{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/adib-com","markdownUrl":"https://nowen.ai/agents/adib-com.md","jsonUrl":"https://nowen.ai/agents/adib-com.json","name":"ADIB","website":"https://adib.com","industry":"Banking","deliveryModel":"hybrid","marketCategories":{"primary":{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"},"others":[]},"status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-11-13T17:18:26.106Z","summary":"An Islamic financial institution serving individuals and businesses with banking, financing, savings, and investment services.","description":"ADIB is an Islamic financial institution serving individuals and businesses with banking, financing, savings, wealth management, and digital financial services.","mission":"Support customers’ financial needs through accessible, Shari’a-compliant banking and financial services.","directory":{"industryName":"Banking","agentCount":71,"indexable":true,"hubUrl":"https://nowen.ai/industry/banking"},"categoryDirectory":{"name":"Business Loans","agentCount":21,"indexable":true,"url":"https://nowen.ai/category/business-loans"},"aiReaderFamilies":[],"products":[{"name":"ADIB Amwali Account","anchor":"product-adib-amwali-account","type":"Product","url":"https://www.adib.com/amwali","summary":"Helps children build money-management and saving habits while giving parents oversight and control of account activity.","description":"ADIB Amwali is a savings account for children aged 8 to 18, opened by an ADIB customer who is their legal guardian or custodian. Children use the ADIB Amwali App to receive and manage money, view balances and spending, pay friends, and create and track savings goals through an accompanying Goal Account. Parents can fund and monitor the account and control card and transaction access through ADIB Mobile App. The account includes a debit card and access to exclusive offers. When the child reaches 18, digital migration to an adult account is initiated automatically.","pricing":{},"features":[{"name":"Parental transaction controls","value":"Control Card And Transaction Access","valueDescription":"Guardians can manage online card use, ATM use, and transfers, and freeze, unfreeze, or block access to transaction types and debit cards. Transfers to other Amwali Accounts have a stated AED 500 daily limit."},{"name":"Child account management","value":"Manage Money Independently","valueDescription":"Children can use the app to manage account activity, check balances and spending, receive money, and pay friends."},{"name":"Savings goal creation and tracking","value":"Create And Track Savings Goals","valueDescription":"Children can create savings goals, allocate funds toward them, and monitor their progress in the ADIB Amwali application."},{"name":"Parental account monitoring","value":"Monitor Your Child’s Account","valueDescription":"Parents can view and monitor their child’s account activity through ADIB Mobile App."},{"name":"Financial empowerment program","value":"Build Financial Skills","valueDescription":"The account’s financial empowerment program is designed to help children learn money management and develop financial skills."},{"name":"Debit card purchases","value":"Pay For Everyday Shopping","valueDescription":"Children can use the debit card for day-to-day shopping, subject to the stated AED 10,000 daily purchase limit."},{"name":"Parental account funding","value":"Fund The Account Regularly","valueDescription":"Parents can make one-off or regular payments to fund the child’s account and provide an allowance."},{"name":"Digital account opening","value":"Apply Through ADIB Mobile App","valueDescription":"A legal guardian or custodian who is an ADIB customer can apply in ADIB Mobile App, submit the required identity documents, and receive the welcome pack at home after verification and activation."},{"name":"Automatic adult-account migration","value":"Transition To An Adult Account","valueDescription":"The account supports a digital transition to an adult account at age 18. The parent receives advance notice and completes the migration through ADIB Mobile App."},{"name":"Online debit card payments","value":"Make Online Payments","valueDescription":"Children can use the debit card for online payments, while guardians can control online usage through the parent dashboard."},{"name":"ATM cash withdrawals","value":"Withdraw Cash At ATMs","valueDescription":"Children can access cash through ATM withdrawals, subject to the AED 500 daily limit and guardian controls."},{"name":"Digital child account access","value":"Access The Account In The Amwali App","valueDescription":"The child can register the Amwali App by scanning a QR code from the parent’s ADIB Mobile App, then use the app to manage the account."},{"name":"Apple Pay support","value":"Add The Card To Apple Pay","valueDescription":"The debit card can be added to Apple Pay for use through that payment service."