{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/ameriprise-com","markdownUrl":"https://nowen.ai/agents/ameriprise-com.md","jsonUrl":"https://nowen.ai/agents/ameriprise-com.json","name":"Ameriprise Financial, Inc.","nickname":"Ameriprise","website":"https://www.ameriprise.com","location":"Minneapolis, MN, United States","address":{"city":"Minneapolis","state":"MN","country":"United States"},"industry":"Financial Services","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:00:18.663Z","summary":"Global financial services firm delivering planning and advisory services to millions of clients.","description":"Ameriprise Financial, Inc. is a diversified financial services company that primarily engages in business through its subsidiaries listed below, and provides broker-dealer, advisory, wealth management, asset management, insurance, lending and related products and services. With more than 10,000 financial advisors and over 3.5 million clients, Ameriprise has guided clients for more than 130 years.","mission":"To help people feel more confident about their financial future.","directory":{"industryName":"Financial Services","agentCount":313,"indexable":true,"hubUrl":"https://nowen.ai/industry/financial-services"},"aiReaderFamilies":["Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/ameriprise-com","label":"Become a supplier to Ameriprise Financial, Inc. through Boon","sub":"Your AI agent prepares the application."},"products":[{"name":"Investment Products","type":"Product","url":"https://www.ameriprise.com/products/investments","summary":"Comprehensive investment options to support diverse client portfolios.","description":"Ameriprise offers a broad suite of investment options including stocks, bonds, mutual funds, structured products, and managed accounts to help clients build and manage portfolios.","pricing":{},"features":[{"name":"Managed Accounts","value":"Receive Personalized Management","valueDescription":"Get tailored investment strategies and ongoing management from a dedicated advisor."},{"name":"Stocks","value":"Access Equity Investments","valueDescription":"Invest in a variety of stocks to help grow your wealth through capital gains and dividend income."},{"name":"Bonds","value":"Invest in Fixed Income","valueDescription":"Diversify your portfolio with bonds to provide stable income and reduce overall risk."},{"name":"Sustainable Investing","value":"Build a Sustainable Portfolio","valueDescription":"Invest in assets aligned with your values for a positive environmental and social impact."},{"name":"Mutual Funds","value":"Participate in Managed Funds","valueDescription":"Benefit from professionally managed investment pools while gaining diversification and liquidity."},{"name":"Structured Products","value":"Invest in Structured Products","valueDescription":"Gain exposure to complex financial instruments that can offer defined outcomes and risk profiles."}]},{"name":"Retirement Accounts","type":"Product","url":"https://www.ameriprise.com/products/investments/iras-retirement-plans","summary":"Comprehensive retirement accounts to help individuals secure their financial future.","description":"A range of retirement accounts including IRAs and employer-sponsored plans to support clients' retirement savings goals.","pricing":{},"features":[{"name":"401(k)","value":"Offers Tax Advantages","valueDescription":"Contributions to a 401(k) reduce taxable income, helping clients save on taxes while saving for retirement."},{"name":"IRA","value":"Defers Taxes Until Withdrawals","valueDescription":"Contribute pre-tax dollars, allowing investments to grow until retirement."},{"name":"Roth IRA","value":"Provides Tax-Free Withdrawals","valueDescription":"Invest after-tax income and enjoy tax-free growth and withdrawal benefits in retirement."},{"name":"403(b)","value":"Supports Non-Profit Employees","valueDescription":"Tailored retirement savings plan for employees of tax-exempt organizations, enhancing savings growth."},{"name":"Rollover Options","value":"Maintains Tax-Deferred Status","valueDescription":"Clients can move their retirement savings without tax penalties to preserve their nest eggs."},{"name":"SEP IRA","value":"Provides High Contribution Limits","valueDescription":"Allows higher contribution limits than traditional IRAs, suitable for self-employed individuals and small business owners."},{"name":"Required Minimum Distributions (RMD)","value":"Ensures Compliance with IRS Rules","valueDescription":"Helps clients manage their withdrawals starting at age 73, avoiding potential penalties."},{"name":"SIMPLE IRA","value":"Easy To Set Up and Maintain","valueDescription":"Designed for small businesses to offer a cost-effective retirement plan option with fewer administrative requirements."}]},{"name":"529 Plans","type":"Product","url":"https://www.ameriprise.com/financial-goals-priorities/education-planning/529-plan-faq?cid=FGPtopicfront-education=promo","summary":"Tax-advantaged savings for education with flexible contributions and withdrawals.","description":"529 education savings plans to help fund education expenses; includes FAQs on eligibility, gifting and tax considerations.","pricing":{},"features":[{"name":"529 Plan Education Savings","value":"Provide Tax-Advantaged Growth","valueDescription":"Contributions grow tax-deferred, and withdrawals are tax-free when used for qualified education expenses."},{"name":"Flexible Contribution Limits","value":"Invest Up to $400,000","valueDescription":"Most states allow contributions of $400,000 or more per beneficiary."