5.6%."}]},{"name":"Cash flow forecasting and liquidity management","description":"Short- and medium-term cash forecasting, working capital management, and liquidity planning to ensure operational continuity and support growth investments.","size":3.6,"cagr":13.5,"color":3,"productNames":["Cash Forecasting Software","Accounts Receivable Platform"],"methodology":"Primary sources in the search results report the cash-flow/liquidity management market in the mid-single-digit billions (Zion: USD 3.53B in 2023; Coherent: USD 3.69B in 2026) with high growth expectations (CAGRs reported 12.6%–15.6%). A lower MRFR estimate (USD 0.39B, CAGR 5.63%) appears to use a narrower scope. Reconciling scope differences, I estimate current market size ≈ USD 3.6B and medium-term growth potential ≈ 13.5% CAGR.","citations":[{"url":"https://www.zionmarketresearch.com/report/cash-flow-management-market","text":"Market Size in 2023 USD 3.53 Billion; Market Forecast in 2032 USD 15.01 Billion; CAGR 15.6%."},{"url":"https://www.coherentmarketinsights.com/industry-reports/corporate-liquidity-management-market","text":"Corporate Liquidity Management Market is estimated at USD 3.69 Bn in 2026 and expected to reach USD 8.48 Bn in 2033; CAGR 12.6%."},{"url":"https://www.marketresearchfuture.com/reports/cash-flow-market-10382","text":"2024 Market Size $0.39 Billion; projected to $0.71 Billion by 2035; CAGR 5.63% (2025-2035)."}]},{"name":"B2B payment orchestration","description":"Capabilities that manage end-to-end B2B payment flows across buyer portals, including zero-touch payment processing, remittance capture, and payment routing to improve on-time payments and cash flow.","size":3.11,"cagr":25.8,"color":4,"productNames":["B2B Payment Processing","Automated Invoicing Software","Accounts Receivable Platform"],"methodology":"Primary estimate uses the Payment Orchestration market report in the provided search results, which explicitly states a global market size of USD 3,111.39 million (~USD 3.11B) in 2026 and a projected CAGR of 25.8% (2026–2035). Broader B2B payments market data (very large transaction volumes and multi-year growth projections) from the other results support strong tailwinds for orchestration adoption, justifying a high CAGR for the orchestration sub‑segment.","citations":[{"url":"https://www.marketgrowthreports.com/market-reports/payment-orchestration-market-102525","text":"The global payment orchestration market size reached USD 3111.39 million in 2026."},{"url":"https://www.marketgrowthreports.com/market-reports/payment-orchestration-market-102525","text":"exhibiting a growth rate (CAGR) of 25.8% during 2026-2035."},{"url":"https://www.fortunebusinessinsights.com/b2b-payments-market-108853","text":"The global B2B payments market size was valued at USD 97.88 trillion in 2025."}]},{"name":"Credit decisioning and underwriting","description":"Workflow-based underwriting and credit decisioning that integrates credit bureaus and alternative data for automated credit checks, credit line management, and remarketing.","size":12.4,"cagr":11.2,"color":5,"productNames":["Credit Management Software","Accounts Receivable Platform"],"methodology":"Primary estimate based on MarketIntelo’s Credit Decisioning Platform market sizing (valued at $12.4B in 2025, CAGR ~11.2%). This was corroborated by related market reports: Coherent Market Insights (credit risk assessment: $10.88B in 2026, CAGR 14.3%) and Market Research Future (credit scoring: $8.71B in 2024, CAGR 18.16%), which show comparable market magnitudes and strong multi-year growth, supporting a ~11%–14% growth expectation. I selected MarketIntelo’s figures as the primary proxy for the credit decisioning and underwriting segment.","citations":[{"url":"https://marketintelo.com/report/credit-decisioning-platform-market","text":"Global market valued at $12.4 billion in 2025; expected to reach $26.8 billion by 2034 at CAGR of 11.2%."