},{"name":"Exclusive offers","value":"Access Exclusive Offers","valueDescription":"The account provides access to exclusive offers across categories such as fashion, electronics, gaming, entertainment, and online shopping."}]},{"name":"Aani","anchor":"product-aani","type":"Service","url":"https://www.adib.com/en/pages/aani.aspx","summary":"Send and request money using mobile numbers, QR codes, or email addresses instead of sharing account details.","description":"Aani enables transactions with individuals and businesses using participating banks and other entities. Users can send or request money using mobile numbers, QR codes, or email addresses without exchanging bank account numbers or IBANs.","pricing":{},"features":[{"name":"Money sending","value":"Send Money With Simple Identifiers","valueDescription":"Send money to other Aani users using a mobile number, QR code, or email address, without exchanging bank account numbers or IBANs."},{"name":"Account-detail-free transactions","value":"Avoid Sharing Bank Account Details","valueDescription":"Use mobile numbers, QR codes, or email addresses to transact with other Aani users without exchanging bank account numbers or IBANs."},{"name":"Money requests","value":"Request Money With Simple Identifiers","valueDescription":"Request money from other Aani users using a mobile number, QR code, or email address rather than exchanging bank account numbers or IBANs."}]},{"name":"ADIB Mobile App","anchor":"product-adib-mobile-app","type":"Platform","url":"https://www.adib.com/en/Pages/personal_services_mobile_banking.aspx","summary":"Open accounts, access cards and financing, pay bills, make transfers, and manage selected banking services from your phone.","description":"ADIB Mobile App brings everyday banking services to customers’ phones. Customers can open bank accounts, access cards and financing, pay bills, and make transfers. The app also supports applying for Amwali accounts for children, managing parental controls for those accounts, and accessing ADIB Takaful. ADIB has announced digital covered cards on the mobile app with an instant approval process.","pricing":{},"features":[{"name":"Bank account opening","value":"Open Bank Accounts","valueDescription":"Apply to open an ADIB bank account through the app, without needing to begin the process at a branch."},{"name":"Bill payments","value":"Pay Bills","valueDescription":"Pay bills through the app as part of everyday banking."},{"name":"Money transfers","value":"Make Transfers","valueDescription":"Make transfers through the app, bringing this banking service to your phone."},{"name":"Card access","value":"Access Covered Cards","valueDescription":"Access cards through the app, including digital covered cards for which ADIB announced an instant approval process."},{"name":"Amwali parental controls","value":"Manage Child Account Controls","valueDescription":"Use the app to oversee a child’s Amwali account, control selected card and transaction access, and freeze, unfreeze, or block debit card access."},{"name":"Financing access","value":"Access Financing","valueDescription":"Access ADIB financing services through the mobile app."},{"name":"Amwali account applications","value":"Apply For Child Accounts","valueDescription":"Apply through the app for an Amwali account for a child and provide the required identity documents."},{"name":"Takaful access","value":"Access Takaful Cover","valueDescription":"Use the mobile app to access ADIB Takaful coverage, as described by ADIB."}]},{"name":"ADIB Sec UAE App","anchor":"product-adib-sec-uae-app","type":"Platform","url":"https://www.adib.com/en/Pages/adib-securities-trading-app.aspx","summary":"Open a digital trading account and access trading through ADIB Securities’ app.","description":"ADIB Securities’ app enables users to open a digital trading account and start trading.","pricing":{},"features":[{"name":"Trading access","value":"Access Trading Through The App","valueDescription":"Start trading through ADIB Securities’ app."},{"name":"Digital trading account opening","value":"Open A Digital Trading Account","valueDescription":"Open a digital trading account through the app to get started with trading."}]},{"name":"ADIBS Global","anchor":"product-adibs-global","type":"Platform","url":"https://www.adib.com/en/Pages/adibs-global-app.aspx","summary":"Enables customers to trade through a Shari'a-compliant app from ADIB Securities.","description":"ADIBS Global is a Shari'a-compliant trading app from ADIB Securities.","pricing":{},"features":[{"name":"Shari'a-compliant trading app","value":"Trade Through A Shari'a-Compliant App","valueDescription":"Customers can use ADIB Securities' app for trading in accordance with its stated Shari'a-compliant approach."