},{"name":"Roth IRA Transfers","value":"Utilize Tax-Free Retirement Savings","valueDescription":"Transfer up to $35,000 to a Roth IRA once the 529 plan is at least 15 years old."},{"name":"Gifting and Tax Considerations","value":"Explore Gifting Benefits","valueDescription":"Utilize generous gift tax exclusions to contribute to education savings accounts."},{"name":"Beneficiary Control","value":"Ease of Beneficiary Changes","valueDescription":"Transfer unused assets to a family member without incurring taxes."},{"name":"FAQs","value":"Clarify 529 Plan Details","valueDescription":"Explore essential questions about eligibility, contributions, and distribution rules."}]},{"name":"Life Insurance","type":"Product","url":"","summary":"Providing financial security for beneficiaries in the event of the policyholder's death.","description":"Life insurance products offered by Ameriprise as part of its insurance and annuity offerings.","pricing":{},"features":[{"name":"Beneficiary Designation","value":"Secure Your Legacy","valueDescription":"Ensure your assets are passed on to your chosen individuals or entities."},{"name":"Flexible Coverage Options","value":"Customize Your Policy","valueDescription":"Select coverage amounts and term lengths tailored to your financial situation."},{"name":"Accelerated Death Benefits Rider","value":"Manage End-of-Life Expenses","valueDescription":"Receive financial support during critical times without impacting your coverage."},{"name":"Policy Loans","value":"Borrow Against Your Policy","valueDescription":"Utilize your policy's cash value for financial flexibility without surrendering coverage."}]},{"name":"Disability Income Insurance","type":"Product","url":"","summary":"Provides financial support during periods of disability and illness.","description":"Disability income insurance as part of Ameriprise insurance offerings.","pricing":{},"features":[{"name":"Income Protection","value":"Provides Income Replacement","valueDescription":"This feature allows policyholders to receive a portion of their income if they are unable to work due to a disability, helping to cover essential living expenses."},{"name":"Tax-Free Benefits","value":"Receive Tax Exempt Payments","valueDescription":"Enjoy the benefit of tax-free compensation during your time of need."},{"name":"Comprehensive Coverage Options","value":"Customize Coverage Plans","valueDescription":"Tailor your disability income insurance policy to fit your unique circumstances and preferences."},{"name":"Affordable Premiums","value":"Offers Manageable Costs","valueDescription":"Choose a premium that aligns with your financial situation while ensuring comprehensive coverage."}]},{"name":"Trust Services","type":"Product","url":"","summary":"Secure and manage your legacy through comprehensive trust services.","description":"Trust services offered by Ameriprise as part of its financial services.","pricing":{},"features":[{"name":"Comprehensive Trust Management","value":"Facilitates Effective Asset Management","valueDescription":"Utilizes specialized strategies to protect and efficiently distribute your assets, ensuring your wishes are honored."},{"name":"Estate Settlement Support","value":"Assists with Estate Settlement","valueDescription":"Provides personalized support with all aspects related to settling an estate, simplifying a complex and emotional process."},{"name":"Trustee Services","value":"Provides Professional Oversight","valueDescription":"Engages experienced trustees who administer trusts according to specified terms, ensuring the trust's integrity."},{"name":"Beneficiary Designation Assistance","value":"Ensures Your Wishes Are Honored","valueDescription":"Regular reviews and updates of beneficiary designations help avoid probate and ensure prompt asset distribution."},{"name":"Educational Resources","value":"Enhances Client Understanding","valueDescription":"Provides comprehensive insights and education to help clients navigate trust services effectively."}]},{"name":"Ameriprise Bank Deposit Products","type":"Product","url":"","summary":"Secure and convenient deposit accounts with competitive rates from Ameriprise Bank.","description":"Ameriprise Bank offers a range of deposit products including checking accounts, savings accounts, and certificates of deposit (CDs) tailored to meet various financial needs, each providing safety, convenience, and competitive interest rates.","pricing":{},"features":[{"name":"Deposit Accounts","value":"Offers Flexible Banking Solutions","valueDescription":"Select from checking, savings, and CD options tailored to fit your financial needs with competitive interest rates."},{"name":"FDIC Insurance","value":"Provides Safe Investments","valueDescription":"Enjoy peace of mind knowing that your deposits are protected by FDIC insurance for up to $250,000."},{"name":"Mobile Banking","value":"Access Accounts Anytime","valueDescription":"Use the Ameriprise app to check balances, deposit checks, and transfer funds on the go."},{"name":"Competitive Interest Rates","value":"Earn More on Your Savings","valueDescription":"Maximize your savings potential with rates that are competitive with large national banks."},{"name":"No Monthly Maintenance Fees","value":"Keep More of Your Money","valueDescription":"Enjoy low-cost banking with no monthly fees on many of our deposit accounts."