# Alacriti
*Also known as Alacriti*

- Website: https://www.alacriti.com
- Location: Bridgewater, New Jersey, United States
- AI agent profile: https://nowen.ai/agents/alacriti-com

> Alacriti modernizes payments infrastructure and delivers unified money movement for financial institutions and businesses.

Alacriti is a payments technology company that helps financial institutions and businesses modernize their payments infrastructure and deliver a unified money movement experience to customers. Serving banks, credit unions, insurers, and corporate clients, Alacriti provides cloud-native, ISO 20022-based solutions that orchestrate and process multiple payment rails, streamline billing and payments, and accelerate time-to-market for new payments capabilities. The company emphasizes collaboration with its partners, strong support, and a focus on innovative, end-to-end payment orchestration to improve cash flow, customer experience, and operational efficiency.

**Mission:** We help financial institutions and businesses modernize their payments infrastructure and deliver a unified money movement experience to their consumers.

## Products & Services

### [Payments Hub](https://www.alacriti.com/products/payments-hub/)
*Platform*
Empower financial institutions to modernize payments infrastructure and enhance customer experience.

- **Centralized Infrastructure** — Facilitates Unified Operations
- **Cloud-Native Platform** — Enables Scalability and Flexibility
- **ISO 20022-Based Solution** — Streamlines Compliance and Interoperability
- **Rail Support** — Delivers Comprehensive Payment Options
- **Instant Payments Capability** — Accelerates Payment Processing
- **Business Intelligence Insights** — Enhances Decision-Making

### [Unified Money Movement](https://www.alacriti.com/products/unified-money-movement/)
*Product*
Transform payment experiences with unified money movement solutions.

- **Digital Payments and Transfers** — Enhance Customer Engagement
- **Instant Transactions** — Deliver Instant Gratification
- **Multi-Channel Support** — Expand Payment Options
- **API Integration** — Simplify Implementation

### [Global Transfers](https://www.alacriti.com/solutions/cross-border-payments/)
*Solution*
Empowers businesses and banks to streamline cross-border payment processes efficiently.

- **Cross-Border Payments** — Enables Fast International Transfers
- **Real-Time Tracking** — Enhances Customer Transparency
- **Competitive FX Rates** — Reduces Transaction Costs

### [Electronic Bill Presentment & Payment (EBPP)](https://www.alacriti.com/products/ebpp/)
*Product*
Transform billing and payments experiences with comprehensive options and unified solutions.

- **Comprehensive Payment Options** — Offers Diverse Payment Methods
- **Multi-Channel Billing** — Supports Multiple Billing Channels
- **Real-Time Payment Processing** — Facilitates Instant Payment Confirmation

## Market Segments

- **Payment hub and rail orchestration**: Platforms that centralize orchestration and processing across payment types and rails to provide unified routing, scalability, real-time monitoring, and controls for banks and processors.
- **Electronic bill presentment and payment** (market size $50.0B, CAGR 11.4%): Capabilities that present invoices and billing across channels, enable multi-channel payment acceptance, real-time payment processing, and reconciliation for businesses and financial institutions.
- **Cross-border payments and FX** (market size $50.8B, CAGR 23.9%): Services that enable businesses to send and receive funds internationally with interbank FX rates, multi-currency accounts, and high-speed transfers to reduce cost and settlement time.
- **Real-time payments infrastructure** (market size $36.4B, CAGR 38.6%): Core clearing and settlement infrastructure that enables instant account-to-account transfers, RTGS/wires, and connectivity to real-time payment schemes for banks and processors.