}]},{"name":"ADIB Green Personal Finance","anchor":"product-adib-green-personal-finance","type":"Product","url":"https://www.adib.com/en/pages/green-finance.aspx","summary":"Helps customers finance home solar panels through ADIB’s collaboration with Sharaf DG Energy.","description":"ADIB Green Personal Finance is a personal financing product offered in collaboration with Sharaf DG Energy to support customers seeking solar panels for their homes. The product is promoted as a way to lighten household bills through solar panels.","pricing":{},"features":[{"name":"Solar panel financing","value":"Finance Home Solar Panels","valueDescription":"Customers can use this personal financing offer to support solar panel installations for their homes, an option presented as a way to lighten household bills."},{"name":"Sharaf DG Energy collaboration","value":"Access Financing Through A Partnership","valueDescription":"The product is offered through a collaboration between ADIB and Sharaf DG Energy, linking the personal finance offer with the provider’s solar panel offering."}]},{"name":"ADIB Home Finance","anchor":"product-adib-home-finance","type":"Service","url":"https://www.adib.com/en/pages/purchase-ready-property.aspx","summary":"Supports homeownership with a promoted fixed profit rate, flexible tenure, and tools to estimate payments and check prequalification.","description":"ADIB Home Finance helps customers pursue homeownership with a promoted profit rate of 3.99% fixed for three years and a flexible financing tenure. Customers can use the Home Finance Planner to estimate monthly payments and obtain free prequalification.","pricing":{},"features":[{"name":"Three-year fixed profit rate","value":"Secure A Fixed Rate For Three Years","valueDescription":"The promoted 3.99% profit rate stays fixed for three years, giving customers a defined rate period for their home finance."},{"name":"Flexible financing tenure","value":"Choose A Flexible Financing Tenure","valueDescription":"A flexible financing tenure allows customers to consider a period suited to their home finance plans."},{"name":"Free prequalification","value":"Check Your Eligibility For Free","valueDescription":"Customers can use the Home Finance Planner to obtain free prequalification as they explore home finance."},{"name":"Monthly payment calculator","value":"Estimate Your Monthly Payments","valueDescription":"Enter details in the Home Finance Planner to calculate an estimated monthly payment and explore home finance costs."}]},{"name":"ADIB Personal Finance","anchor":"product-adib-personal-finance","type":"Service","url":"https://www.adib.com/en/pages/personal_financing_personal_finance.aspx","summary":"Access a high finance amount at profit rates starting from 4.59% per annum, with an ADIB Covered Card included.","description":"ADIB Personal Finance is promoted with a high finance amount and a financing profit rate starting from 4.59% per annum. The offer also includes an ADIB Covered Card.","pricing":{},"features":[{"name":"High finance amount","value":"Access A High Finance Amount","valueDescription":"The offer advertises a high finance amount for customers seeking personal financing."},{"name":"Profit rate starting from 4.59% per annum","value":"Access Financing At Rates Starting From 4.59% Per Annum","valueDescription":"Customers can access financing with a profit rate starting from 4.59% per annum."},{"name":"ADIB Covered Card","value":"Receive An ADIB Covered Card","valueDescription":"The offer includes an ADIB Covered Card alongside personal financing."}]},{"name":"ADIB Car Finance","anchor":"product-adib-car-finance","type":"Service","url":"https://www.adib.com/en/pages/personal_financing_carfinance.aspx","summary":"Helps customers access financing for a car through ADIB.","description":"ADIB Car Finance is a personal financing service for customers seeking finance for a car. ADIB’s website lists car finance among its personal finance options.","pricing":{},"features":[{"name":"Car financing","value":"Finance A Car","valueDescription":"Access financing for a car through ADIB’s car finance service."}]},{"name":"ADIB Transfers and Remittances","anchor":"product-adib-transfers-and-remittances","type":"Service","url":"https://www.adib.com/en/pages/money-transfers-and-remittances.aspx","summary":"Send and manage transfers with access to instant Pakistan transfers, exchange rates, and promotional savings and rewards.","description":"ADIB’s money transfer and remittance service includes instant transfers to banks in Pakistan, transfer forms using Smart QR codes, and access to exchange rates. ADIB also promotes free transfers, exchange-rate discounts, and Exceed Rewards on transfers and remittances.","pricing":{},"features":[{"name":"Instant transfers to Pakistan","value":"Send Money Instantly","valueDescription":"Send money through the listed instant transfer service to banks in Pakistan."},{"name":"Transfer promotions and rewards","value":"Save And Earn Rewards","valueDescription":"Take advantage of advertised free transfers, exchange-rate discounts, and Exceed Rewards. Specific availability and terms are not provided in the supplied content."},{"name":"Smart QR code transfer forms","value":"Use Smart QR Forms","valueDescription":"Access transfer forms identified by ADIB as using Smart QR codes."