{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/ascensus-com","markdownUrl":"https://nowen.ai/agents/ascensus-com.md","jsonUrl":"https://nowen.ai/agents/ascensus-com.json","name":"Ascensus, LLC","nickname":"Ascensus","website":"https://www.ascensus.com","industry":"Pension Plans","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:01:53.427Z","summary":"Ascensus, LLC is a leading independent provider of retirement plan administration, recordkeeping, and related education savings and insurance services.","description":"Ascensus, LLC is a leading independent provider of retirement plan administration, recordkeeping, and related financial services. It offers education savings programs, ABLE savings, and institutional insurance solutions, along with administration, fiduciary, actuarial, and consulting services. Serving individuals, employers, financial institutions, and plan sponsors, Ascensus delivers these capabilities through a technology-enabled platform and a network of partnerships to help clients design, implement, and manage compliant, efficient savings and benefits programs.","mission":"To help people save for the future by delivering compliant, accessible retirement, education savings, and related financial services through scalable technology and trusted partnerships.","directory":{"industryName":"Pension Plans","agentCount":7,"indexable":false,"hubUrl":"https://nowen.ai/industry/pension-plans"},"aiReaderFamilies":["Perplexity","Amazon"],"advisorListingUrl":"https://haycion.com/advisors/ascensus-com","products":[{"name":"IRA Products and Solutions","type":"Solution","url":"https://www.ascensus.com/solutions/retirement/ira-products-solutions/","summary":"Comprehensive solutions for efficient IRA administration and compliance.","description":"IRA administration and related services suite offering traditional and Roth IRA administration, SEP and SIMPLE IRA administration, education and training, consulting, forms and documents, compliance resources, and IRA amendments. Includes IRAdirect express for streamlined processing and program management.","pricing":{},"features":[{"name":"IRA Administration","value":"Facilitates IRA Management","valueDescription":"Offers full service for managing traditional and Roth IRAs, ensuring compliance and efficiency."},{"name":"Seamless Integration","value":"Improves Efficiency","valueDescription":"Enhances workflows by reducing system login fatigue for users."},{"name":"Risk Reduction","value":"Decreases Compliance Risks","valueDescription":"Improves accuracy, thereby helping financial institutions meet regulatory requirements."},{"name":"Consulting","value":"Expert Guidance on IRA Programs","valueDescription":"Advisors receive tailored consulting to enhance IRA strategies."},{"name":"SEP & SIMPLE IRA Administration","value":"Supports Small Business Retirement Plans","valueDescription":"Provides administrative services for SEP and SIMPLE IRAs, catering to small businesses."},{"name":"Faster Client Processing","value":"Reduces Data Entry","valueDescription":"Minimizes the time spent on manual data entry, enhancing overall transaction speed."},{"name":"Enhanced Client Experience","value":"Boosts Customer Satisfaction","valueDescription":"Creates a more user-friendly interaction for account owners, leading to increased satisfaction."},{"name":"Compliance and Marketing Resources","value":"Supports Regulatory Adherence","valueDescription":"Provides essential tools for maintaining compliance while effectively promoting IRA offerings."},{"name":"Forms and Documents","value":"Streamlines IRA Setup","valueDescription":"Includes a comprehensive suite of forms required for managing IRAs efficiently."},{"name":"Time Saving","value":"Saves Processing Time","valueDescription":"Accelerates the transaction process by leveraging shared data effectively."},{"name":"Amending IRAs","value":"Facilitates Compliance Updates","valueDescription":"Ensures IRA documents reflect current regulations."},{"name":"Education and Training","value":"Enhances Knowledge Base","valueDescription":"Offers valuable training programs to keep staff updated on IRA regulations."}]},{"name":"529 Plans","type":"Solution","url":"https://www.ascensus.com/solutions/education/529-plans/","summary":"Help Families Save For Education With Tax-advantaged 529 Plans.","description":"529 education savings plans sponsored by states, designed to help families save for education with tax-advantaged growth and state-specific benefits.","pricing":{},"features":[{"name":"State-supported Plans","value":"Access State-specific Benefits","valueDescription":"Families can access unique benefits, including tax deductions and financial aid opportunities based on their state's 529 plan."},{"name":"Tax-advantaged Growth","value":"Grow Savings Tax-deferred","valueDescription":"Investments grow tax-deferred, maximizing education savings without annual taxes on gains."},{"name":"Tax-free Withdrawals for Qualified Expenses","value":"Withdraw Without Tax Penalties","valueDescription":"Funds can be withdrawn tax-free when used for qualified education expenses, maximizing financial benefit."},{"name":"Flexible Investment Options","value":"Choose Investment Strategies","valueDescription":"Account owners can select from various investment options, allowing tailored growth strategies."},{"name":"Ugift® Gift Contributions","value":"Encourage Contributions To Funds","valueDescription":"Loved ones can easily contribute to a student's 529 account, helping to increase savings toward education."