}]},{"name":"Home Loans","type":"Product","url":"","summary":"Offering competitive home loans for purchasing or refinancing properties.","description":"Home loan origination and servicing arrangements with Rocket Mortgage and Cenlar among others.","pricing":{},"features":[{"name":"Rocket Mortgage Origination","value":"Enables Fast Loan Processing","valueDescription":"Leveraging Rocket Mortgage's technology allows for a streamlined application process, faster approvals, and a seamless experience for homebuyers and those refinancing their loans."},{"name":"Loan Servicing Partners","value":"Provides Reliable Servicing Support","valueDescription":"Clients benefit from a robust support network for managing their mortgage accounts through reputable servicers, ensuring timely assistance and detailed account management."}]},{"name":"Ameriprise Visa Signature credit cards","type":"Product","url":"https://www.ameriprise.com/products-services/cash-cards-lending/credit-cards/","summary":"Offers valuable rewards and personalized financial support for cardholders.","description":"Ameriprise Visa Signature credit cards with cardholder services and rewards programs. The card provides cash back, travel benefits, and personalized advice to help clients achieve their financial goals.","pricing":{},"features":[{"name":"24/7 card support","value":"Receive Assistance Anytime","valueDescription":"Cardholders have access to 24/7 support, ensuring help is always available whether it's for account inquiries or lost/stolen cards."},{"name":"Credit card rewards","value":"Earn Rewards Points","valueDescription":"Cardholders earn points for purchases that can be redeemed for cash back, travel, and more, enhancing the overall value of spending."},{"name":"Travel benefits","value":"Get Travel Perks","valueDescription":"Enjoy benefits such as cash back on travel purchases, making trips more rewarding."},{"name":"Integrated financial advice","value":"Work With Advisors","valueDescription":"Cardholders can strategize with Ameriprise advisors to align credit usage with long-term financial goals."},{"name":"Secure online access","value":"Access Anytime, Anywhere","valueDescription":"Cardholders can easily track accounts, set alerts, and make payments online or via the mobile app."}]},{"name":"Ameriprise Visa Debit Card","type":"Product","url":"","summary":"Simplified access to funds for everyday spending and secure online banking.","description":"The Ameriprise Visa Debit Card enables secure access to your funds for everyday purchases while offering online banking capabilities through the Ameriprise Financial app.","pricing":{},"features":[{"name":"Visa Debit Card Access","value":"Access Funds Seamlessly","valueDescription":"Use your Ameriprise Visa Debit Card to make purchases anywhere Visa is accepted, directly linked to your checking account."},{"name":"Zero Liability Policy","value":"Eliminate Fraud Risk","valueDescription":"Rest assured that you won't be held responsible for unauthorized charges when reporting them promptly."},{"name":"2-Step Verification","value":"Secure Account Access","valueDescription":"Enable 2-step verification to add an extra layer of security when accessing your accounts online."},{"name":"Mobile Banking Access","value":"Manage Finances Conveniently","valueDescription":"Control your banking activities directly from your mobile device, including checking balances and transferring money."}]},{"name":"OmniView","type":"Platform","url":"https://www.ameriprise.com/financial-goals-priorities/online-financial-advising-and-digital-tools","summary":"OmniView offers a comprehensive view of all financial accounts, enhancing client-advisor collaboration.","description":"OmniView is Ameriprise's consolidated digital platform that provides a complete view of finances across Ameriprise and other institutions, with secure online collaboration with your advisor.","pricing":{},"features":[{"name":"Consolidated Account View","value":"View All Accounts Together","valueDescription":"Easily consolidate and visualize all your financial accounts to manage your assets effectively."},{"name":"Security Guarantee","value":"Protect Your Funds Online","valueDescription":"Safeguard your investments with Ameriprise's robust online security measures."},{"name":"Goal Tracking","value":"Monitor Financial Goals","valueDescription":"Stay updated on your financial goals with real-time tracking and insights."},{"name":"E-signature","value":"Sign Documents Electronically","valueDescription":"Quickly complete necessary paperwork without the hassle of printing and mailing."},{"name":"Secure Document Sharing","value":"Share Documents Securely","valueDescription":"Collaborate with your advisor through a secure platform for document storage and sharing."},{"name":"Online Trading and Market Data","value":"Execute Trades Online","valueDescription":"Trade and make informed decisions based on comprehensive market data at your fingertips."},{"name":"Secure Messaging","value":"Communicate Securely","valueDescription":"Use secure messaging to stay in touch with your advisor for timely insights and discussions."}]},{"name":"Workplace Financial Wellness Program","type":"Service","url":"https://www.ameriprise.com/about/workplace-financial-wellness","summary":"Empower Employees To Manage Their Finances And Reduce Financial Stress.","description":"Financial wellness program that partners with businesses to educate employees and connect them with Ameriprise advisors. 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