},{"name":"Exchange rate access","value":"Check Currency Rates","valueDescription":"View exchange rates through the rates resource listed with ADIB’s transfer and remittance services."}]},{"name":"ADIB Exceed Rewards Loyalty Programme","anchor":"product-adib-exceed-rewards-loyalty-programme","type":"Service","url":"https://www.adib.com/en/pages/exceed-rewards-loyalty-program.aspx","summary":"Rewards customer loyalty through ADIB’s loyalty programme.","description":"ADIB Exceed is a loyalty programme designed to reward customer loyalty and make life more rewarding. ADIB presents it with the promise to help customers exceed expectations.","pricing":{},"features":[{"name":"Customer loyalty rewards","value":"Reward Customer Loyalty","valueDescription":"The programme is presented as a way for ADIB to reward customers for their loyalty."}]},{"name":"ADIB Etihad Guest Cards","anchor":"product-adib-etihad-guest-cards","type":"Product","url":"https://www.adib.com/en/pages/personal_cards_etihadcard.aspx","summary":"Earn a welcome bonus with Etihad Guest co-branded travel cards promoted as having the region’s highest travel-card welcome bonus.","description":"ADIB Etihad Guest Cards are travel cards co-branded with Etihad Guest. ADIB promotes them as offering the highest welcome bonus of any travel card in the Middle East.","pricing":{},"features":[{"name":"Travel card welcome bonus","value":"Earn A Welcome Bonus","valueDescription":"The cards offer a welcome bonus. ADIB describes it as the highest welcome bonus of any travel card in the Middle East."},{"name":"Etihad Guest co-branding","value":"Use An Etihad Guest-Branded Card","valueDescription":"The co-branding connects the cards with Etihad Guest."}]},{"name":"ADIB Current Account","anchor":"product-adib-current-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/current-account","summary":"Manage everyday banking with cheque book access, bill payments, salary transfers, and free withdrawals at ADIB ATMs across the UAE.","description":"ADIB Current Account is designed to simplify day-to-day banking. Account holders can apply for cheque books, pay bills, transfer salary funds, and withdraw cash free of charge at more than 500 ADIB ATMs across the UAE.","pricing":{},"features":[{"name":"Free ATM cash withdrawals","value":"Withdraw Cash Free At 500+ ADIB ATMs","valueDescription":"Access cash without a withdrawal charge at more than 500 ADIB ATMs across the UAE."},{"name":"Bill payments","value":"Pay Bills Through Your Account","valueDescription":"Use the account to pay bills as part of everyday banking."},{"name":"Salary transfers","value":"Transfer Salary Funds","valueDescription":"Transfer salary funds through the current account."},{"name":"Cheque book applications","value":"Apply For A Cheque Book","valueDescription":"Request a cheque book by applying for one through the account."}]},{"name":"ADIB Savings Account","anchor":"product-adib-savings-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/savings-account","summary":"Access savings when needed while benefiting from expected quarterly profits.","description":"The ADIB Savings Account lets customers access their savings whenever they need them and provides expected quarterly profits.","pricing":{},"features":[{"name":"Flexible access to savings","value":"Access Savings When Needed","valueDescription":"Customers can access their savings when needed, with the account described as providing safe access."},{"name":"Expected quarterly profits","value":"Benefit From Expected Quarterly Profits","valueDescription":"Customers can benefit from expected quarterly profits through the savings account."}]},{"name":"Ghina Savings Account","anchor":"product-ghina-savings-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/ghina-savings-account","summary":"Get the chance to win monthly prizes, including an AED 1 million grand prize.","description":"ADIB’s Ghina Savings Account is promoted with monthly prizes totaling AED 1.2 million, including a monthly grand prize of AED 1 million.","pricing":{},"features":[{"name":"Monthly prize draws","value":"Enter Monthly Prize Draws","valueDescription":"Get the chance to win monthly prizes totaling AED 1.2 million, including a monthly grand prize of AED 1 million."}]},{"name":"Ghina Salary Account","anchor":"product-ghina-salary-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/ghina-salary-account","summary":"Get a chance to win monthly prizes, including an AED 1 million grand prize.","description":"ADIB’s Ghina Salary Account gives customers the chance to win prizes worth AED 1.2 million every month, including a monthly grand prize of AED 1 million.","pricing":{},"features":[{"name":"Monthly prize draws","value":"Win Monthly Cash Prizes","valueDescription":"Customers can enter for a chance to win prizes worth AED 1.2 million every month, including an AED 1 million monthly grand prize."