}]},{"name":"Coverdell Solutions","type":"Solution","url":"https://www.ascensus.com/solutions/education/coverdell-solutions/","summary":"Streamline education savings for families with comprehensive Coverdell ESA solutions.","description":"Coverdell ESA administration including program administration, forms and documents, education and training, and ESA resources.","pricing":{},"features":[{"name":"Program 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value accumulation, tax-free withdrawals and loans, and institutional pricing within a broad asset class/manager framework.","pricing":{},"features":[{"name":"Tax-Advantaged Cash Value Accumulation","value":"Enhance Financial Efficiency","valueDescription":"Benefit from cash value growth that is exempt from taxation."},{"name":"Tax-Free Death Benefits","value":"Ensure Beneficiary Support","valueDescription":"Provide financial protection to beneficiaries without tax implications."},{"name":"Institutional Pricing","value":"Secure Competitive Rates","valueDescription":"Achieve better pricing options tailored for institutional investors."},{"name":"Tax-Free Withdrawals and Loans","value":"Access Funds Without Tax Burdens","valueDescription":"Utilize available cash value through tax-free loans and withdrawals."},{"name":"Broad Asset Class/Manager Options","value":"Gain Diverse Investment Choices","valueDescription":"Utilize diverse investment options tailored to specific banking needs."},{"name":"Comprehensive Administrative Support","value":"Streamline Program Management","valueDescription":"Access dedicated support for program administration."},{"name":"Guarantee Issue Underwriting","value":"Facilitate Simple Underwriting","valueDescription":"Streamline the underwriting process with guaranteed issue features."},{"name":"Pre-Purchase Due Diligence","value":"Ensure Informed Decisions","valueDescription":"Conduct comprehensive analysis to select optimal BOLI solutions."}]},{"name":"COLI (Corporate-Owned Life Insurance)","type":"Product","url":"https://www.ascensus.com/solutions/insurance/coli/","summary":"Optimize nonqualified benefits costs with tax-advantaged COLI solutions.","description":"COLI program for corporate-owned life insurance designed to offset costs of nonqualified benefits with tax-advantaged value and broad investment options.","pricing":{},"features":[{"name":"Tax-Advantaged Cash Value Accumulation","value":"Benefit from Tax-Free Growth","valueDescription":"Cash value in a COLI policy accumulates tax-deferred, enhancing company assets."},{"name":"Tax-Free Withdrawals and Loans","value":"Access Capital Tax-Free","valueDescription":"Policyholders can withdraw and take loans against cash value without incurring taxes."},{"name":"Investment Options","value":"Gain Diverse Investment Choices","valueDescription":"COLI offers flexibility in investment with multiple asset classes."},{"name":"Enhanced Hedging Strategies","value":"Mitigate Nonqualified Benefits Costs","valueDescription":"Helps organizations manage and hedge costs associated with providing nonqualified benefits."},{"name":"Comprehensive Program Support","value":"Streamlined COLI Program Management","valueDescription":"Clients receive assistance from specialists throughout the COLI lifecycle."}]},{"name":"ICOLI (Insurance Company-Owned Life Insurance)","type":"Product","url":"https://www.ascensus.com/solutions/insurance/icoli/","summary":"Optimize tax-efficient investment strategies with tailored ICOLI programs.","description":"ICOLI offerings for insurance companies to diversify investments and meet surplus guidelines through company-owned life insurance.","pricing":{},"features":[{"name":"Comprehensive ICOLI Diagnostics","value":"Enhance Portfolio Diversification","valueDescription":"Utilize tailored diagnostics to align your ICOLI with organizational goals."},{"name":"Tax-Efficient Investing","value":"Maximize Tax-Adjusted Earnings","valueDescription":"Leverage tax advantages of ICOLI to optimize returns."},{"name":"Ongoing Regulatory Compliance","value":"Streamline Compliance Reporting","valueDescription":"Assist with documentation and reporting standards throughout your ICOLI program."}]},{"name":"CUOLI (Credit Union-Owned Life Insurance)","type":"Product","url":"https://www.ascensus.com/solutions/insurance/cuoli/","summary":"Optimize employee benefit expenses with a tailored CUOLI program.","description":"CUOLI program 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eligibility for federal benefits.","description":"ABLE savings accounts enabling individuals with disabilities to save for disability-related expenses with tax-advantaged accounts.","pricing":{},"features":[{"name":"Dedicated ABLE Program Administration","value":"Streamlines Account Management","valueDescription":"Comprehensive support ensures efficient management of ABLE accounts."},{"name":"Tax-Advantaged ABLE Accounts","value":"Maximizes Savings Potential","valueDescription":"Income earned on ABLE savings is not taxed."},{"name":"Preserve Benefit Eligibility","value":"Supports Financial Independence","valueDescription":"Users can save funds needed without impacting federal benefits."},{"name":"Multiple Investment Options","value":"Enhances Growth Opportunities","valueDescription":"Account owners can select from various investment options."},{"name":"Accessible Expenses","value":"Provides Financial Flexibility","valueDescription":"Funds can be utilized for education, housing, 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