},{"url":"https://www.coherentmarketinsights.com/industry-reports/credit-risk-assessment-market","text":"Credit Risk Assessment Market is estimated to be valued at USD 10.88 Bn in 2026 and is expected to reach USD 27.73 Bn in 2033, CAGR of 14.3%."},{"url":"https://www.marketresearchfuture.com/reports/credit-scoring-market-24354","text":"2024 Market Size $8.71 Billion; 2025 Market Size $10.29 Billion; CAGR (2025-2035) 18.16%; 2035 Market Size $54.62 Billion."}]}],"faq":[],"comparisons":[],"sources":[{"url":"https://www.billtrust.com","text":"Billtrust"},{"url":"https://www.billtrust.com/accounts-receivable-platform","text":"Accounts Receivable Platform"},{"url":"https://www.billtrust.com/products/automated-invoicing-software","text":"Automated Invoicing Software"},{"url":"https://www.billtrust.com/products/b2b-payment-processing/cash-forecasting-software","text":"Cash Forecasting Software"},{"url":"https://www.billtrust.com/products/b2b-payment-processing","text":"B2B Payment Processing"},{"url":"https://www.billtrust.com/products/credit-management-software","text":"Credit Management Software"},{"url":"https://www.billtrust.com/products/accounts-receivable-collections-software","text":"Accounts Receivable Collections Software"},{"url":"https://www.billtrust.com/products/cash-application-automation-software","text":"Cash Application Automation Software"},{"url":"https://www.marketresearchfuture.com/reports/accounts-receivable-automation-market-31613","text":"2024 Market Size$ 3.4 Billion; CAGR (2025 - 2035) 10.18%."},{"url":"https://www.snsinsider.com/reports/accounts-receivable-automation-market-3748","text":"Market Size in 2025E: USD 4.48 Billion; CAGR: 13.1% from 2026 to 2033."},{"url":"https://www.wiseguyreports.com/reports/cash-automation-management-market","text":"Market Size, 2025 USD 5.69 Billion; CAGR, 2026–2035 5.6%."},{"url":"https://www.zionmarketresearch.com/report/cash-flow-management-market","text":"Market Size in 2023 USD 3.53 Billion; Market Forecast in 2032 USD 15.01 Billion; CAGR 15.6%."},{"url":"https://www.coherentmarketinsights.com/industry-reports/corporate-liquidity-management-market","text":"Corporate Liquidity Management Market is estimated at USD 3.69 Bn in 2026 and expected to reach USD 8.48 Bn in 2033; CAGR 12.6%."},{"url":"https://www.marketresearchfuture.com/reports/cash-flow-market-10382","text":"2024 Market Size $0.39 Billion; projected to $0.71 Billion by 2035; CAGR 5.63% (2025-2035)."},{"url":"https://www.marketgrowthreports.com/market-reports/payment-orchestration-market-102525","text":"The global payment orchestration market size reached USD 3111.39 million in 2026."},{"url":"https://www.fortunebusinessinsights.com/b2b-payments-market-108853","text":"The global B2B payments market size was valued at USD 97.88 trillion in 2025."},{"url":"https://marketintelo.com/report/credit-decisioning-platform-market","text":"Global market valued at $12.4 billion in 2025; expected to reach $26.8 billion by 2034 at CAGR of 11.2%."},{"url":"https://www.coherentmarketinsights.com/industry-reports/credit-risk-assessment-market","text":"Credit Risk Assessment Market is estimated to be valued at USD 10.88 Bn in 2026 and is expected to reach USD 27.73 Bn in 2033, CAGR of 14.3%."},{"url":"https://www.marketresearchfuture.com/reports/credit-scoring-market-24354","text":"2024 Market Size $8.71 Billion; 2025 Market Size $10.29 Billion; CAGR (2025-2035) 18.16%; 2035 Market Size $54.62 Billion."}]}