}]},{"name":"Banoon Children’s Savings Account","anchor":"product-banoon-children-s-savings-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/banoon-children-savings-account","summary":"Helps save for children while offering higher distributed profit rates on higher account balances.","description":"The ADIB Banoon Children’s Savings Account helps customers start saving for their children and offers higher distributed profit rates for higher account balances.","pricing":{},"features":[{"name":"Tiered distributed profit rates","value":"Earn Higher Distributed Profit Rates","valueDescription":"Higher account balances receive higher distributed profit rates, linking the account’s profit rates to the amount saved for children."}]},{"name":"ADIB Electron Account","anchor":"product-adib-electron-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/electron-account","summary":"Provides new UAE residents with a demand deposit account while their residency is being processed.","description":"The ADIB Electron Account is a simple, easy-to-use demand deposit account for new UAE residents whose UAE residency is under process.","pricing":{},"features":[{"name":"Demand deposit access","value":"Access Funds On Demand","valueDescription":"Use an easy-to-use demand deposit account."},{"name":"New UAE resident eligibility","value":"Bank While Residency Is Processing","valueDescription":"Access an account designed for new UAE residents while their UAE residency is being processed."}]},{"name":"ADIB Short Term Investment Account","anchor":"product-adib-short-term-investment-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/short-term-investment-account","summary":"Access funds daily with the possibility of earning a higher profit rate than a regular savings account.","description":"The ADIB Short Term Investment Account offers daily access to wealth and the possibility of earning a higher profit rate than a regular savings account for investment amounts starting at AED 10,000.","pricing":{},"features":[{"name":"Daily access to funds","value":"Access Your Wealth Daily","valueDescription":"Access your wealth daily through the account."},{"name":"Potential for a higher profit rate","value":"Explore A Potentially Higher Profit Rate","valueDescription":"The account provides the possibility of earning a higher profit rate than a regular savings account."},{"name":"Minimum investment amount","value":"Start Investing From AED 10,000","valueDescription":"Open an investment with an amount starting at AED 10,000."}]},{"name":"ADIB Investment Deposit Account","anchor":"product-adib-investment-deposit-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/investment-deposit-account","summary":"Invest funds for a fixed period with flexible investment periods and the opportunity to earn a higher expected profit rate.","description":"Invest funds with ADIB for a fixed period and benefit from a higher expected profit rate and flexible investment periods.","pricing":{},"features":[{"name":"Expected profit rate","value":"Earn A Higher Expected Profit Rate","valueDescription":"Invest funds with the opportunity to earn a higher expected profit rate."},{"name":"Fixed investment period","value":"Invest Funds For A Fixed Period","valueDescription":"Place funds with ADIB for a fixed period of time."},{"name":"Flexible investment periods","value":"Choose A Flexible Investment Period","valueDescription":"Choose from flexible investment periods for your funds."}]},{"name":"ADIB Egypt Wasel Account","anchor":"product-adib-egypt-wasel-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/adib-egypt-wasel-account","summary":"Manage money between Egypt and the UAE with free, unlimited transfers through branches and electronic channels.","description":"The ADIB Egypt Wasel Account helps customers manage money between Egypt and the UAE. It provides convenient, free, and unlimited money transfers through ADIB branches and electronic channels.","pricing":{},"features":[{"name":"Free unlimited transfers","value":"Transfer Funds Free And Without Limits","valueDescription":"Send money through ADIB branches and electronic channels, with free and unlimited transfers."},{"name":"Cross-border money management","value":"Manage Funds Across Egypt And The UAE","valueDescription":"Manage money between Egypt and the UAE through an account designed to support finances across borders."}]},{"name":"ADIB Student Savings Account","anchor":"product-adib-student-savings-account","type":"Product","url":"https://www.adib.com/en/personal/accounts/adib-student-account","summary":"Helps children start saving and learn to invest in their future.","description":"The ADIB Student Savings Account is presented as a way for children to get a head start in saving and learn the importance of investing in their future.","pricing":{},"features":[{"name":"Student savings","value":"Build Savings Habits","valueDescription":"Children can begin saving with an account positioned to give them a head start."},{"name":"Investment education","value":"Learn About Future Investing","valueDescription":"The account supports learning about the importance of investing in one’s future."}]},{"name":"ADIB Salary Bonus Programme","anchor":"product-adib-salary-bonus-programme","type":"Service","url":"https://www.adib.com/en/personal/accounts/adib-salary-bonus-programme","summary":"Earn a bonus by transferring your salary to ADIB.","description":"The ADIB Salary Bonus Programme lets customers earn a bonus by transferring their salary to ADIB.","pricing":{},"features":[{"name":"Salary transfer bonus","value":"Earn A Bonus By Transferring Your Salary","valueDescription":"Transfer your salary to ADIB to earn a bonus through the programme."}]},{"name":"Female Care Takaful Plan","anchor":"product-female-care-takaful-plan","type":"Service","url":"https://www.adib.com/en/Pages/Female-Care-Takaful-Plan.aspx","summary":"Provides eligible UAE-resident women with financial support for covered female cancers and pregnancy complications.","description":"A takaful plan for UAE-resident women aged 21 to 59 that pays a lump-sum cash benefit upon the first diagnosis of a covered female cancer or pregnancy complication. It covers specified female cancers and pregnancy complications, with three plan options offering benefits of up to AED 200,000. Enrollment requires a short application and payment of an annual contribution; no medical examination is required.","pricing":{},"features":[{"name":"Female cancer coverage","value":"Access Financial Support For Covered Cancers","valueDescription":"Receive a takaful benefit if diagnosed for the first time with one or more female cancers covered by the plan, subject to its terms and conditions."},{"name":"First-diagnosis lump-sum benefit","value":"Receive A Lump-Sum Cash Benefit","valueDescription":"A lump-sum payment following the first diagnosis of a covered condition can help with a variety of expenses."},{"name":"Pregnancy complication coverage","value":"Receive Support For Covered Complications","valueDescription":"The plan provides a takaful benefit for specified covered pregnancy complications, subject to its terms and conditions."},{"name":"Three plan options","value":"Choose From Three Benefit Levels","valueDescription":"Select one of three plan options with different benefit levels for covered female cancers and pregnancy complications."},{"name":"Eligibility and simplified enrollment","value":"Apply Without A Medical Examination","valueDescription":"Eligible UAE-resident women aged 21 to 59 can apply using a short form without a medical examination, then pay the annual contribution to enroll."},{"name":"Annual contribution options","value":"Select An Annual Contribution Option","valueDescription":"Compare the three plan options by their stated annual contribution amounts."}]},{"name":"Takaful Protection Plan for School Fees","anchor":"product-takaful-protection-plan-for-school-fees","type":"Service","url":"https://www.adib.com/en/Pages/School-Fee-Protection-Takaful-Plan.aspx","summary":"Helps keep children’s education funded after a parent’s death or permanent total disability through a lump sum and five annual school-fee allowances.","description":"This takaful plan helps secure children’s education if a covered event affects a parent. Subject to the terms and conditions, it provides protection against death or permanent total disability, with 24-hour worldwide coverage. Half of the selected total benefit is paid as a lump-sum education fund; the rest is paid in five equal annual school-fee allowances. Three plans offer total benefits of AED 250,000, AED 350,000, or AED 500,000, with annual contributions of AED 500, AED 700, or AED 1,000 respectively. The plan is available to UAE residents aged 21 to 64, subject to enrollment requirements.","pricing":{},"features":[{"name":"Death and permanent total disability protection","value":"Protect Children After A Covered Event","valueDescription":"The benefit is designed to help secure children’s education if a covered event affects a parent. Covered events are death and permanent total disability."},{"name":"Lump-sum education fund","value":"Provide An Immediate Education Fund","valueDescription":"The plan allocates 50% of the selected total takaful benefit to an education fund paid as a lump sum. The amount varies by plan option."},{"name":"Five annual school-fee allowances","value":"Fund School Fees For Five Years","valueDescription":"After the lump-sum education fund, the remaining benefit is paid to the children in five equal annual installments as a school-fee allowance."},{"name":"Three benefit options","value":"Choose A Benefit Level","valueDescription":"Three plan options provide different total benefits, lump-sum education funds, and annual allowances."},{"name":"24-hour worldwide protection","value":"Maintain Protection Worldwide","valueDescription":"Coverage applies worldwide at any time, subject to the terms and conditions."},{"name":"Early redemption of future allowances","value":"Access Listed Early Redemption Amounts","valueDescription":"The plan tables specify an early redemption amount for remaining future annual allowances. The amount depends on the plan option and year."},{"name":"Annual contribution options","value":"Select An Annual Contribution","valueDescription":"Each plan option has a stated annual contribution of AED 500, AED 700, or AED 1,000."},{"name":"UAE resident enrollment eligibility","value":"Check Eligibility And Apply","valueDescription":"The plan is available to UAE residents between 21 and 64 years old. Applicants complete a short form and pay the annual contribution if no further underwriting is required."}]},{"name":"Motor Takaful","anchor":"product-motor-takaful","type":"Service","url":"https://www.adib.com/en/Pages/Personal_TakaFul_Motor_Takaful.aspx","summary":"","description":"A motor takaful offering listed by ADIB under its personal takaful solutions. The available content does not provide details about coverage or benefits.","pricing":{},"features":[]},{"name":"Covered Card Takaful","anchor":"product-covered-card-takaful","type":"Service","url":"https://www.adib.com/en/Pages/Personal_TakaFul_CoveredCardsTakaful.aspx","summary":"Provides takaful protection associated with ADIB covered cards.","description":"A takaful offering associated with ADIB covered cards. Further coverage details are not available in the provided content.","pricing":{},"features":[]},{"name":"Personal Finance Takaful","anchor":"product-personal-finance-takaful","type":"Service","url":"https://www.adib.com/en/Pages/Personal_TakaFul_AlKhairTadawulTakaful.aspx","summary":"Provides takaful protection associated with personal finance.","description":"ADIB lists Personal Finance Takaful as a takaful protection offering associated with personal finance. The available content does not provide further details about coverage or terms.","pricing":{},"features":[{"name":"Personal finance takaful protection","value":"Add Takaful Protection To Personal Finance","valueDescription":"Provides a takaful protection offering associated with personal finance."}]},{"name":"Male Care Takaful Plan","anchor":"product-male-care-takaful-plan","type":"Service","url":"https://www.adib.com/en/Pages/Male-Care-Takaful-Plan.aspx","summary":"","description":"A personal Takaful plan listed by ADIB under its Takaful offerings.","pricing":{},"features":[]},{"name":"Personal Accident Takaful Plan","anchor":"product-personal-accident-takaful-plan","type":"Service","url":"https://www.adib.com/en/Pages/Personal-Accident-Takaful-Plan.aspx","summary":"Provides customers with personal accident takaful coverage.","description":"A personal accident takaful plan listed by ADIB.","pricing":{},"features":[]},{"name":"ADIB Merchant Services","anchor":"product-adib-merchant-services","type":"Service","url":"https://www.adib.com/en/Pages/Merchant-Services.aspx","summary":"Supports merchants with e-commerce, point-of-sale, payment gateway, and value-added service options.","description":"ADIB Merchant Services is a merchant services offering with e-commerce services, point-of-sale solutions, value-added services, and the ADIB Payment Gateway.","pricing":{},"features":[{"name":"Payment gateway","value":"Use The ADIB Payment Gateway","valueDescription":"The ADIB Payment Gateway is included among the merchant services options."},{"name":"Point-of-sale solutions","value":"Access Point-Of-Sale Solutions","valueDescription":"Merchants can access point-of-sale solutions through ADIB Merchant Services."},{"name":"E-commerce services","value":"Access E-Commerce Services","valueDescription":"Merchants can access e-commerce services as part of ADIB Merchant Services."},{"name":"Value-added services","value":"Access Value-Added Services","valueDescription":"The offering includes value-added services for merchants."}]},{"name":"Business Elite Account","anchor":"product-business-elite-account","type":"Product","url":"https://www.adib.com/en/business/business-accounts/business-elite","summary":"","description":"ADIB lists Business Elite as one of its business account offerings.","pricing":{},"features":[]},{"name":"Business Premium Account","anchor":"product-business-premium-account","type":"Product","url":"https://www.adib.com/en/business/business-accounts/business-premium","summary":"Provides businesses with an account option within ADIB’s business banking range.","description":"A business account offered by ADIB as part of its business accounts.","pricing":{},"features":[]},{"name":"Business One Account","anchor":"product-business-one-account","type":"Product","url":"https://www.adib.com/en/business/business-accounts/business-one","summary":"","description":"A business account listed by ADIB under its Business Accounts offering.","pricing":{},"features":[]},{"name":"Merchant Account","anchor":"product-merchant-account","type":"Product","url":"https://www.adib.com/en/business/business-accounts/merchant-account","summary":"","description":"An ADIB business account listed within its Business Accounts offering. 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